Posted: 4/4/2009 2:01:19 PM EDT
|
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. |
|
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Remember komrade, if you had socialized medicine you wouldn't have to pay a dime (or at least not much) for all of that expensive medicine stuff! |
|
Quoted:
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Remember komrade, if you had socialized medicine you wouldn't have to pay a dime (or at least not much) for all of that expensive medicine stuff! Yeah because he wouldn't have even had his scan done yet as he would be on about a 3 month waiting list. |
|
Quoted:
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Remember komrade, if you had socialized medicine you wouldn't have to pay a dime (or at least not much) for all of that expensive medicine stuff! We do have socialized medicine, providing you are either poor or an illegal and then you get off with little or no cost and then us working tax payers get to foot the bill for them and my own health care costs. I wonder how many CT scans my bill will buy for uninsured folks.
|
|
Bottom line- in health care these days you need to ask up front: "How much is this going to cost?" People are used to just getting things taken care of and 'someone else' pays for it. There are almost always various options for treatment that would allow you to get treated but at different costs- low, medium, high and platinum Bill Gates type... Everyone needs to comparison shop just like anything else. You can even negotiate up front to some extent based on your finacial situation- and discuss things like a payment plan etc. 4073 |
|
Quoted:
Quoted:
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Remember komrade, if you had socialized medicine you wouldn't have to pay a dime (or at least not much) for all of that expensive medicine stuff! Yeah because he wouldn't have even had his scan done yet as he would be on about a 3 month waiting list. Exactly. |
|
Quoted:
Bottom line- in health care these days you need to ask up front: "How much is this going to cost?" People are used to just getting things taken care of and 'someone else' pays for it. There are almost always various options for treatment that would allow you to get treated but at different costs- low, medium, high and platinum Bill Gates type... Everyone needs to comparison shop just like anything else. You can even negotiate up front to some extent based on your finacial situation- and discuss things like a payment plan etc. 4073 That kinda goes out the window when your reg doc say, hey, I think your appendix is ready to pop and you need to go have a CT scan like yesterday. It wasn't an appendix but turned up something else which will cost me metric buttload of cash as I have yet to even see the specialist yet. |
|
Quoted:
That kinda goes out the window when your reg doc say, hey, I think your appendix is ready to pop and you need to go have a CT scan like yesterday. It wasn't an appendix but turned up something else which will cost me metric buttload of cash as I have yet to even see the specialist yet. But at least your deductible will be paid for the year. 3 years ago, 1/3rd of my income went to medical bills. And I paid every penny. Socialized medicine isn't the answer, but things are out of hand as they are too. I don't know what the answer is. |
|
Quoted:
Just had a chest CT with contrast not too long ago. Have had several in the last year. At the hospital they are about $1200 and at a private place, they are $1100. $7000 seems a bit crazy unless you did some sort of fully body scan with a happy ending. I wish I had gotten a happy ending. At least I could say it was a hand other than my own.
Just a CT of my lower abdomen. I did have it both with and without contrast, wish to hell it was only without since drinking that ass flavored fluid was nasty. |
| Are you sure that the $7000 is the covered contract price between your health insurer and the hospital? I had a CT scan two months ago for broken ribs, and the hospital billed my insurance company about $3400. The healthcare company knocked that down to the agreed upon price of about $270 in the "Amount covered" column, and of that I think I had to pay about $26. |
|
Yeah, it is expensive to be sick. I had a CT scan about two months ago. In about 3 weeks I go in for my third endoscopy, I hate them but not as much as I hate a colonoscopy. I am actually surprised that the insurance company hasn't hired a hit man, it would be a lot cheaper for them.
|
|
Quoted:
Are you sure that the $7000 is the covered contract price between your health insurer and the hospital? I had a CT scan two months ago for broken ribs, and the hospital billed my insurance company about $3400. The healthcare company knocked that down to the agreed upon price of about $270 in the "Amount covered" column, and of that I think I had to pay about $26. The insurance site says being processed (while all the others from that episode are all ready processed) still so they may tell the hospital to shove that price since now they will have to cover most of it. Funny when it is their money. I still have to cover 20% not matter what the price once my deductible is met. |
|
Quoted:
Yeah, it is expensive to be sick. I had a CT scan about two months ago. In about 3 weeks I go in for my third endoscopy, I hate them but not as much as I hate a colonoscopy. I am actually surprised that the insurance company hasn't hired a hit man, it would be a lot cheaper for them. ![]() Yeah but most plans have a lifetime benefit limit. Mine is 1 million. I just had an MRI on my head. Going to be interesting to see what that cost. They didn't even charge the copay when I got it done. |
|
Quoted:
Yeah, it is expensive to be sick. I had a CT scan about two months ago. In about 3 weeks I go in for my third endoscopy, I hate them but not as much as I hate a colonoscopy. I am actually surprised that the insurance company hasn't hired a hit man, it would be a lot cheaper for them. ![]() Wow. sorry to hear about needing a transplant. I am lucky it is only crones disease. More than likely the specialist will want to stuff a camera into my nether regions as well and I am not looking forward to that at all. Next year I will switch to a different health plan as I will now need more medical check ups and such. |
mines came out to around 9 grand when I somehow woke up in a hospital in Eagle Pass, TX. I don't remember anything about that week, a buddy of mines had to tell me who I was, where the hell I was and things like what year we were in. I finally belived him when he showed me my driver's license. Turns out that I crashed on my mountain bike racing him downhill
Fucking idiots at that hospital lost my x-rays immediately after I had them done. I was double charged for them and guess what, all I had was road rash, a broken tooth and swelling on my face.. good thing I had insurance at the time. |
|
If you have insurance, it will go like this:
$7000 billed for the CT Scan and the Radiologist read. Insurance contracts with the provider to pay $1200. Provider writes off the $5800 extra. If you haven't met your deductible, then you get stuck paying the $1200. CHUCK....if your insurance contracts with the provider to do the CT Scan, then YOU are also covered under that negotiated price. Doesn't matter what the CT is billed as, doesn't matter about your deductible, etc....... Read the above. If you don't have insurance, you tell them ahead of time and they charge you $1500 or a bit more. If you don't have insurance and you get the CT and don't tell them, then you are stuck with the $7000. If you are on Welfare (Medicaid), then it pays the Provider about what the Electricity to run the CT machine costs (not enough to cover the equipment itself, maintenance, CT Tech time, secretaries time, Radiologist read, etc.)...about $50. If you are an illegal alien, you get the CT as an emergency treatment and walk away without paying anything. Got it yet? |
|
Quoted: I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. That's really expensive for a CT. Sounds more like pricing for an MRI..... MRIs are not cheap. |
|
7K is too much for a CT of the Abd and/or Pelvis even with and without. With/without is typically 50% more than a with only or without only. Sounds like you were over charged?
