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Posted: 1/17/2021 2:45:54 PM EDT
[#1]
Quote HistoryQuoted: I bet they all have $1400 smart phones and $150 a month data plans. Laughs in boost mobile. $35 a month unlimited everything |
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Posted: 1/17/2021 2:47:32 PM EDT
[#2]
Just play the hand you're dealt and understand that the game you're being dropped into was started before you were born. You can bitch and moan and refuse to play but all that does is leave you behind while everyone who plays along gets ahead.
I wish I was born rich and never had to do anything but I wasn't, so I can sit in the dark and bitch and moan and stomp my feet about how unfair life is or I can go make the best of what I can. |
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Posted: 1/17/2021 2:47:44 PM EDT
[#3]
Quote HistoryQuoted: Both my boomer parents graduated high school then went down to the big factory and started jobs they held for the next 40 years. That opportunity isnt there anymore, and probably never will be again. |
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Posted: 1/17/2021 2:47:48 PM EDT
[#4]
Quote HistoryQuoted:  . I'm GenX and lived through that bullshit. The kids that went to "trade school" in high school were all considered the outcasts and retards. If you didn't go to college to get a 4 year degree you were shit and wouldn't amount to shit. There was a metric fuckton of pressure and negative stigma from teachers, parents, and leaders (this was in the 90s so what generation do you think those were???) to "get the degree" to have it more betterreerrr then mammy and pappay working in the factories. Except those same people sold us all down the river and turned the US into a mostly service based economy, while wages stagnated, and the government created bubbles in housing and education letting everyone and the kitchen sink in to participate in those markets. Manufacturing went to china and non-defense middle class work was given to HI1b's and others that would work for pennies. Most of the millennials and GenZ I know all want to work hard and make way in life but they are absolutely crippled by the decisions made by the previous generations that put them at an extreme disadvantage especially compared to boomers and Genx, especially those not going into STEM or military/civil service. There's no middle class factories/jobs where you can have a decent salary, benefits, and get a pension. Keep in mind those "soft" newer generations were raised by the boomers and earlier GenX so what does that say about those generations? The kids today didn't just pop out worthless. It takes a village and all that... I heard the opposite. Instead of going to college, buy or build the best computer you could afford and learn the language... |
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Posted: 1/17/2021 2:47:49 PM EDT
[#5]
I don’t blame anyone for where we are now a days except those god damned politicians.
Every generation was sold a bunk bill of goods under the guise of well- doing. They fucked our ggp, our gp, our parents and now us. And are now past the process of fucking our childrens, childrens generation. They get off on our circular firing squad because they can slip in any bullshit bill while we fight and then can spin it any way they want and we’ll go back to fighting. We all are chumps. We just recognize it when it’s too late to do anything about it. |
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Posted: 1/17/2021 2:47:58 PM EDT
[#6]
When my dad was my age he spent more money on cocaine than o do on a smart phone. The 80s were like that in Alaska. You can resume your lecture now.
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Posted: 1/17/2021 2:48:39 PM EDT
[#7]
Quote HistoryQuoted: Take it up with your employer instead of trying to use government as your personal cudgel to batter a free society.., Quote HistoryQuoted: Quoted: When I hear MAGA, I think Trump means "Don't buy a cell phone or a car, that'll make America Great Again." Not that the economy and corresponding economic opportunities have fundamentally changed and we're looking to redress that imbalance...obviously Take it up with your employer instead of trying to use government as your personal cudgel to batter a free society..,  
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Posted: 1/17/2021 2:48:44 PM EDT
[#8]
Quote HistoryQuoted: I don't know who this is but I definitely wood. Quote HistoryQuoted: I don't know who this is but I definitely wood. Wtf man!?! |
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Posted: 1/17/2021 2:48:52 PM EDT
[#9]
Quote HistoryQuoted: Not just that. House prices doubled 2004-2020.  Somebody’s buying them, lol. |
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Posted: 1/17/2021 2:49:41 PM EDT
[#10]
Much of that has to do with the College pipeline scam which enriches Liberal Academics and Staff. It's unfortunate that many, possible most Millennials don't know how to mow lawns, shovel snow or anything else that involves dirt and sweat. Instead they were give two paths college or working in fast food and end up wit crappy office jobs, become minimum wage slaves or die smoking crack.
