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Posted: 3/16/2022 8:55:06 PM EDT
[#1]
Check out Nerdwallet.com for research on all those topics. Pick the ones that give YOU the most.
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Posted: 3/17/2022 2:11:44 AM EDT
[#2]
Cabelas!
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Posted: 3/17/2022 4:20:29 PM EDT
[#3]
Not sure if gun friendly, but I would look at
Chase Freedom Unlimited American Express Blue Cash Discover It cashback |
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Posted: 3/17/2022 7:14:04 PM EDT
[#4]
Quote HistoryQuoted: Cabelas! NO! There underwriter (Capital One) is anti gun I'm not aware of any pro 2A ones. |
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Posted: 3/17/2022 7:24:13 PM EDT
[#5]
The lesser of all evils seem to be Wells Fargo. They came out a few years back and said they were not in the business of making laws when they were trying to pass those anti firearm banking acts.
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Posted: 3/19/2022 8:40:11 PM EDT
[#6]
Quote HistoryQuoted: The lesser of all evils seem to be Wells Fargo. They came out a few years back and said they were not in the business of making laws when they were trying to pass those anti firearm banking acts. Sure except for fraudulent account creation https://en.m.wikipedia.org/wiki/Wells_Fargo_account_fraud_scandal |
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Posted: 3/27/2022 12:04:29 AM EDT
[#7]
I have a Wells Fargo Active Cash card (2% cash back) Card was compromised once and it was a pain in the ass to get the issue resolved compared to similar experiences with Capital One. They also gave me an absurdly small limit and refused to raise it when I asked, after 6 months they raised it $1k without me having to ask. I’ll keep it, I’ll use it but I really can’t recommend it.
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Posted: 3/27/2022 12:15:36 PM EDT
[#8]
I am not sure of their politics but I use a Citi Double Cash card for most of my spending. The few times I’ve needed support they have been easy to deal with but I suspect that is because I am likely in their highest tier of customer. I’ve never paid them a dime in interest and collect my cash back each month seamlessly.
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Posted: 3/27/2022 5:00:04 PM EDT
[#9]
Usaa has a 2.5% cash back card that is periodically offered to some customers.
Many places have a 2% cash back card - I just got one from fidelity that is 0% interest for first year to put a new home AC on rather than withdraw a large amount of cash or use the hvac company’s financing. It also paid $150 when you spend $1500 in the first 90 days, so I used it for groceries for a month and paid 6 months of car insurance and got $150 for free. Unless it’s targeted you won’t do any better than 2-2.5% cash back. The Amazon card is 5% off Amazon purchases which can be a great deal if you use Amazon a lot. |
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Posted: 4/1/2022 9:04:08 AM EDT
[#10]
For banking, I prefer Chase.
For credit card - use the Citi Double Cash card. It is a flat 2% no gimmicks, and they have excellent fraud monitoring/customer service if you eve have an issue. If you don't like Citi, then Fidelity also has a 2% flat card, which is what I use. I chose them because I already have a Fidelity account. That said - the web app and customer service are not the same, because management is outsourced to Elan Financial services for that card. I know Citi and Chase are not much better to support than BOA - but they are not as bad as BOA. |
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Posted: 4/1/2022 9:33:58 AM EDT
[#11]
Fidelity 2% seems to be one of the better options. They're less anti-gun than Citi.
I have both, but put most of my spending on the Fidelity card. USAA has an Amex that lets you get 5% off gas. |
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Posted: 4/8/2022 4:23:47 PM EDT
[#12]
Does anyone here have any experience with the Lending Club high yield savings?
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Posted: 4/10/2022 3:31:19 AM EDT
[#13]
Why have one?
Customize based on your spending. I basically use three credit cards to maximize my rewards Costco Citi card for gas, restaurant, and Costco Purchases Amazon Chase card for Amazon purchases Fidelity Visa that gets 2% for everything else. |
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Posted: 4/10/2022 4:09:57 AM EDT
[#14]
Navy Federal for the muthafuckin WIN!
If you travel, the highest grade Amex you can. I wont be renewing since I left .gov but Ive had a platinum Amex for years. The annual fee was $695 but walking into first class lounges worldwide like you own them made it worth every penny. The concierge services were fucking lit also. |
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Posted: 4/10/2022 6:05:44 AM EDT
[#15]
Quote HistoryQuoted: Why have one? Customize based on your spending. I basically use three credit cards to maximize my rewards Costco Citi card for gas, restaurant, and Costco Purchases Amazon Chase card for Amazon purchases Fidelity Visa that gets 2% for everything else. i would do something like this if i was a little more organized. but i just use the fidelity 2% cash back. |
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Posted: 4/10/2022 6:15:36 AM EDT
[#16]
Amex blue cash gives me the best for Grocery and gas.
i use capitalone one quicksilver or Apple card for everything else https://www.bankrate.com/finance/credit-cards/ |
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Posted: 4/10/2022 6:25:26 AM EDT
[#17]
I haven't checked to see if I should update in awhile, but I use AMEX Platinum for the rewards and Chase Amazon for Amazon. I live in the sticks and order from Amazon often, and I get 5% back for Amazon purchases. I also use Apple Card for anything Apple I buy.
