Posted: 11/24/2010 8:30:30 PM EDT
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My Amex card was compromised this month; fifth time, actually, but this one was a little different.
Previous incidents have just involved a bogus charge showing up, I've notified Amex, they've backed the charge out and issued a new card. This time, though, I had tried to make a purchase with Denny and it was declined for the billing address being wrong. Well I've had the same address for five years so I checked my account info and sure enough, it showed a billing address at a Co-op in Manhattan (I'm in Texas), unrecognizable phone numbers and a strange email address. When I called Amex they told me the account info had been "updated" by phone earlier this month and could only have changed if the caller had my security number off the actual card. No illegitimate charges have been made since the change, although there was one made and reversed out without my intervention the day before the change (from a business in Manhattan). So what's this scammers game plan? |
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Quoted:
My Amex card was compromised this month; fifth time, actually, but this one was a little different. Previous incidents have just involved a bogus charge showing up, I've notified Amex, they've backed the charge out and issued a new card. This time, though, I had tried to make a purchase with Denny and it was declined for the billing address being wrong. Well I've had the same address for five years so I checked my account info and sure enough, it showed a billing address at a Co-op in Manhattan (I'm in Texas), unrecognizable phone numbers and a strange email address. When I called Amex they told me the account info had been "updated" by phone earlier this month and could only have changed if the caller had my security number off the actual card. No illegitimate charges have been made since the change, although there was one made and reversed out without my intervention the day before the change (from a business in Manhattan). So what's this scammers game plan? Some companies wont ship when the shipping and billing address are different. ETA: Some credit card companies also mail out cash advance checks along with the statements |
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Quoted:
My Amex card was compromised this month; fifth time, actually, but this one was a little different. Previous incidents have just involved a bogus charge showing up, I've notified Amex, they've backed the charge out and issued a new card. This time, though, I had tried to make a purchase with Denny and it was declined for the billing address being wrong. Well I've had the same address for five years so I checked my account info and sure enough, it showed a billing address at a Co-op in Manhattan (I'm in Texas), unrecognizable phone numbers and a strange email address. When I called Amex they told me the account info had been "updated" by phone earlier this month and could only have changed if the caller had my security number off the actual card. No illegitimate charges have been made since the change, although there was one made and reversed out without my intervention the day before the change (from a business in Manhattan). So what's this scammers game plan? Chances are good they hacked an ecommerce site you used the card on and obtained the info, or maybe you used a card reader that somebody installed a trap on that scanned the card as you inserted it. Sometimes this happens at a gas pump or ATM. Another possibility is a merchant's employee stole the information. Ever use your card at a restaurant and allow the waiter or waitress to take it with them to charge your meal? Lots of possibilities. |
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The penalties for this shit need to be really harsh. I mean harsh, like minimum mandatory prison sentences, or the return of actual forced labor. The attitude of these miserable lowlifes is beyond infuriating. I remember one sow who charged a $14,000 dress (white, rather than a more appropriate red with shit-tone streaks) for a trashtastic wedding to her baby daddy. She swiped the card while working as a cashier at a department store. Her attitude was summed up with a shrug, as though she were being prosecuted for wearing shoes.
I think - no kidding - that public flogging, followed by a few hours in the stocks would be appropriate for this and a number of other crimes. |
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Quoted:
Some credit card companies also mail out cash advance checks along with the statements Quoted:
I'm guessing the object is to have the bill sent to some other address so you don't see bogus charges until you think "Hey! Why am I not getting my bill in the mail". That's what makes the most sense to me, although in this day of being able to check your account online that seems like a dated scam. But I guess they play the numbers. I agree with the sentiment that identity theft is not treated harshly enough by our judicial system. ETA - My Amex now, at 5X, just caught up with my Visa. The overwhelming majority of the purchases have been online and for bits and pieces of firearms. |
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Quoted:
The penalties for this shit need to be really harsh. I mean harsh, like minimum mandatory prison sentences, or the return of actual forced labor. The attitude of these miserable lowlifes is beyond infuriating. I remember one sow who charged a $14,000 dress (white, rather than a more appropriate red with shit-tone streaks) for a trashtastic wedding to her baby daddy. She swiped the card while working as a cashier at a department store. Her attitude was summed up with a shrug, as though she were being prosecuted for wearing shoes. I think - no kidding - that public flogging, followed by a few hours in the stocks would be appropriate for this and a number of other crimes. I agree with this totally. Its getting worse and worse, and there seems to be a total disconnect with the shitbags pulling these types of stunts and the victim. I would be in favor or some kind of optional "trial by combat" option. |
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What vendors are you buying from and have you checked your machine for any malware that might be stealing your info? Also have you lost statements before that could have info used to help change your mailing address?
I mean when you say this has happened to your visa as well something is up. I'd be looking at my computer, every place I shop, etc. I'd also be wondering about anyone that might know enough information about me to try to rip me off somehow(although from your comments I don't think this would be the case at least with say an ex or a family member). |
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Quoted:
The penalties for this shit need to be really harsh. I mean harsh, like minimum mandatory prison sentences, or the return of actual forced labor. The attitude of these miserable lowlifes is beyond infuriating. I remember one sow who charged a $14,000 dress (white, rather than a more appropriate red with shit-tone streaks) for a trashtastic wedding to her baby daddy. She swiped the card while working as a cashier at a department store. Her attitude was summed up with a shrug, as though she were being prosecuted for wearing shoes. I think - no kidding - that public flogging, followed by a few hours in the stocks would be appropriate for this and a number of other crimes. Curbing. Making them bite the concrete once will cause them to cease this faggotry. I was hit twice and even though I was made whole, no attempt was made to bring justice to the monkeys who stole my numbers. |