Posted: 6/13/2017 4:18:57 PM EDT
| would you trade in 4 months early if it was offered? Did trade in a vehicle For around $4,000 to get the payment price down 2 years ago. Vehicle is well under allotted mileage. |
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What Brand & Vehicle.
You can often get a better value on your lease if you trade it just prior to completion. Go by a Car Max and get an evaluation. Minus you lease payoff = any equity. If you are under miles, that is a + for you not paying over on miles. If you trade the vehicle in rather than turn it in, miles don't matter, as they appraise your vehicle the same no matter if you paid cash, financed to purchase or leased it. |
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No, they roll the remaining lease payments into the new loan.
Instead of paying $300/month for the next 4 months, you'll pay an additional $20/month for the next 60 months. Most people don't understand this because they don't do their own math. Drive your lease for the next 4 months, then turn it in - you're paying for it either way... |
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In general, never put money down on lease. Since you put money down on your current lease, the pull ahead will cost you a little bit of money.
How far under the miles are you in the current lease? What is your buy out? What car are you driving? Its possible that you have equity, highly unlikely if its a Chrylser/Fiat product. *Car dealer* |
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Current payment is $280 per month. Dodge has a lease deal on a Ram 1500 crew 4x4 going on for $170 per month. Quoted:
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What are you trying to accomplish? The why? 1. your car buy out may be lower than it's current trade in, not likely 2. you will have to finish your lease out early and roll that into the new truck's lease raising the lease payment over 170. Did the dealer work out numbers for you yet? |
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In general, never put money down on lease. Since you put money down on your current lease, the pull ahead will cost you a little bit of money. How far under the miles are you in the current lease? What is your buy out? What car are you driving? Its possible that you have equity, highly unlikely if its a Chrylser/Fiat product. *Car dealer* 
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Ford edge is the current ride. On pace to be around 5,000 miles under. But I don't see how you are going to do a lease pull ahead out of a Ford and into a Ram. Those programs are meant to keep you with the same manufacturer. Need more details. You will also want to check your paper work for a disposition fee if you switch brands. Sounds like Dodge is rolling your last 4 payments into a new lease. And you will be on the hook for a disposition fee. |
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Current payment is $280 per month. Dodge has a lease deal on a Ram 1500 crew 4x4 going on for $170 per month. ETA: if you have the time, stop in and see what numbers they come up with. |
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Can I go to auction with you? But, it can be done. I've bought and sold a bunch of stuff auction outside of the dealership. Check google reviews for a good used car lot in your area. Go see the guys. Tell them what you are after. Its super easy to buy cars wholesale online. The dealer buys the car, brings it in, and sells you the car. Cost structure break down of what I would expect to pay 1. Cost of the car 2. Auction fee. Can be anywhere from $200-$500 3. Transportation. $.50-$1 a mile if its out of town 4. Dealer profit. $500 5. Doc fee aka more dealer profit. Up to $500 6. sales tax |
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I work at a Toyota dealership. You wouldn't like the price when its all done. But, it can be done. I've bought and sold a bunch of stuff auction outside of the dealership. Check google reviews for a good used car lot in your area. Go see the guys. Tell them what you are after. Its super easy to buy cars wholesale online. The dealer buys the car, brings it in, and sells you the car. Cost structure break down of what I would expect to pay 1. Cost of the car 2. Auction fee. Can be anywhere from $200-$500 3. Transportation. $.50-$1 a mile if its out of town 4. Dealer profit. $500 5. Doc fee aka more dealer profit. Up to $500 6. sales tax Quoted:
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Can I go to auction with you? But, it can be done. I've bought and sold a bunch of stuff auction outside of the dealership. Check google reviews for a good used car lot in your area. Go see the guys. Tell them what you are after. Its super easy to buy cars wholesale online. The dealer buys the car, brings it in, and sells you the car. Cost structure break down of what I would expect to pay 1. Cost of the car 2. Auction fee. Can be anywhere from $200-$500 3. Transportation. $.50-$1 a mile if its out of town 4. Dealer profit. $500 5. Doc fee aka more dealer profit. Up to $500 6. sales tax I need to talk to him. |
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My wife if friends with the wife of a guy who owns a small used dealer. I need to talk to him. Think about it like this. Why would a GMC dealership send a 4 year old 2500 diesel to the auction? Because its all fucked up and they don't want to deal with it. A rental rocket Toyota Camry? Buy one of those from the auction. |
