Posted: 1/22/2009 11:17:12 AM EDT
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I dropped my check card at an atm in a chain pharmacy a few days ago. The person who found it was able to check my balance without my pin somehow (the fraud investigation person called it "forcing"). After that they used it as a credit card (since they didn't have my pin) until I realized what was happening.
I feel that the person who used my card was an employee at the pharmacy. I have come to this conclusion because all the fraudulent purchases made were in the store where I lost the card or in stores nearby. Many of them were coffee purchases from the Dunkin' Donuts next door. Additionally, I think a store employee would be in the best position to find my card and fuck with the atm without arousing suspicion. I have a few questions: 1. How can I find out the exact times of all the purchases? 2. Can I legitimately ask the nearby stores to check their security tapes to see who was making the purchases? If it was a store employee on break they would be in uniform. |
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I'm not going to personally apprehend the person. My friend uses the same bank, and had had his card and info stolen twice before, and no one was ever caught. One of those times it was the classic "jam the atm card slot and steal the info." The guy standing over his shoulder wasn't wearing a hat or anything; he must have been pretty clear on the security camera, and still no luck. As far as he knows, there wasn't even any type of investigation.
It just bothers me that I'm probably seeing this person every day, and a simple little thing could expose them. I think I can do most of the work here and just point the police in the right direction. Plus, most stores record over their security tapes, so if no one checks within a week or two the evidence will be gone. |
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The banks and credit card companies do not care. The merchant who accepts the phony charge is hit with the bill.
I have had my identity stolen at least 5 times. Once was an inside job at the credit card company. Two were employees of shops. One was a guy in Jakarta, Indonesia who didn't have my card or name, just made up a number and bought $28,000 worth of internet domain names. One was an overseas merchant's employee who again simply made up a credit card number. |