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Posted: 4/10/2022 6:36:11 AM EDT
[#18]
Quote HistoryQuoted: Usaa has a 2.5% cash back card that is periodically offered to some customers. That hasn't been offered since 2018 and goes away entirely for existing users on 31 December 22. My USAA monthly credit card spend will go from 2-5K to 0. I'll just fall back on a Fido 2% card for daily spend, Amex Blue Cash Preferred for grocery/gas, Chase Freedom Flex for restaurants/rotating categories, Chase Amazon card for Amazon/rotating categories(currently 5% for gas through June) |
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Posted: 4/10/2022 8:20:44 AM EDT
[#19]
Quote HistoryQuoted: Why have one? Customize based on your spending. I basically use three credit cards to maximize my rewards Costco Citi card for gas, restaurant, and Costco Purchases Amazon Chase card for Amazon purchases Fidelity Visa that gets 2% for everything else. This is exactly what we do. Everything is on autopay so there is nothing to manage, and I only carry two cards. |
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Posted: 4/10/2022 8:46:34 AM EDT
[#20]
Local credit union here. I don’t think any company, outside of the gun industry, is pro gun or pro America anymore. I have so many companies on sanction, I can’t keep up with who owns what.
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Posted: 4/10/2022 9:15:08 AM EDT
[#21]
I also am not a fan of Bank of America. I use them as they are nationwide and helps when buying classic cars/trucks in other states.
I have not paid interest in years because I pay the balance in full. With that being said nobody seems to be able to touch the interest rate they give me at 11.99%. Since I have a couple of accounts I am a preferred rewards customer. I don't pay for bank and cashiers checks. I don't pay for any copies I may need? Once or twice a year the car does get compromised but the second day air me a new card at no charge. I am interested in the replies as I would like a back up card in case this one gets compromised and I need to use credit while waiting for the new card. |
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Posted: 4/10/2022 9:26:56 AM EDT
[#22]
Quote HistoryQuoted: Fidelity 2% seems to be one of the better options. This is a great card that doesn't get a lot of the same hype that the Chase and Citi cards do-probably because it requires excellent credit to be approved. I finally got it after years of contemplating it. Best thing about this card is that the rewards can either be taken as cash or invested via a Fidelity account. If I had been using this card for the last 20 years I'd have a nice investment account. It's now my primary card for everything except fuel (Costco VISA is better for that). |
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Posted: 4/10/2022 9:32:00 AM EDT
[#23]
Quote HistoryQuoted: Why have one? Customize based on your spending. I basically use three credit cards to maximize my rewards Costco Citi card for gas, restaurant, and Costco Purchases Amazon Chase card for Amazon purchases Fidelity Visa that gets 2% for everything else. Also an option if you are dedicated. I rotate between about 10 different cards to maximize rewards, but I think it'd be the Fidelity VISA if I had to stick with just one. |
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Posted: 4/10/2022 9:46:28 AM EDT
[#24]
For most things I use Chase. They’ve been pretty reasonable.
For some things like gas, it’s the Citi (Costco) cuz it’s better rewards. I do so somewhat begrudgingly because Citi damned near fucked me on my honeymoon. Buy airfare to Italy on the card. Tell them ahead of time I’m going out of the country. First hotel, Citi locks the card for unusual activity. I was PISSED. |
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Posted: 4/17/2022 4:16:32 AM EDT
[#25]
Quote HistoryQuoted: Also an option if you are dedicated. I rotate between about 10 different cards to maximize rewards, but I think it'd be the Fidelity VISA if I had to stick with just one. Quote HistoryQuoted: Quoted: Why have one? Customize based on your spending. I basically use three credit cards to maximize my rewards Costco Citi card for gas, restaurant, and Costco Purchases Amazon Chase card for Amazon purchases Fidelity Visa that gets 2% for everything else. Also an option if you are dedicated. I rotate between about 10 different cards to maximize rewards, but I think it'd be the Fidelity VISA if I had to stick with just one. I always redeem the rewards every time there is $50 into a Roth IRA account, or if that is maxed out it just goes into a regular brokerage account. |
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Posted: 4/18/2022 11:38:13 AM EDT
[#26]
I'm looking for a new CC too.
