Insurance problems... proving a guns value?

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[ARCHIVED THREAD] - Insurance problems... proving a guns value?

Posted: 9/27/2005 9:11:35 AM EDT

I just got done talking to my allstate agent and when I was finished giving her a list of the guns that were stolen and there estimated value she said, "Well, I'm going to look up some prices on the internet just to be sure." I understand her concern, but I don't feel like being low balled either. Is there anywhere on the web that tells estimated gun values?

Posted: 9/27/2005 9:14:06 AM EDT

[#1]

Blue Book of Gun Values

Hopefully you have pics to prove condition, as the value varies greatly, depending upon condition.

Posted: 9/27/2005 9:15:47 AM EDT

[#2]

Go to gunbroker and see what they are selling for. Realisticly, nothing is worth more than people are willing to pay for them.

Posted: 9/27/2005 9:20:55 AM EDT

[#3]

Photos are a must. Blue book em.

Remember she works for an insurance company. She is looking out for # 1. The company.

Posted: 9/27/2005 9:22:33 AM EDT

[#4]

How much of the value are they going to cover?

Posted: 9/27/2005 9:28:08 AM EDT

[#5]

Go to your local gunshop and explain what you are trying to do.

Then ask them to provide a written estimate on their replacement value.

Make a copy and then provide it to your adjuster.

Posted: 9/27/2005 9:29:58 AM EDT

[#6]

Quoted:
Go to your local gunshop and explain what you are trying to do.

Then ask them to provide a written estimate on their replacement value.

Make a copy and then provide it to your adjuster.

Sure wont hurt. We had folks do that at our shop. We also had insurance adjusters come by on occasion.

Posted: 9/27/2005 9:37:47 AM EDT

[#7]

Quoted:
Quoted:
Go to your local gunshop and explain what you are trying to do.

Then ask them to provide a written estimate on their replacement value.

Make a copy and then provide it to your adjuster.

Sure wont hurt. We had folks do that at our shop. We also had insurance adjusters come by on occasion.

My point is that by doing this, you are beating them to the punch - so to speak. You are saying "this is a professional's opinion of their value. If you disagree, prove them wrong."

When I had the insurance adjuster come out to do the hurricane damage assessment on my roof, I handed him two estimates from roofers. I ended up with a fair settlement.

Sometimes, it pays to do a little homework up front.

[ARCHIVED THREAD] - Insurance problems... proving a guns value?

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