Posted: 8/5/2013 10:22:06 AM EDT
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Quoted:
2 out of 3. I don't think it covers pyroclastic flow or ash fall. Quoted:
Quoted:
Will it cover the New Madrid bustin loose, igniting the Louisiana sinkhole, setting off Yellerstone? 2 out of 3. I don't think it covers pyroclastic flow or ash fall. Call your agent for a clarification 
(extra points if you get her to quote an asteroid rider) |
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Quoted: <snip> (extra points if you get her to quote an asteroid rider) I'da never thunk earthquakes could happen here in South Texas until we had a 6-point-something a couple of years ago. Rattled the house pretty good. SonOfBlammO and I got the epicenter coords from USGS and went there as part of his driver's ed training. There was a house sitting at the spot. Looked fine from the outside. But now I'm just rambling. Did anybody see a chicken? . . . |
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Quoted:
Do you have it? I used to carry Earthquake Insurance through USAA. Then the State of California outlawed that practice and required me to buy into an unfunded State program with a $50,000 deductible. California Earthquake Authority or some such bullshit. Sound familiar? |
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Quoted: Then the State of California outlawed that practice and required me to buy into an unfunded State program with a $50,000 deductible. California Earthquake Authority or some such bullshit. Sound familiar? Quoted: Quoted: Do you have it? Then the State of California outlawed that practice and required me to buy into an unfunded State program with a $50,000 deductible. California Earthquake Authority or some such bullshit. Sound familiar? Yep, and I told them to fuck off. I refuse to carry it now. |
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Quoted: California Earthquake Authority, bullshit indeed $72,500 deductible  $1250 yearly Hell no, I'll take my chances. I went to the CEA's premium calculator page. It quoted me $104 per year for a policy with about a 15% deductible. ETA I tried lowering the deductible to 10% and upping the Part C coverage (loss of use) to $10K. That bumped the annual premium to $147. |
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Quoted:
You must be in a VERY high seismic hazard area. What part of the state do you live in? I'm in San Diego. Replacement cost of my house (per my existing insurance policy) is $212K. I went to the CEA's premium calculator page. It quoted me $104 per year for a policy with about a 15% deductible. ETA I tried lowering the deductible to 10% and upping the Part C coverage (loss of use) to $10K. That bumped the annual premium to $147. Quoted:
Quoted:
California Earthquake Authority, bullshit indeed $72,500 deductible
$1250 yearly Hell no, I'll take my chances. I went to the CEA's premium calculator page. It quoted me $104 per year for a policy with about a 15% deductible. ETA I tried lowering the deductible to 10% and upping the Part C coverage (loss of use) to $10K. That bumped the annual premium to $147. Did the CEA tell you that they had no money to pay claims? |