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What do you want to buy? In my experience, its sometimes worth it to pay the new car dealership used car premium than buy stuff at the auction. Think about it like this. Why would a GMC dealership send a 4 year old 2500 diesel to the auction? Because its all fucked up and they don't want to deal with it. A rental rocket Toyota Camry? Buy one of those from the auction. Quoted:
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My wife if friends with the wife of a guy who owns a small used dealer. I need to talk to him. Think about it like this. Why would a GMC dealership send a 4 year old 2500 diesel to the auction? Because its all fucked up and they don't want to deal with it. A rental rocket Toyota Camry? Buy one of those from the auction. |
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OVE.com Your wife's friend will have access to it. Should be able to find what you are looking for in California. Quoted:
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I am really looking for a zf trans quatroportte with cam variator issues. Your wife's friend will have access to it. Should be able to find what you are looking for in California. |
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Current payment is $280 per month. Dodge has a lease deal on a Ram 1500 crew 4x4 going on for $170 per month. When you get their either you will put down a big down payment or your monthly payment will be much higher. Never go by the monthly payment - go by the total amount out of pocket (down payment, tax/title/tags, & all the monthly payments) to see how much it actually costs you over the next 3-5 years. |
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What do you want to buy? In my experience, its sometimes worth it to pay the new car dealership used car premium than buy stuff at the auction. Think about it like this. Why would a GMC dealership send a 4 year old 2500 diesel to the auction? Because its all fucked up and they don't want to deal with it. A rental rocket Toyota Camry? Buy one of those from the auction. The Chevy dealer near me won't keep anything on the lot with more than 50K miles on it. |
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Those are bait & switch ads. When you get their either you will put down a big down payment or your monthly payment will be much higher. Never go by the monthly payment - go by the total amount out of pocket (down payment, tax/title/tags, & all the monthly payments) to see how much it actually costs you over the next 3-5 years. Quoted:
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Current payment is $280 per month. Dodge has a lease deal on a Ram 1500 crew 4x4 going on for $170 per month. When you get their either you will put down a big down payment or your monthly payment will be much higher. Never go by the monthly payment - go by the total amount out of pocket (down payment, tax/title/tags, & all the monthly payments) to see how much it actually costs you over the next 3-5 years. When you add all those expenses in and remember you are paying them off in 36 payments, you may be surprised to see how much more you lease just got. Also note the Downpayment / Deposit requirements on the "special offer" |
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Highly unlikely you have equity. But I don't see how you are going to do a lease pull ahead out of a Ford and into a Ram. Those programs are meant to keep you with the same manufacturer. Need more details. You will also want to check your paper work for a disposition fee if you switch brands. Sounds like Dodge is rolling your last 4 payments into a new lease. And you will be on the hook for a disposition fee. I'm 99.9% sure you have negative equity in the ford, which would be rolled into the dodge plus whatever other fees. You're gonna stick yourself in a giant hole that may not be so easy to dig out of.. especially dealing with 2 shitty manufacturers. and that $170 lease rate is on the most stripped down bare bones model they have for 730+ and above credit scores I'd bet.. if your score was higher than that you'd be financing not leasing. Sounds like a bad deal all the way around. the real lease cost would probably be at least double the $170 you're thinking, if not more. |
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not to be a dick op, but that sounds like doubling down on the stupid, trading a ford lease for a even worse dodge (debatable if it's actually worse or not) I'm 99.9% sure you have negative equity in the ford, which would be rolled into the dodge plus whatever other fees. You're gonna stick yourself in a giant hole that may not be so easy to dig out of.. especially dealing with 2 shitty manufacturers. and that $170 lease rate is on the most stripped down bare bones model they have for 730+ and above credit scores I'd bet.. if your score was higher than that you'd be financing not leasing. Sounds like a bad deal all the way around. the real lease cost would probably be at least double the $170 you're thinking, if not more. I could buy one outright easily without financing but she likes getting a new ride every couple of years and I like that if anything breaks they gotta fix it. I fully realize that it's not the greatest situation financially, but it works for us. |