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Posted: 1/17/2021 2:50:11 PM EDT
[#11]
Quote HistoryQuoted: Ok boomer Quote HistoryQuoted: Quoted: I bet they all have $1400 smart phones and $150 a month data plans. Ok boomer Truth hurts you don't it  PikeSlayer is right. They gotta have the latest and greatest when it comes to those phones. Yes I'm a boomer so Fing what. It's true |
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Posted: 1/17/2021 2:50:28 PM EDT
[#12]
Quote HistoryQuoted: Wrong again. $110 for 2 phones and a 2 gig per phone limit. $1,320 a year for a cell phone bill. You've certainly got this money thing down by the tail, haven't you? |
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Posted: 1/17/2021 2:51:24 PM EDT
[#13]
Quote HistoryQuoted: I bet they all have $1400 smart phones and $150 a month data plans. Some of them tend to be much more conservative on finances than other generations. |
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Posted: 1/17/2021 2:51:49 PM EDT
[#14]
Quote HistoryQuoted: Take it up with your employer instead of trying to use government as your personal cudgel to batter a free society.., Quote HistoryQuoted: Quoted: When I hear MAGA, I think Trump means "Don't buy a cell phone or a car, that'll make America Great Again." Not that the economy and corresponding economic opportunities have fundamentally changed and we're looking to redress that imbalance...obviously Take it up with your employer instead of trying to use government as your personal cudgel to batter a free society.., The employers are the same boomers who can’t see paying anyone $20/hr because they made $2/hr and should be able to live off that because they could back in the 50’s/ 60’s. |
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Posted: 1/17/2021 2:52:37 PM EDT
[#15]
Quote HistoryQuoted: I don’t blame anyone for where we are now a days except those god damned politicians. Every generation was sold a bunk bill of goods under the guise of well- doing. They fucked our ggp, our gp, our parents and now us. And are now past the process of fucking our childrens, childrens generation. They get off on our circular firing squad because they can slip in any bullshit bill while we fight and then can spin it any way they want and we’ll go back to fighting. We all are chumps. We just recognize it when it’s too late to do anything about it. The young-ins don’t realize that it’s government that ruined the investment value of their money so that they can’t accrue wealth by any means and they’re continuing to destroy it to drive the dummies into the arms of big government. The wealthy can still make money in low interest rates because of volume, Joe Blow not so much, lol. |
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Posted: 1/17/2021 2:52:54 PM EDT
[#16]
Quote HistoryQuoted: (Laughs in Gen X) 
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Posted: 1/17/2021 2:52:59 PM EDT
[#17]
They may be making way less now, but when their parents start dying off, they'll be worth WAY more than GenX. GenZ will probably never even be able to understand the numbers.
I'm curious to see how they handle the massive transfer of wealth -- will they blow it or save/ invest it? Should be interesting. |
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Posted: 1/17/2021 2:54:29 PM EDT
[#18]
Boomers should be lecturing precisely nobody on financial responsibility, as only 25% of boomers are prepared to retire in spite of the government and Fed literally doing everything to prop boomers up. The median boomer has only $150k saved for retirement, and they are entirely dependent on unsustainable pensions and propped up asset values, hence why the Fed has to bail them out in the form of artificially low interest rates and QE to prop up their home and pension values as well as to enable the federal govt to continue running massive deficits to fund over $2 trillion in annual spending for Medicare and social security alone.
