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Nope, been there, done that.
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65k and you are responsible for the truck? Doesn't seem that lucrative. Wouldn't OTR pay better?
Nope, been there, done that.
There's no way.. if OTR wasn't paying better, you either were sitting all the time, working for a bad company, or something.
I've got a buddy who does the OTR thing... right out of school he was making almost 40k.. which you're probably close to after fuel, repairs, and who knows what. Granted, he was gone a lot, etc.. and he had to pay back his school loans so he didn't make much that first 2yrs.. but at 20+ years you should be able to find something. He's just coming up on two years and and wants out of his company and has been calling recruiters. He's got eyes on a couple of local jobs hauling fuel for around $25/hr