Posted: 7/8/2017 8:17:25 AM EDT
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Coincidence?
The day after I renewed my membership with a credit card I hardly ever use I received a call about fraud on my card. That was on Thursday morning. The last time the card was used was at the beer distributor on July 1st with the same guy(the owner). Any one else have issues after using the site store? Thanks 39 |
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If your card was hacked it likely happened several days prior to the misuse.
Normally stolen cards are bought and sold in batches. The cards are stolen, sorted through, sometimes tested with a very small $1-$3 transaction, then bundled, and sold in lots. Cards swiped at a restaurant or such do get used very quickly. Ask the fraud department of the credit card you're now working with if they'll tell you about the fraudulent transaction - was the card physically present. With true fraud the card companies computers figure out the source pretty quickly as dozens/hundreds of people who visited the same store all get sold in different lots. Eventually the data overlaps enough to pinpoint the retailer who's been hacked. Krebs on Security is a great blog on card theft written in language just about anybody will understand. |
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2 charges to the card bloomingdales.com for over $400 and Neiman Marcus for over $350 |
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Yeah, provide more info if you're going to insinuate that some type of credit card fraud is happening here. In 30 years of having a credit card this is the first time it has happened and it was with a card that is rarely used! 39 |
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Did you receive every monthly statement? Another easy access point to your info. Where were the items shipped to? 39 |
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If your card was hacked it likely happened several days prior to the misuse. Normally stolen cards are bought and sold in batches. The cards are stolen, sorted through, sometimes tested with a very small $1-$3 transaction, then bundled, and sold in lots. Cards swiped at a restaurant or such do get used very quickly. Ask the fraud department of the credit card you're now working with if they'll tell you about the fraudulent transaction - was the card physically present. With true fraud the card companies computers figure out the source pretty quickly as dozens/hundreds of people who visited the same store all get sold in different lots. Eventually the data overlaps enough to pinpoint the retailer who's been hacked. Krebs on Security is a great blog on card theft written in language just about anybody will understand. |
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I have mine set to text me if any charge is attempted on it. So I will know instantly if it is compromised. Hasn't happened yet. Quoted:
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Mine got nabbed at Chipotle 2 months ago. Now I have the memorize a new one. Fuckers. 
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I have that option, but I'm not that concerned about it. The company is on a hair trigger, they caught it pretty quick and overnighted me a new card. I use my card waaaaaay too much to get a text every time it's swiped. |
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I don't think I insinuated anything here, I was just asking if any one else had a similar experience and if so maybe someone would want to look into it!! In 30 years of having a credit card this is the first time it has happened and it was with a card that is rarely used! 39 Quoted:
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Yeah, provide more info if you're going to insinuate that some type of credit card fraud is happening here. In 30 years of having a credit card this is the first time it has happened and it was with a card that is rarely used! 39 |
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There are methods of getting credit card data without physically accessing the card or it being used in a transaction:
http://www.aarp.org/money/scams-fraud/info-01-2011/scam_alert_handsfree_pickpocketing.html Four common techniques are: 1) Scanner at physical point of use. (The gas pump has a scanner on top of the credit card reader that looks like the normal credit card reader) 2) Interception of credit card data during online transaction (hackers can use tricks to steal your credit card info when making an online purchases if the website is not properly secured) 3) Someone recording your credit card info when you use it. (The cashier jots down your info or uses one of the old carbon copy machines and doesn't properly dispose of it) 4) New scanning techniques. (You'll never know it's happening. It's some guy with a backpack that walked passed you 10 minutes ago. Can be stopped by credit card shielding sleeves) They were showing off #1 and #4 at a hacker convention years ago in Vegas. A lot of this stuff has been around for a while. Consider getting a second credit/debit card for online purchases, daily purchases, etc., that has a lower limit or is not attached to your main checking account. |
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I have mine set to text me if any charge is attempted on it. So I will know instantly if it is compromised. Hasn't happened yet. Attached File the supervisor I talked to mentioned N. Miami is a hotbed for fraud. |