This does little to actually help their financial situation as it make the average financially imprudent boomers feel wealthier than they really are. They take advantage of the Fed's welfare by going out and taking on more liabilities like buying a new Mercedes or a HELOC to upgrade their home. Because the Fed has artificially boosted asset prices, young people entering the market for assets right now have to work that much harder to afford assets that are at all time record highs while incomes haven't gone up in tandem. They also have to be wary of the fact that they are buying into a massive bubble. If the Fed wasn't propping up the equity and real estate markets for the boomers, boomers would be even more broke than they are now. Imagine living through the most prolonged period of economic expansion and only having $150k saved between all your assets. Pathetic. Now everyone else has to suffer for boomer's failure to prepare for their retirement. But by all means, lecture people on owning smartphones and eating avocado toast.  |
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Posted: 1/17/2021 2:54:59 PM EDT
[#19]
Quote HistoryQuoted: Yeah it’s becoming a bigger joke daily... |
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Posted: 1/17/2021 2:55:50 PM EDT
[#20]
Quote HistoryQuoted: I don't know who this is but I definitely wood. That’s a very underage Jane Krakowski... |
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Posted: 1/17/2021 2:55:57 PM EDT
[#21]
Quote HistoryQuoted: $1,320 a year for a cell phone bill. You've certainly got this money thing down by the tail, haven't you? Is that more or less than the average Boomer spends for their cable TV annually? |
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Posted: 1/17/2021 2:56:11 PM EDT
[#22]
Quote HistoryQuote HistoryQuoted: Quoted: Do you realize that most of Congress are not "boomers" anymore? wrong. https://i.imgur.com/8CNbM2e.png Curious question: Did you know that people live 30 years longer now than in 1791? Because it demolishes your point. |
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Posted: 1/17/2021 2:56:47 PM EDT
[#23]
Quote HistoryQuoted: Boomers trying to blame millennials for their failing is funny. When reality is boomers guided / marketed / told millennials what to do, what to buy, where to go, etc. And the fucking tards, like sheep, followed happily while posting pics and vids of every stupid purchase, event, trip, chore,feel, etc,etc onto their socialist media page |
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Posted: 1/17/2021 2:58:27 PM EDT
[#24]
Quote HistoryQuoted: The employers are the same boomers who can’t see paying anyone $20/hr because they made $2/hr and should be able to live off that because they could back in the 50’s/ 60’s. Upward mobility isn’t a thing with you guys? It was with us. |
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Posted: 1/17/2021 2:58:28 PM EDT
[#25]
Quote HistoryQuoted: Curious question: Did you know that people live 30 years longer now than in 1791? Because it demolishes your point. My point is that boomers are still the majority of those in congress. Nothing else. |
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Posted: 1/17/2021 2:59:01 PM EDT
[#26]
Quote HistoryQuoted: They may be making way less now, but when their parents start dying off, they'll be worth WAY more than GenX. GenZ will probably never even be able to understand the numbers. I'm curious to see how they handle the massive transfer of wealth -- will they blow it or save/ invest it? Should be interesting. The government is going to grab a HUGE portion of that and seize entire properties to pay for health related costs. Add in inheritance taxes if they are well off [parents] and X and Z won't be seeing the money they think they will see. |
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Posted: 1/17/2021 2:59:09 PM EDT
[#27]
all i can tell you is everything's doubled in price in the last 20 years and salaries have stayed the same...
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Posted: 1/17/2021 2:59:30 PM EDT
[#28]
Quote HistoryQuoted: Math and logic is hard for boomers. They just dictate and expect it to be true. Quote HistoryQuoted: Quoted: Quoted: Anymore? So we just analyze a snapshot in history?? He is not even correct. look at my graph. ~48% of congressmen were born before 1959. ~74% were born before 1969. Math and logic is hard for boomers. They just dictate and expect it to be true. Someone has to vote em in 
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Posted: 1/17/2021 2:59:38 PM EDT
[#29]
I will say this though and it applies to everyone. I own my home. Paid it off at 45 it cost me 33k for property and I built my home myself at 110k my mortgage payment was around 800.00 that was in 96 when I built it in a variable interest rate.
