I have agree to purchase a home where I grew up in Calais. Contract is done. Pre-qual'd with a local bank in Calais. Underwriters are dragging feet, kicking around, can't fix their mistakes. One after another I have to correct and show them where they messed up.
Now they say my Debt to income is not good enough. I make plenty of money, have great credit, no mortgage, no car payment, less than $500 on credit and a travel trailer that I have an outstanding loan.
It seems they are making crap up as they go. A local friend says they may be dragging their feet so I back out and they (or a friend) can purchase the property which I guess happens frequently.
I am about done with Machias Savings.
If you are or know a good local mortgage broker, message me ASAP. This will be a quick and easy deal. Free money.