Posted: 8/24/2023 3:20:45 PM EDT
| I do firearms instruction in Illinois at various locations. I don't have my own range. I generally use the World Shooting and Recreational Complex. I'm needing to get $1m liability insurance. Does anyone have any suggestions on something affordable? |
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Lockton Affinity Outdoors. If you are an NRA member, buy it through them. It includes Instructor Liability insurance: 5. Firearm Instructor Liability – This is a unique coverage that is designed to protect firearms instructors who may face legal action because of their instruction. It is intended to cover the instructor’s legal fees or any settlement/award that may result from legal action. The risk is that a student blames you for their mistake. In Georgia, instructors are protected from that by statute. But I don't know about IL. https://insureadvisehq.com/nra-firearm-instructor-insurance-why-its-essential-and-how-to-get-it/ https://locktonaffinityoutdoor.com/firearm-instructor-insurance/ ETA. Per my statement, above, here is the Georgia Code: Any instructor who lawfully instructs, educates, or trains a person in the safe, proper, or technical use of a firearm shall be immune from civil liability for any injuries caused by the failure of such person to use such firearm properly or lawfully. https://law.justia.com/codes/georgia/2020/title-51/chapter-1/section-51-1-55/ And there are an abundance of other risks; so Instructor Liability insurance is a good idea for any of us. |
KEEP CALM and let ME Carry On.