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AR15.COM
10/18/2012 12:01:06 PM EDT
Two men were relaxing on an ocean cruise. One man said, "I used to own a hardware store. Worked there 20 years and got wiped out by a fire, I collected five million dollars and retired."

The second guy said, "O yeah? I owned a hardware store too, got wiped out by a flood and got a 20 million dollar settlement."

The first guy said, "How do you start a flood?"