Warning

 

Close
Confirm Action

Are you sure you wish to do this?

Cancel Confirm
AR15.COM
11/4/2016 8:54:11 AM EDT
Say you have a car and motorcycle insured by the same company and the motorcycle falls over it hits the car is that one deductible or two? And same goes along see you too car is insured by the same company and your wife pulled into the garage and hits your car with her car one or two deductibles?
11/4/2016 9:25:24 AM EDT
[#1]
You have a bad day yesterday ?
11/4/2016 9:28:15 AM EDT
[#2]
My insurance co (Nationwide) allows all damages to be covered by the most expensive deductible. For example, two cars hit, just pay once. House and car(s) destroyed by a tornado, just pay the homeowners deductible. My agent said most companies don't do this, but that could have been a sales pitch.
11/4/2016 9:32:32 AM EDT
[#3]
Depends on your policy language.  Most major carriers have a "only the largest deductible applies" across multiple items... some even mixing property and auto.
11/4/2016 9:37:31 AM EDT
[#4]
At state Farm it's 2.  You can't be liable to yourself.
11/4/2016 9:43:13 AM EDT
[#5]
Lol. I saw a guy back his brand new ranger into a brand new Miata. He looked and then took off. I called in a hit and run and dispatch said both tags came back to him... Miata was completely fucked up. I guess he had a bad day.
11/4/2016 12:21:22 PM EDT
[#6]

Quote History
Quoted:


Lol. I saw a guy back his brand new ranger into a brand new Miata. He looked and then took off. I called in a hit and run and dispatch said both tags came back to him... Miata was completely fucked up. I guess he had a bad day.
View Quote
Nice
11/4/2016 12:21:57 PM EDT
[#7]

Quote History
Quoted:


You have a bad day yesterday ?
View Quote
I am good
11/4/2016 12:23:42 PM EDT
[#8]
Quote History
Quoted:
My insurance co (Nationwide) allows all damages to be covered by the most expensive deductible. For example, two cars hit, just pay once. House and car(s) destroyed by a tornado, just pay the homeowners deductible. My agent said most companies don't do this, but that could have been a sales pitch.
View Quote

Geico didn't do that. Someone knocked my bike over onto my car. It was two comprehensive claims and two deductibles.