Warning

 

Close
Confirm Action

Are you sure you wish to do this?

Cancel Confirm
AR15.COM
6/30/2010 12:46:17 PM EDT

Whats the best places a person can check his own credit?   And does it hurt your credit when you check it?
6/30/2010 1:42:09 PM EDT
[#1]
go to the individual credit reporting bureaus and ask for a report.

Experian, TransUnion, Equifax.

And no, running a credit check won't affect your credit.
6/30/2010 1:45:01 PM EDT
[#2]
I think it only hurts your credit if you have loan application credit checks done too many times.
6/30/2010 1:46:02 PM EDT
[#3]
annualcreditreport.com



Once a year, for free - but no score.





6/30/2010 1:51:27 PM EDT
[#4]
I stumbled on a free one a couple of weeks ago.  It gives you your combined score.  google will find it fer' ya'


ETA.  The one I found was "Credit Karma"
6/30/2010 1:55:27 PM EDT
[#5]



Quoted:


go to the individual credit reporting bureaus and ask for a report.



Experian, TransUnion, Equifax.



And no, running a credit check won't affect your credit.
THIS!



It is the law that all three must supply you a FREE credit report yearly (every 12 months or more not calendar year)



Here is the official link to the credit reports:

https://www.annualcreditreport.com/cra/index.jsp





 
6/30/2010 2:31:22 PM EDT
[#6]

Cool thanks!

Equifax came up 777 even though I am up to my arm pits in credit card debt. I guess thats good?
6/30/2010 3:45:49 PM EDT
[#7]
Dave Ramsey (the financial peace guru) says that a credit score is actually an "I love debt score".  



I guess you may be proving his point.