Depends on your AO. Urban, or suburban...how close would you be to your gear if on a call-out? Hitting a meth lab in the middle of nowhere? Obviously the more isolated your jurisdiction, the more I'd carry with me.
I work in the suburbs so the best camoflage for me would be chain-link fence and discolored white aluminum siding. I could get back to my extra gear in the truck unless the S has REALLY HTF.
I carry 4 mags for long gun (either M4 or MP5), three mags for handgun, 14" 870 less lethal across back (5 rounds bean bag), gas mask, large fixed blade knife, pair of reg cuffs, couple flex cuffs, OC spray, asp, distraction device (flash bang), extra pull-pin for distraction device, diagonal cuters (for quick-cuffs), 3-4 glow stix, pad and pen/pencil, two small flashlights, three door stops, fat black magic marker, medical pack (with basic essentials to stop bleeding), length of para cord, couple candy bars, gum, couple small knives (in my pocket and pocket on vest), water/hydration pack (of course), safety glasses, several baby wipes in doubled zip-lock bags, pack of kleenex in zip-lock (might be outside in rain/snow for extended period)...