But my wife's granddaughter is renting now. Holy crap what the he'll is it with rent being What it is now. It stupid what they charge for apts. Honestly starting out it as a new person in the world. It'd be hard on your own unless you were squared away. I remember in the 90s and early 2000 paying 500.00 a month for a nice place. It's actually cheaper to own if you buy within your budget and don't try to buy a damn mansion starting out. Plus know how to budget your finances. |
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Posted: 1/17/2021 3:00:02 PM EDT
[#30]
Quote HistoryQuoted: They may be making way less now, but when their parents start dying off, they'll be worth WAY more than GenX. GenZ will probably never even be able to understand the numbers. I'm curious to see how they handle the massive transfer of wealth -- will they blow it or save/ invest it? Should be interesting. There won't be any massive wealth transfer. Most Boomer parents are going to die after a long, expensive battle with death. State and Federal governments are set-up so that any medical assistance care is paid for by the deceased's estate. Here is a recent thread about Minnesota. https://www.ar15.com/forums/General/Minnesota-takes-all-your-s-when-you-die-now-/5-2409598/ https://www.verywellhealth.com/how-the-medicaid-estate-recovery-program-works-1738836 |
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Posted: 1/17/2021 3:00:17 PM EDT
[#31]
Quote HistoryQuoted: Both my boomer parents graduated high school then went down to the big factory and started jobs they held for the next 40 years. That opportunity isnt there anymore, and probably never will be again. Actually it is, but those jobs are not glamorous and looked down upon. |
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Posted: 1/17/2021 3:00:38 PM EDT
[#32]
Quote HistoryQuoted: . I'm GenX and lived through that bullshit. The kids that went to "trade school" in high school were all considered the outcasts and retards. If you didn't go to college to get a 4 year degree you were shit and wouldn't amount to shit. There was a metric fuckton of pressure and negative stigma from teachers, parents, and leaders (this was in the 90s so what generation do you think those were???) to "get the degree" to have it more betterreerrr then mammy and pappay working in the factories. Except those same people sold us all down the river and turned the US into a mostly service based economy, while wages stagnated, and the government created bubbles in housing and education letting everyone and the kitchen sink in to participate in those markets. Manufacturing went to china and non-defense middle class work was given to HI1b's and others that would work for pennies. Most of the millennials and GenZ I know all want to work hard and make way in life but they are absolutely crippled by the decisions made by the previous generations that put them at an extreme disadvantage especially compared to boomers and Genx, especially those not going into STEM or military/civil service. There's no middle class factories/jobs where you can have a decent salary, benefits, and get a pension. Keep in mind those "soft" newer generations were raised by the boomers and earlier GenX so what does that say about those generations? The kids today didn't just pop out worthless. It takes a village and all that... OMG! A metric fuckton of pressure. I dropped out after one semester and never looked back. I guess there is some blame that parents raised a bunch of snowflakes. |
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Posted: 1/17/2021 3:00:50 PM EDT
[#33]
Quote HistoryQuoted: Much of that has to do with the College pipeline scam which enriches Liberal Academics and Staff. It's unfortunate that many, possible most Millennials don't know how to mow lawns, shovel snow or anything else that involves dirt and sweat. Instead they were give two paths college or working in fast food and end up wit crappy office jobs, become minimum wage slaves or die smoking crack. Cognitive psychology research fellow that doesn’t even teach, getting $300,000 a year bragged to me that he was a starving grad student right before he got his job at the University. |
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Posted: 1/17/2021 3:01:00 PM EDT
[#34]
Quote HistoryQuoted: Is that more or less than the average Boomer spends for their cable TV annually? I wouldn't know, I'm not a Boomer, and I haven't had cable since 2008. |
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Posted: 1/17/2021 3:01:20 PM EDT
[#35]
Quote HistoryQuoted: Just play the hand you're dealt and understand that the game you're being dropped into was started before you were born. You can bitch and moan and refuse to play but all that does is leave you behind while everyone who plays along gets ahead. I wish I was born rich and never had to do anything but I wasn't, so I can sit in the dark and bitch and moan and stomp my feet about how unfair life is or I can go make the best of what I can. That's the source of the discontent. Millennials played the game. The ordinary ones assiduously followed the rules they were gaslit into and the smart ones didn't, but as a generation, they played the game; and they're told they didn't even try by a generation incapable of recognizing it never had to. |
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Posted: 1/17/2021 3:02:01 PM EDT
[#36]
Quote HistoryQuoted: I worked with some millennials who will be retiring next year at 41 years old. Quote HistoryQuoted: Quoted: Millennials who went into the trades are making bank... I worked with some millennials who will be retiring next year at 41 years old. Knowing exactly what you are talking about, I sigh every time I see that. Job was mine for the asking (yay nepotism) and that would have been me. 
