Posted: 9/26/2011 4:53:43 AM EDT
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? |
They actually cut checks to people. Oddly enough there system is SO fucked up. A buddy rented a basement apartment ... got all his shit out before the flood. o it was only the land lords propertyu that got damaged. They paid him (the renter) 5 grand 
When our place flooded and took out a washer, dryer, furnace, hot water heater , fridge/freeze combo, full freezer, lots of electrical. Plus everything else i the basement. They offered us $1200. Which I turned down anyway. |
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? Most people's home owner's insurance doesn't cover flood damage, and why would it if a storm hits once every 50 years or so. |
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Quoted: Quoted: So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? Most people's home owner's insurance doesn't cover flood damage, and why would it if a storm hits once every 50 years or so. But I'm referring to those that knowingly live in flood plains, tornado areas or hurricane areas. Yes I agree that there are those freak storms, but as you point out, those are not the norm. |
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? Very good question 
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Quoted: Not my lane but from I have seen they are able to drop in a support structure to help local authorities. They can bring in a massive amount of people, equipment and logistics in days that would take most local .govs weeks if not months to do. Yeah, I'm not against them providing people and logistics. I was wondering about the cutting of checks that I keep hearing about. |
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Not my lane but from I have seen they are able to drop in a support structure to help local authorities. They can bring in a massive amount of people, equipment and logistics in days that would take most local .govs weeks if not months to do. Yeah, I'm not against them providing people and logistics. I was wondering about the cutting of checks that I keep hearing about. They provide some money support. I know they did for Katrina. |
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? From my personal experiance, FEMA initially drops in to help local authorities organize and provides both financial and manpower. The next step once the area is declared a Fed disaster or whatever they call it is they go around and provide assistance to individuals. Basically if you have a job, pay your bills and have flood insurance you get nothing. But if you don't have flood insurance or are a wastrel they cut you a check. |
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? Most people's home owner's insurance doesn't cover flood damage, and why would it if a storm hits once every 50 years or so. But I'm referring to those that knowingly live in flood plains, tornado areas or hurricane areas. Yes I agree that there are those freak storms, but as you point out, those are not the norm. "If you have already received a total of $30,200.00 from FEMA, you are not eligible for additional rental assistance. Your home is located in a Special Flood Hazard Area designated by the National Flood Insurance Program (NFIP). If you accept money from FEMA for NFIP-insurable real and/or personal property, you must obtain and maintain flood insurance." So basically, if you live in a flood zone, it's a one time deal. The Katrina people milked the system by applying for more rental assistance when they had no intention of ever returning. |
| Besides other things, FEMA provides funding assistance to states (public assistance) and individuals (individual assistance). If folks live in flood zones they typically are required to purchase flood insurance. Unfortunately FEMA has turned into nothing more than a check book for the most part. FEMA has a ton of resources and capabilities in coordination with other departments/agencies but this is usually leveraged during response OPS. FEMA spends most of its time dealing with long-term recovery which is where money enters the equation. |
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FEMA is going broke. They've taken drastic measures to reduce the checks. Now when there's an emergency, they look at each staff member involved, the teachers they learned from and the schools or classes they attend and if one doesn't meet FEMA standards, they disqualify the city/county/state from reimbursement.
Just disband FEMA. Look how inept it has handled itself during Katrina. It was created by Carter and its loss would be no loss. |
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FEMA is going broke. They've taken drastic measures to reduce the checks. Now when there's an emergency, they look at each staff member involved, the teachers they learned from and the schools or classes they attend and if one doesn't meet FEMA standards, they disqualify the city/county/state from reimbursement. Just disband FEMA. Look how inept it has handled itself during Katrina. It was created by Carter and its loss would be no loss. The mistake you're making is logic. Leftists punish those who act responsibly and reward those who act foolishly. |
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I don't think they should be tasked with distributing monetary relief, but they do handle other things that are much needed. They stockpile and distribute emergency suppies like water, MREs, etc. They develop the criteria for and provide training in Emergency Management to first responders and others. They provide the emergency communications infrastructure for use durring disasters/attacks. They do tons of planning and exercise development for disaster mitigation. I don't work for FEMA, but I've been 'associated' with FEMA for a number of years and we are better off with them than without them....except for the 'disaster relief payments' part. That could be handled by the state or the county....assuming they still have the infrastructure to deal with it after a disaster event. |
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So they were talking on the news that FEMA was going broke this week. The biggest soundbite everyone uses is that we need to fund FEMA so that they can get money to the people. So does FEMA actually cut checks to individuals or do they just coordinate relief efforts? If they are cutting checks, what is the purpose of the home owner having home and disaster insurance? Most people's home owner's insurance doesn't cover flood damage, and why would it if a storm hits once every 50 years or so. But I'm referring to those that knowingly live in flood plains, tornado areas or hurricane areas. Yes I agree that there are those freak storms, but as you point out, those are not the norm. "If you have already received a total of $30,200.00 from FEMA, you are not eligible for additional rental assistance. Your home is located in a Special Flood Hazard Area designated by the National Flood Insurance Program (NFIP). If you accept money from FEMA for NFIP-insurable real and/or personal property, you must obtain and maintain flood insurance." So basically, if you live in a flood zone, it's a one time deal. The Katrina people milked the system by applying for more rental assistance when they had no intention of ever returning. NFIP insurance is fucking retarded by the way. Because of Katrina and the requriements that were being put upon flood insurance companies they have begun dropping flood policies and giving them over to NFIP because the government was fucking everyone over with over regulation. So instead of having my home town insurance agent be able to respond to my questions and concerns I get a 3rd party insurance adjuster out of Indiana who can't tell me anything and gives me a shitty handbook. I have no real live person at NFIP to talk to about when the fuck I am going to get my insurance settlement. From what I hear its going to be at least 2 months before the checks are cut. Luckily I have a year's salary stashed incase of shit like this but it still fucking pisses me off that the government fucked the people who actually pay for flood insurance and are prepared for disasters and is now running around dropping cash on the fucking idiots that couldn't be bothered to pay their flood insurance premium on time. |