Posted: 5/18/2007 11:42:22 AM EDT
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What is the best option for student loans without going through the university? The standard process is to submit a FASFA to your school, and wait to see what they give you. I want to do something more like a standard loan, but with deferred payments. I don't like the idea of the school controlling MY money. |
That's the thing... the college wants me to go through them to get the loans. I don't want to do that. They're going to give me info on what THEY want me to do. |
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I'd suggest the FAFSA route, depending on where your going to school they're very generous with money. I just got $25,000 in scholarships/grants for one year! Usually the school knows the best route, its also to avoid students taking out more than they need and then defaulting on the loans. |
Sallie Mae Loans....No FAFSA Education Finance Partners Astrive Student Loans The last one, I believe I've seen commercials for on TV. ETA: Probably going to need good credit and/or cosigners on these |
There are plenty of private student loan places out there...just do a google search. Also, be aware that deferring payments with them is a bit more difficult and that it is nearly impossible to consolidate private student loans later and not get screwed. Ask me how I know. 
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