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AR15.COM
4/6/2017 3:34:27 PM EDT
Who do you have firearms insurance through?  I know the NRA provides $2500 but any of us who are enthusiast easily have more than that in one gun with optics, accessories, ect.

I used to have it through Farmers, but I moved states and guess there is some issue writing in Nebraska that is different than it was in Missouri.


Everyone else that is big name that I have called wants serial numbers, and I don't want to do that.
4/6/2017 3:37:34 PM EDT
[#1]
Many here agree with Collectors Insurance Agency...they specialize in collections of all types....I would look them up and get the info...
4/6/2017 3:38:07 PM EDT
[#2]
I have a separate policy through USAA that covers my collection. They did not require serial numbers, just a general description.
4/6/2017 3:44:27 PM EDT
[#3]
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k coverage, or close to that.
4/6/2017 3:45:15 PM EDT
[#4]
I've been talking with collections insurance services this past week since this came up here last week and it really sounds good. They claim to cover pretty much anything related to firearms in the policy including optics ammo and reloading stuff. I'd requested a quote of $25k coverage and it was right around $15 a month but I did a more detailed inventory over the weekend and had grossly underestimated so it's gone up quite a bit but still better than any other estimates I've got 
4/6/2017 3:46:41 PM EDT
[#5]
Collectibles Insurance is what you seek.
4/6/2017 3:47:45 PM EDT
[#6]
Quote History
Quoted:
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k coverage, or close to that.
View Quote
Hadn't seen this one thank you I just emailed for an estimate 
4/6/2017 3:48:27 PM EDT
[#7]
Many home polices will have options to schedule or have blanket coverage. I have blanket coverage up to 15k/2500 per item.
4/6/2017 4:17:52 PM EDT
[#8]
Quote History
Quoted:
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k
coverage, or close to that.
View Quote
This.  I had Collector's Insurance, and switched to Eastern for more coverage for less money
4/6/2017 4:28:49 PM EDT
[#9]
You can pay a totally reasonable fee to up the insurance through the NRA. They don't require serial numbers and other sensitive information that most other providers do.
4/6/2017 4:37:32 PM EDT
[#10]
Quote History
Quoted:
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k coverage, or close to that.
View Quote


Very interested, anyone have claim experience with them?
4/6/2017 4:46:25 PM EDT
[#11]
Yeah I have some firearm insurance through my USAA account. I also use them for my car insurance and renters insurance. 
4/6/2017 5:07:37 PM EDT
[#12]
I have USAA, but they required serial# when I did it a few years ago. So now I will look into Eastern.
4/20/2017 10:59:47 PM EDT
[#13]
Interesting...

Has anyone had any claims experience with Eastern?
4/20/2017 11:01:47 PM EDT
[#14]
Quoted:

Who do you have firearms insurance through?  I know the NRA provides $2500 but any of us who are enthusiast easily have more than that in one gun with optics, accessories, ect.

I used to have it through Farmers, but I moved states and guess there is some issue writing in Nebraska that is different than it was in Missouri.

Everyone else that is big name that I have called wants serial numbers, and I don't want to do that.
View Quote


I thought NRA membership insurance was $7500??
4/20/2017 11:03:25 PM EDT
[#15]
Quote History
Quoted:
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k coverage, or close to that.
View Quote
This.  Much cheaper than the NRA endorsed company.
4/20/2017 11:04:51 PM EDT
[#16]
Quote History
Quoted:
Very interested, anyone have claim experience with them?
View Quote View All Quotes
View All Quotes
Quote History
Quoted:
Quoted:
Eastern Insurance Company. Talk to Jack Richardson.

https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms

They offer an NRA discount and don't need any specifics unless an individual item is valued more than $10,000.

Policy also covers all accessories, ammo, etc.

I think the most basic policy is $125/year for $30k coverage, or close to that.
Very interested, anyone have claim experience with them?
Same. What's the deductible like? Can I get a policy all through their website? Or do I have to talk to someone?
4/21/2017 10:44:24 AM EDT
[#17]
Quote History
Quoted:


Same. What's the deductible like? Can I get a policy all through their website? Or do I have to talk to someone?
View Quote
No claim experience here. If I remember right, the deductible is $100.

You can do most of it through e-mail. Jack will send you a form. You fill it out, he e-mails the rate and any other necessary info back to you. He's very responsive. Only phone call I made was when I called to make payment. That took about a minute at most.
4/21/2017 7:24:14 PM EDT
[#18]
I was quoted 50k insurance and 5k reloading and ammo insurance for $175yr from the historic firearms insurance yesterday. They said a $100 deductible so I asked if that's per firearms or per claim and he stated it's per occurrence. This insurance covers accidents as well because I asked about hunting type accidents and he said yes they're covered. I would be interested in hearing about anyone who's made a claim as well if they're out there 
4/22/2017 12:02:03 AM EDT
[#19]
Quote History
Quoted:
I was quoted 50k insurance and 5k reloading and ammo insurance for $175yr from the historic firearms insurance yesterday. They said a $100 deductible so I asked if that's per firearms or per claim and he stated it's per occurrence. This insurance covers accidents as well because I asked about hunting type accidents and he said yes they're covered. I would be interested in hearing about anyone who's made a claim as well if they're out there 
View Quote
Thanks.
4/22/2017 12:07:14 AM EDT
[#20]
tag
4/22/2017 12:16:34 AM EDT
[#21]
Quote History
Quoted:
Collectibles Insurance is what you seek.
View Quote
Good folks. Have had one claim with them that was handled perfectly. They even gave me a rider for my flamethrower. 
4/22/2017 12:17:22 AM EDT
[#22]
Quote History
Quoted:
I was quoted 50k insurance and 5k reloading and ammo insurance for $175yr from the historic firearms insurance yesterday. They said a $100 deductible so I asked if that's per firearms or per claim and he stated it's per occurrence. This insurance covers accidents as well because I asked about hunting type accidents and he said yes they're covered. I would be interested in hearing about anyone who's made a claim as well if they're out there 
View Quote
I

Reloaded or factory ammo?
4/22/2017 12:21:12 AM EDT
[#23]
Tag for later.
4/22/2017 12:25:10 AM EDT
[#24]
Quote History
Quoted:
I

Reloaded or factory ammo?
View Quote View All Quotes
View All Quotes
Quote History
Quoted:
Quoted:
I was quoted 50k insurance and 5k reloading and ammo insurance for $175yr from the historic firearms insurance yesterday. They said a $100 deductible so I asked if that's per firearms or per claim and he stated it's per occurrence. This insurance covers accidents as well because I asked about hunting type accidents and he said yes they're covered. I would be interested in hearing about anyone who's made a claim as well if they're out there 
I

Reloaded or factory ammo?
I'm actually not sure to tell you the truth I've got a lot of reloading components but the majority of my ammo right now is factory stuff I was trying to get stockpiled for November
I'm not sure $5k would completely cover what's there between factory and reloading stuff right now but I'm looking at it as more of a catosraphic loss coverage because as the weather gets better I'll be shooting more and maybe or maybe not replacing quite as much till I get it at really good prices.

I also forgot to mention they told me the insurance covers all the accessories associated with the gun collection like scopes slings and bipods I specifically asked about my hunting optics and those are coved as well  (binos and spotter and range finder)
4/22/2017 12:29:22 AM EDT
[#25]
IN.