Posted: 1/28/2012 4:04:02 AM EDT
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Are they worth it?
The protection plan I'm considering is a lifetime protection for the tire. If the tire sustains unrepairable damage, the company will replace the tire. I'm buying a set of 5 tires at $359 each (BFG All Terrain T/A K/O, 37"), and the tire protection plan is $49 each for each tire. I asked if they could do anything better on that price and the guy told me since I was buying 5 tires, I'd only have to buy 4 plans and he'd throw in the 5th one for free. I only go offroading maybe twice a year. |
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Quoted: I got Road Hazard 5 years ago when I bought new tires. Caught a nail and had it patched for free. It was a good deal for me I'd just patch it myself, but the tire OEMs all stipulate that a patched tire has reduced capabilities (lower speed rating, load rating, etc...) The tire protection plans are great if they're affordable, otherwise if you don't get it and use the tire, a factory defect could be claimed as a road hazard screwing you out of the original tire warranty. |
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At $50/tire that's a bad deal. In my whole life I've only had 2 totally unrepairable tires. One total blowout and a nail thru a sidewall. If you really want the peace of mind, shop around and I'll bet another dealer will give you a better out the door price on the tires and warrenty.That deal should be more like $10/tire.
That said, my buddy bought some run-flat tires for his 'vette and it's a good deal for him...NO REPAIRS ALLOWED on those tires...yep, one nail and it's a new tire. 
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I drive at most 6,000 miles per year on this truck. It's not a daily driver. I can patch a tire if need be, so I'm not worried about that. I guess the part that interests me would be if I were to suffer sidewall damage while offroading. Or if I had a blowout or something. But neither of those have happened to me....yet. 
I think if I did a risk vs. benefit analysis here its sounding like I should pass on the plan, at least for that price of $49 per tire. |
The only time I didn't buy protection I got a piece of wire that punctured the tire through the sidewall about a week after buying it.  I ended up buying another tire. They did me right though as they sold me one tires worth of protection but it covered all the tires on the car. $49./tire is a little steep. 
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