Agree on keeping an eye out for specials/sales. just a few months back cabela's had a big sale on the 12fv's and savage had a rebate many people ended up with near free actions just from parting them out.
Also keep an eye out on local adds I have bought a few for $200-300 with slings, scopes, ammo ect... one was a .243 sold the extras and ended up with a $60 action/stock. bought a couple in .308 ended up keeping the stock on one (wood) and sold it with a Tupperware stock for $50 more than I paid for it. the other I sold the scope (a leupold vari-x ii) and rifle separate and made a few bucks on it as well (found the .243 a week or two later and all I needed was the action so I sold the .308 complete for said reason). then the latest was a 300 WM paid $200 flat for it too came with a bunch of ammo (some being federal premium like $60 box of ammo)a pacymer butt pad, traded out the bolt head for a 30-06 head. that got built into a .260 with dbm, boyds stock, ect... still have the barrel, stock with pad and the ammo. haven't tried all that hard to sell it so I may just keep it around in case I decide I want to swap it back (I already had a spare magnum bolt face) for a elk hunt or something.
there like a disease I have have spare stock barrels in 30-06, 22-250, 300wm and .308