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Posted: 1/17/2021 3:02:58 PM EDT
[#37]
What screwed America was the feminist movement telling woman that they are worthless unless they are working.
Now the family needs two incomes. Have to have 2 people working just to pay rent/mortgage. Forget about tuition the kids are on their own. Used to be Dad could do it all plus vacations. Big business loves it : Lower wages - 2 vehicle loans - 2 gas tanks to feed - more insurance they make out. |
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Posted: 1/17/2021 3:03:08 PM EDT
[#38]
Quote HistoryQuoted: Jfc another millennial vs boomer thread Gen X quietly sits there and pokes at both sides for the lulz. 
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Posted: 1/17/2021 3:03:10 PM EDT
[#39]
Quote HistoryQuoted: The government is going to grab a HUGE portion of that and seize entire properties to pay for health related costs. Add in inheritance taxes if they are well off [parents] and X and Z won't be seeing the money they think they will see. Running money through government is like putting gas in your neighbor’s mower thinking you can run yours off of his fumes.... |
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Posted: 1/17/2021 3:03:40 PM EDT
[#40]
edit
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Posted: 1/17/2021 3:04:37 PM EDT
[#41]
Quote HistoryQuoted: $1,320 a year for a cell phone bill. You've certainly got this money thing down by the tail, haven't you? Quote HistoryQuoted: Quoted: Wrong again. $110 for 2 phones and a 2 gig per phone limit. $1,320 a year for a cell phone bill. You've certainly got this money thing down by the tail, haven't you? They are unbelievably useful devices lol. That's honestly an incredible steal, given all that they can do. https://fpai.net/4th-quarter-investment-results/900000-worth-of-apps-on-smart-phone/ |
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Posted: 1/17/2021 3:05:07 PM EDT
[#42]
Quote HistoryQuoted: Do you realize that most of Congress are not "boomers" anymore? Quote HistoryQuoted: Quoted: LOL, the Boomers brought this country to her knees..... Do you realize that most of Congress are not "boomers" anymore? One thing I've discovered is it's always easier to blame others when your a f up and fail and do not know how to learn from it and keep doing the same thing over and over. My millennial stepson has become an expert at blaming others for failing and never accepting responsibility for his own actions. It's like he and his generation are the only ones that's had it rough. Grow the hell up. |
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Posted: 1/17/2021 3:05:11 PM EDT
[#43]
JFC
These generational superiority circle jerks are always entertaining, no matter who's arguing. |
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Posted: 1/17/2021 3:05:34 PM EDT
[#44]
Quote HistoryQuoted: Someone has to vote em in Quote HistoryQuoted: Quoted: Quoted: Quoted: Anymore? So we just analyze a snapshot in history?? He is not even correct. look at my graph. ~48% of congressmen were born before 1959. ~74% were born before 1969. Math and logic is hard for boomers. They just dictate and expect it to be true. Someone has to vote em in Someone had to tell them how to vote. First big election for millennials was Obama. Media pushed Obama over McCain. Let alone McCain and Mrs I can see Russia from my house. Not hard to see why they voted how they were told to vote. And Romney? Come on. |
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Posted: 1/17/2021 3:05:36 PM EDT
[#45]
Quote HistoryQuoted: That's the source of the discontent. Millennials played the game. The ordinary ones assiduously followed the rules they were gaslit into and the smart ones didn't, but as a generation, they played the game; and they're told they didn't even try by a generation incapable of recognizing it never had to. The truth of the matter is that your savings are worthless because their investment value is shot to hell. That isn’t Boomer’s fault, it’s government’s and your central bank’s...it’s about to get worse too. |
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Posted: 1/17/2021 3:06:02 PM EDT
[#46]
Quote HistoryQuoted: Much of that has to do with the College pipeline scam which enriches Liberal Academics and Staff. It's unfortunate that many, possible most Millennials don't know how to mow lawns, shovel snow or anything else that involves dirt and sweat. Instead they were give two paths college or working in fast food and end up wit crappy office jobs, become minimum wage slaves or die smoking crack. The interesting dynamic with that is the few millennials that are hands on/DIY people are usually pretty damn hardcore. I see that with the younger car guys I associate with. |