Unless California costs are that much higher, I run a CT dept. I would expect your bill at my facility to be around $2000 for the CT scanner and $1000 for Rad reading. Bill amount and reimbursement are not close unless you are self pay as said before The maintenance costs on one scanner are over $8000/month. |
|
Quoted: Quoted: I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. That's really expensive for a CT. Sounds more like pricing for an MRI..... MRIs are not cheap. I ran up about 12k of MRIs on my back, neck and head. |
|
Quoted:
Quoted:
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Remember komrade, if you had socialized medicine you wouldn't have to pay a dime (or at least not much) for all of that expensive medicine stuff! Yeah because he wouldn't have even had his scan done yet as he would be on about a 3 12 to 16 month waiting list, if a CT scan was even available. Fixed it for you. |
|
Oh, boy, I just had the same exact procedure last week. Can't wait to see the bill and see what's covered and what isn't.
The real thing that worries me is the Dr.'s office said they'd call and cancel my follow up appointment if it turned out OK. Well they didn't call so I called them. They said to come in. |
|
Quoted:
Quoted:
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. That's really expensive for a CT. Sounds more like pricing for an MRI..... MRIs are not cheap. I ran up about 12k of MRIs on my back, neck and head. Yeah it does sound really high. I guess the radioactive goo they shot into me costs a lot or they are wanting me to pay for the all the evenings scans and xrays. woo hoo I got in. Take that IT geeks!!!! |
|
Quoted:
That is the billed charge. NOT what your insurance company nor you will pay. The insurance company will reprice per their contract with the folks that own the scanner. Chill. I am sure the ins. co. will reduce it somewhat it it will still be a lot of money and I am stuck with 20% of what they don't cover. |
| Whoever you went to is screwing over your insurance company. CT scans cost are billed about $700 and my insurnace has been paying about $450. Unless you had a CT scan of your entire body I do not see how a CT scan would cost anywhere close to $7,000. Even MRIs come in under $2,000 and that is a bigger, more expensive machine, that takes about 10 times longer to run the scan on than the a CT scan. |
|
It's technical, you wouldn't understand, after all they have a machine that goes *PING*!
http://www.youtube.com/watch?v=arCITMfxvEc
|
|
Quoted:
It's technical, you wouldn't understand, after all they have a machine that goes *PING*! http://www.youtube.com/watch?v=arCITMfxvEc ![]() HA, I forgot all about that. Love that skit. Just hope this doesn't happen. http://www.youtube.com/watch?v=Sp-pU8TFsg0 |
|
Quoted:
I just logged into my health ins site to check the clams section for my recent CT scan and doctors visits. I about fell the fuck over when I see 7000 freaking dollars for the scan. So much for thinking it was going to cost about 1500 bucks. I need to find a different insurance company since I have a 2 grand deductible and have to pay 20% of that. Oh yeah, then there is a bill from the radiologist too. Crap!!!!!!!!!! And I haven't even seen the specialist for my problem. Sorry bro but keep ypur head up |
|
Bullshit that you have to be a fucking mathematician to get healthcare these days.
I'm going through similar surprise charges now, because I had a physical earlier this year, since it had been awhile the Doc wanted to run a bunch of tests to be sure everything was where it should be … fast forward a couple months … apparently once I got through the door and paid my $30 co-pay (basically just the cover charge to Club Med) everything else was a la carte … I've had bills rolling in from tests, labs, pathologists and so on for the last month, my $30 co-pay and hour and a half in the office somehow managed to ring up around $1200 more in service charges that I had no idea were coming (certainly nobody went out of their way to say, 'Oh, by the way, your insurance isn't going to cover this and it's going to cost you $450 for some guy to look in a microscope for 20 seconds'), |
|
You wanna know why healthcare is so expensive? Go volunteer in an ED waiting room for a day, and keep tally of how many times you hear the words "sue", "private pay", or "no habla ingles". Then count how many "patients" the waaaaaaambulance brings in for things like "earache", "oral pain", or "fever one day". Then add in all the time the doc and nurses are wasting with people seeking narcotics.
Blame the Democrats and the media. |