Posted: 11/22/2010 11:14:54 PM EDT
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About 18 months ago my girlfriends Grandmother passed. Her relatives on her fathers side of the family are typical white trash meth heads. Claimed they had no money to put the deposit down on the funeral until the life insurance payed out. So I paid the deposit. It was agreed by every one that we would hold the coins that her grandmother had collected over the years until the insurance payment was received. then the coins would be divided between the family. Well 18 months later and 12 months after the insurance was paid I finally took them out of the safe to take a look. a total of 890 coins, earliest is a 1890 Morgan dollar. After separating them into silver and other I came up with 591 Silver coins at today's melt price of 2225.82.
I would never sell these and really don't consider them mine. These are my girlfriends. |
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2225.82 is a sizable stack.
as mentioned, don't mention it. take the time to inventory and grade. even if just an estimate, you both can get a general idea of the numismatic value of them. some may be worth much more than melt. lost my PC so no links –– but a quick google gave me this: coin values you could also try to make sets and a collection....... [eta] found the link numismedia |
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Quoted:
If the insurance paid out and you was never reimbursed for your cash you put up for the deposit, then IMHO the coins are YOURS, not your girlfriends. i kinda have to agree with this. it's definatelly a delicate situation death of a loved one and thier heirlooms and all but... if you take the emotional attachment out of it... if i borrowed $XXXX.xx from you with a stack of silver as colateral and then never repay you... they've become your coins... now if you and the GF are extremely serious and get married and or you consider it a union already and you want to give her your coins that belonged to her grandmother then that's very nice of you and totally your buisness... i would probably do the same... until then and as far as the rest of the family is cocerned they'd be my coins... i may come off as a greedy hardass, but i've seen my parents and had to myself deal with so many unscrupoulous unhonorable greedy lying pieces of shit whom just happend to technically be related to me though they are such poor excuses for human ebings that i'd likley not claim them at gun point(you reffer to her family as meth heads so likely we are dealing with the same types of people)... things like this can get quite ugly, and those sorts of people have no remorse. the codes you live by and use to associate with normal humans can not often safely be implimented when dealing with these types of people. the ones i've had to deal with really only seem to understand greed and coniving these are their stimuli and everything else is just a part of some plot(the coniving) to come by something easily(the greed) and often whatever they get will then be quickly surrerendered in exhange for boze or drugs... they will respond to force but often not to threat. but be careful because as little as they fear dealing with police they know that you as a decent human being respect the law. they will use the authorities against you if they can while not carring if they have to deal with "the system"... very dangerous to deal with are folks with a driving motive and little to loose... K. |
| I used the coinflation calculator. I'm sure that some of the older coins are worth more then melt value. My girlfriend is very active in prepping. The only thing she wants to do is give a few to her nieces and nephews. As far as ownership, due to stupid family members and a house fire I lost a lot of family of heirlooms so I know the value of these to my girlfriend. |
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Quoted:
I used the coinflation calculator. I'm sure that some of the older coins are worth more then melt value. My girlfriend is very active in prepping. The only thing she wants to do is give a few to her nieces and nephews. As far as ownership, due to stupid family members and a house fire I lost a lot of family of heirlooms so I know the value of these to my girlfriend. I would NOT be in a big hurry to disburse those coins to the neices and nephews. It's only likely to stir up a stink when their parents remember that YOU made off with THE MILLION $$$ coin collection that Granny had before she died, and if they are fairly young, the kids aren't likely to hold onto those coins for any length of time. I'd wait til they are older and a bit more responsible, or if they are currently of a decent age, I'd still give it some time to let the nere-do-well parents forget that the collection is in your hands..... Just my 2 pennies worth..... 
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