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Posted: 1/17/2021 3:06:24 PM EDT
[#47]
Quote HistoryQuoted: Is that more or less than the average Boomer spends for their cable TV annually? Quote HistoryQuoted: Quoted: $1,320 a year for a cell phone bill. You've certainly got this money thing down by the tail, haven't you? Is that more or less than the average Boomer spends for their cable TV annually? The amount of either is immaterial. The amount relative to income matters. Someone making 500K a year is not impacted by either of those amounts. Someone making 20K a year is. The situation is the culmination of a lot of things. I blame good intentions and entitlement mentality. Health insurance becoming a benefit, for example, drove the cost of healthcare through the roof. Government grants and scholarships drove the cost of education through the roof. Free shit is killing the country. Taxing corporations drove business over seas. Open borders kept the cost of manual labor depressed. Yes, the boomers had a lot to do with this, but as someone else said, the greatest generation is also to blame. The education system is pushing socialism and exacerbating the situation. We are aren’t getting out of this fighting each other, we should be focused on defeating socialism |
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Posted: 1/17/2021 3:07:02 PM EDT
[#48]
Quote HistoryQuoted: My youngest brother-in-law is 18. He's got no marketable skills. Can't do anything but stay up until 5 AM playing PS4 and sleeping until 1 or 2 in the afternoon. His mom is coddling him and allowing him to continue this lifestyle. He has no job. No friends that he meets face-to-face. No ambition. He hasn't bathed in a week. The future is fucked. Good makes it easier for my kids to succeed. We let our 17 year old go to sleep when he wants within limits but he’s getting all A’s with AP classes as a junior. I’m expecting some type of academic scholarship cause we won’t get financial aid due to our privilege of working hard and making too much. You MIL is failing as a mom. Needs a quick kick in the ass |
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Posted: 1/17/2021 3:07:38 PM EDT
[#49]
Quote HistoryQuoted: Boomers should be lecturing precisely nobody on financial responsibility, as only 25% of boomers are prepared to retire in spite of the government and Fed literally doing everything to prop boomers up. The median boomer has only $150k saved for retirement, and they are entirely dependent on unsustainable pensions and propped up asset values, hence why the Fed has to bail them out in the form of artificially low interest rates and QE to prop up their home and pension values as well as to enable the federal govt to continue running massive deficits to fund over $2 trillion in annual spending for Medicare and social security alone. This does little to actually help their financial situation as it make the average financially imprudent boomers feel wealthier than they really are. They take advantage of the Fed's welfare by going out and taking on more liabilities like buying a new Mercedes or a HELOC to upgrade their home. Because the Fed has artificially boosted asset prices, young people entering the market for assets right now have to work that much harder to afford assets that are at all time record highs while incomes haven't gone up in tandem. They also have to be wary of the fact that they are buying into a massive bubble. If the Fed wasn't propping up the equity and real estate markets for the boomers, boomers would be even more broke than they are now. Imagine living through the most prolonged period of economic expansion and only having $150k saved between all your assets. Pathetic. Now everyone else has to suffer for boomer's failure to prepare for their retirement. But by all means, lecture people on owning smartphones and eating avocado toast. https://i.imgur.com/Pto2FNh.png Imagine being 65 and only having $18,000 in the bank lol. |
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Posted: 1/17/2021 3:08:00 PM EDT
[#50]
Quote HistoryQuoted: Boomers think they're all financial geniuses because the house they bought in the 80s for $75,000 is worth $500,000 now. Yeah and the houses you can buy now at 300k if you could afford it. Would be worth what by the time you made payments for 25 or 30 damn years. What an  you are
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