This is something that has a lot of baggage tied to it- some of it is right and some of it is wrong.
To me the governing Federal law would be US Code, Title 18 Chapter 44 - Firearms. In here in Section 922 are the Illegal Acts (Actions)
Section 922 (b)(3)(A) says:
(b) It shall be unlawful for any licensed importer, licensed manufacturer, licensed dealer, or licensed collector to sell or deliver -
(3) any firearm to any person who the licensee knows or has reasonable cause to believe does not reside in (or if the person is a corporation or other business entity, does not maintain a place of business in) the State in which the licensee's place of business is located, except that this paragraph (A) shall not apply to the sale or delivery of any rifle or shotgun to a resident of a State other than a State in which the licensee's place of business is located if the transferee meets in person with the transferor to accomplish the transfer, and the sale, delivery, and receipt fully comply with the legal conditions of sale in both such States (and any licensed manufacturer, importer or dealer shall be presumed, for purposes of this subparagraph, in the absence of evidence to the contrary, to have had actual knowledge of the State laws and published ordinances of both States),
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This seems to give you the opportunity to do a FTF purchase from a licensed dealer out of state.
Section 922 (a)(3)(B) says:
(a) It shall be unlawful -
(3) for any person, other than a licensed importer, licensed manufacturer, licensed dealer, or licensed collector to transport into or receive in the State where he resides (or if the person is a corporation or other business entity, the State where it maintains a place of business) any firearm purchased or otherwise obtained by such person outside that State, except that this paragraph
(B) shall not apply to the transportation or receipt of a firearm obtained in conformity with subsection (b)(3) of this section,
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This seems to give you permission to transport it home.
To address the last part of your question...
Section 922 (a)(5) says:
(5) for any person (other than a licensed importer, licensed manufacturer, licensed dealer, or licensed collector) to transfer, sell, trade, give, transport, or deliver any firearm to any person (other than a licensed importer, licensed manufacturer, licensed dealer, or licensed collector) who the transferor knows or has reasonable cause to believe does not reside in (or if the person is a corporation or other business entity, does not maintain a place of business in) the State in which the transferor resides
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This seems to prohibit INDIVIDUALS ( other than a licensed dealer ) from doing FTF transactions when the transferor knows or has reasonable cause to believe the purchaser does not live in the transferor's home state.
Please note this out of state purchasing has to from a licensed dealer and has to be a rifle or shotgun only. Handguns need not apply.
I am not a lawyer nor am I charging you for this advise so consider "what you get is worth what you you paid for it" but I think you will find the copied sections of 18 USC Ch 44 to be correct.
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