Posted: 5/9/2002 10:49:48 AM EDT
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get this crap... I have a Paypal account, and in it are my checking account info, and a credit card account. I bought an M1 from a guy on Gunbroker.com, and transferred funds to pay for it through PayPal. I did everything it would let me to make sure the payment come from my credit card account... but the bastards still withdrew the funds from my checking account!! It has caused me to bounce 3 checks, one of which was my rent! MOTHERFV&*R!!!! Has this happened to anyone else?? Did I goof up somehow?? M@ |
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When you send a payment and you have a checking account on file, they automatically deduct from your checking account because they make more money this way (no credit card fees). So when you send a payment, there is a "more funding options" link that you have to click-on to change it. |
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Quoted: Has this happened to anyone else?? Did I goof up somehow?? Paypal doesn't do anything except exactly what you tell it. You obviously failed to select the correct Funding Option. Operator error. "What did you have for breakfast today?? A bowl of stupid???" [:P] |
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Quoted: Quoted: Has this happened to anyone else?? Did I goof up somehow?? Paypal doesn't do anything except exactly what you tell it. You obviously failed to select the correct Funding Option. Operator error. "What did you have for breakfast today?? A bowl of stupid???" [:P] Hehehe... well, that was last week... I had waffles for breakfast! I am pretty sure I checked everything I could to make sure the payment wouldn't come from my bank account... But this was the first time I'd used PayPal after setting up my bank account, so I probably missed something. I dicked around with it for at least 20 minutes trying to make SURE it didn't withdraw from my bank account, specifically so it wouldn't cause my rent check to bounce. I'll have to be extra careful next time... the mistake is gonna cost me about $200 ugh.. My life is one big SNAFU |
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Quoted: Quoted: Has this happened to anyone else?? Did I goof up somehow?? "What did you have for breakfast today?? A bowl of stupid???" [:P] LMFAO!! [:D] M1QJ: I'll give you the benefit that you did manually select CC as your funding opt. Check to see if your CC was declined, if that were to happen, the system will default to your primary fund source (Checking Account). |
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Quoted: get this crap... I have a Paypal account, and in it are my checking account info, and a credit card account. I bought an M1 from a guy on Gunbroker.com, and transferred funds to pay for it through PayPal. I did everything it would let me to make sure the payment come from my credit card account... but the bastards still withdrew the funds from my checking account!! It has caused me to bounce 3 checks, one of which was my rent! MOTHERFV&*R!!!! Has this happened to anyone else?? Did I goof up somehow?? M@ I just got off the phone with Paypal as I have been trying to purchase a firearm from someone here for a couple of days now and have been unable to use a CC on my paypal account. This is what the woman from paypall said: [b]Every transaction has a score based on certain criteria and that if a transaction does not meet the score required for a credit card transaction then you could not use your credit card. I asked why the transaction did not meet the score and the woman could not tell why any one transaction would meet the score and one would not. I asked if there was a way to boost the score and the woman said she herself was unfamiliar with what the criteria were and there was not a way to boost the score in any event. [/b] And I thought it was just me. |
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Quoted: Quoted: Quoted: Has this happened to anyone else?? Did I goof up somehow?? "What did you have for breakfast today?? A bowl of stupid???" [:P] LMFAO!! [:D] M1QJ: I'll give you the benefit that you did manually select CC as your funding opt. Check to see if your CC was declined, if that were to happen, the system will default to your primary fund source (Checking Account). That's what I was thinking too. For all your transactions it should also give you the option to select "back-up funding source" I think by default it is your checking account unless you have more than one credit card on your account. I have two CC's so if the first one declines it will try to charge my other CC before then taking funds from my bank account. Never had a problem. I [b]did have a problem[/b] with their "retardo" fraud system and the customer service people told me they had no way of overriding it (that is total BS... I work in fraud investigations.... there is [b]always[/b] a back-door tool to override anything.) Anyway.... I tried to send a $1200 payment via my credit card to another verified premier member for a Colt 9mm AR, and it kept defaulting to my bank account and no credit card option was available. But to be totally dumb.... it allowed me to send him three separate payments of $400 on the same credit card all one right after the other. How stoopid is that? |
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Quoted: I just got off the phone with Paypal as I have been trying to purchase a firearm from someone here for a couple of days now and have been unable to use a CC on my paypal account. This is what the woman from paypall said: [b]Every transaction has a score based on certain criteria and that if a transaction does not meet the score required for a credit card transaction then you could not use your credit card. I asked why the transaction did not meet the score and the woman could not tell why any one transaction would meet the score and one would not. I asked if there was a way to boost the score and the woman said she herself was unfamiliar with what the criteria were and there was not a way to boost the score in any event. [/b] And I thought it was just me. No it's their "retardo" fraud system. I call it retardo, because it is stupid to just block transactions based on a score alone. Where I work we take transactions with a "high score" and those are the ones we manually review by contacting a bank and verifying account info, etc. It can be a difficult task but it's worth doing. PayPal, in my somewhat experienced opinion, is throwing money down the tube on lost credit card transaction fees (which is the way they really make money since everything else in their service is free) in the name of efficiency so that they don't have to sit their and manually review transactions. It is a poor way to do business if you ask me. It leads to good customer frustration, which after a certain point drives your customers to other competeing services. |