Upgrade cash rewards elite Visa is 2.2% back. Never heard of them though. Amex has the 6% one, but it has an annual fee. BOTW has a 3% dining, groceries, gas one. |
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Posted: 4/18/2022 6:23:23 PM EDT
[#27]
Quote HistoryQuoted: I'm looking for a new CC too. Upgrade cash rewards elite Visa is 2.2% back. Never heard of them though. Amex has the 6% one, but it has an annual fee. BOTW has a 3% dining, groceries, gas one. If that Amex is the Blue Cash Preferred with a $95 fee and 6% back at grocery stores you will easily make that back assuming you are shopping at grocery stores and not Walmart(which doesn't meet their criteria). I have already surpassed the $95 in rewards for using that card this year, and I'm only shopping for one. *I'm still in the have a few cards camp, I only use that Amex for gas 3%/groceries 6%. |
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Posted: 4/18/2022 6:56:55 PM EDT
[#28]
Quote HistoryQuoted: If that Amex is the Blue Cash Preferred with a $95 fee and 6% back at grocery stores you will easily make that back assuming you are shopping at grocery stores and not Walmart(which doesn't meet their criteria). I have already surpassed the $95 in rewards for using that card this year, and I'm only shopping for one. *I'm still in the have a few cards camp, I only use that Amex for gas 3%/groceries 6%. Quote HistoryQuoted: Quoted: I'm looking for a new CC too. Upgrade cash rewards elite Visa is 2.2% back. Never heard of them though. Amex has the 6% one, but it has an annual fee. BOTW has a 3% dining, groceries, gas one. If that Amex is the Blue Cash Preferred with a $95 fee and 6% back at grocery stores you will easily make that back assuming you are shopping at grocery stores and not Walmart(which doesn't meet their criteria). I have already surpassed the $95 in rewards for using that card this year, and I'm only shopping for one. *I'm still in the have a few cards camp, I only use that Amex for gas 3%/groceries 6%. I also have that card. Bear in mind that 6% back applies if you purchase gift cards at the grocery store. So, if I plan this weekend to purchase tools and garden supplies at Home Depot and I've looked online to see how much that costs, I'll grab some Home Depot gift cards to cover it when I do my weekly grocery shopping. The 6% back on groceries is limited to $500/month for purchases, after that it drops to 1%. I don't think there's a monthly limit on the 3% gas rebate. |
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Posted: 4/18/2022 10:57:19 PM EDT
[#29]
Quote HistoryQuoted: Not sure if gun friendly, but I would look at Chase Freedom Unlimited American Express Blue Cash Discover It cashback I have #1 & #2 and used to have #3. I can recommend all 3. I also have a Capitol One serviced store card. I only keep it for the rewards. I'm not a fan of Capitol One. I also used to have a Citi. NEVER again will I make that mistake. Getting customer service to do anything was always a pain... |
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Posted: 4/18/2022 11:20:11 PM EDT
[#30]
I make a good bit of cash every year off chase.
Chase freedom. 1% on everything and quarterly 5% on select categories up to $75/quarter. I’ll typically max that $75 on grocery and gas quarters. Freedom unlimited: 1.5% on everything. 3% on travel and restaurants year round. I put everything I can on these cards and pay them off every couple of weeks. When I hit the $500-$1000 mark I’ll cash the rewards out. |
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Posted: 4/18/2022 11:32:56 PM EDT
[#31]
Quote HistoryQuoted: I also have that card. Bear in mind that 6% back applies if you purchase gift cards at the grocery store. So, if I plan this weekend to purchase tools and garden supplies at Home Depot and I've looked online to see how much that costs, I'll grab some Home Depot gift cards to cover it when I do my weekly grocery shopping. The 6% back on groceries is limited to $500/month for purchases, after that it drops to 1%. I don't think there's a monthly limit on the 3% gas rebate. That looks like a good card I can max, but it says the rewards are statement credit. Does that mean no cash back? |
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Posted: 4/19/2022 12:29:11 AM EDT
[#32]
"People also ask
Is Wells Fargo gun friendly? According to 2019 statistics, Wells Fargo has supplied more than a half-billion dollars in credit facilities to gunmakers since 2012. That lending practice has earned Wells Fargo, a near-permanent listing on anti-gun groups' lists as among the “least responsive” banks around.Mar 22, 2021 Banks that got an F from the anti gunners in 2019 were Chase: F -- 48 points out of 100 PNC: F -- 41 points out of 100 US Bank Corp: F -- 35 points out of 100 TD Bank: F: 35 points out of 100 Wells Fargo: F -- 25 points out of 100 BB&T: F -- 20 points out of 100 |
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Posted: 4/25/2022 7:18:27 AM EDT
[#33]
Quote HistoryQuoted: That looks like a good card I can max, but it says the rewards are statement credit. Does that mean no cash back? If you use the credit card and pay it off regularly like a normal person then cash back and statement credit are the same thing. A statement credit means less money leaves your bank account to make the payment. Your cash back (if you really want actual cash) comes when you withdraw that extra money from your account. It just saves the extra movement of money which saves the CC company the hassle & cost of sending you a check etc. |
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