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I wasn't misinformed, I had eform 3's processed after my check was cashed ...
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Well of course you did. Nobody does tax free transfers prior to that. What you are missing is it was ALSO after your EIN was updated in the SOT database.
You were misinformed if you think the check being cashed is what allows tax free transfers. This is incorrect.
When the ATF checks your F3 to see if you are an SOT, they do not call the bank to see if your check cleared. They check their own SOT database keyed by EIN to see if your EIN is in the SOT database, and if it is you are GTG. If it is not your form is kicked back, whether your check cleared or not.
The process is generally pretty quick most of the year, but there can be a several week delay end of June/Early July as they have thousands of forms to process. One year mine was processed till August.
So getting back to topic, do not wait till June 30 to send in your form if you have not gotten your renewal. Send it in now so it will be in the SOT database by July 1.