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3/8/2026 10:36:14 AM EDT
I am getting married in June and my fiancée wants us to sign a prenup. We created one in ChatGPT and her sister, who is a criminal defense lawyer, reviewed it and said it looks good. Her sister and I get along very well, but obviously, she has my fiancée's best interested in mind. Here is a truncated version with names anonymized. Is there anything else I should consider adding? Is there anything in the current version that is not legally defensible? Is there anyone I can send the full version to look over?



Each person keeps their own premarital assets, debts, and income as separate property, including any growth, interest, dividends, rents, profits, or sale proceeds from those assets.

Anything acquired during the marriage is treated as marital property and would be split 50/50 if the marriage ends, unless both agree otherwise in writing.

She keeps as her separate property her condo, her premarital bank/investment/crypto accounts, and any inheritance she receives, including inherited real estate and anything derived from it.

He keeps as his separate property his premarital bank/investment/crypto accounts and any inheritance he receives, including family-related inherited property and anything derived from it.

Retirement accounts owned before marriage stay separate; contributions made to retirement accounts during the marriage are to be split 50/50, subject to federal law.

Premarital debts stay with the person who brought them in. Debts incurred during the marriage belong to the person whose name is on the debt, unless both agree otherwise in writing.

The cat and dog are her separate property.

The agreement is confidential except for disclosures to lawyers, financial/tax advisors, or when required by law or court order.

Tennessee law governs the agreement, and it is intended to remain enforceable even if the couple later lives in another state.

The agreement does not expire and stays in effect throughout the marriage unless amended in writing.
3/8/2026 10:46:13 AM EDT
[#1]
If you are serious about enforcing this, you can’t possibly be serious about relying on ChatGPT and a criminal defense attorney along with anonymous advice from arfcom. First, get a knowledgeable TN attorney (some family law attorneys are and some estate planning attorneys are) who represents you to review, advise and edit. Second, have your attorney advise you on how to maintain the separate property without commingling funds/assets.

IANYA. (I am not your attorney.)
3/8/2026 11:20:33 AM EDT
[#2]
Don’t bet your life on AI.  


Use a real lawyer.  Seriously.
3/8/2026 11:22:52 AM EDT
[Last Edit: NAM][Edited] [#3]
3/8/2026 11:25:26 AM EDT
[#4]
Quote History
Originally Posted By NAM:
Absolute waste of time,  IMHO.

If you have so much distrust as to have to have a contractual agreement up front spelling out who gets what if things fail, why get married in the first place?
View Quote

The other comments are fair, but this is not GD so take this crap elsewhere.
3/8/2026 11:31:36 AM EDT
[Last Edit: dogsplat][Edited] [#5]
Originally Posted By eurotrash:
I am getting married in June and my fiancée wants us to sign a prenup. We created one in ChatGPT and her sister,

The agreement is confidential except for disclosures to lawyers, financial/tax advisors, and the general discussion board of AR15.com or when required by law or court order.

Tennessee law governs the agreement, and it is intended to remain enforceable even if the couple later lives in another state.

The agreement does not expire and stays in effect throughout the marriage unless amended in writing.
View Quote


As an old sea lawyer, it looks good to me.

But, ya. Get a bona fide family law lawyer.
Whoever double-crosses me and leaves me alive, he understands nothing about Tuco. Nothing!
3/8/2026 11:49:18 AM EDT
[#6]
Quote History
Originally Posted By eurotrash:

The other comments are fair, but this is not GD so take this crap elsewhere.
View Quote


You're right; my bad. Got sucked in from active topics.
3/8/2026 11:50:16 AM EDT
[#7]
Just shack up and keep ALL your financial stuff separate. Agree on what both people will put into the kitty weekly/bi-weekly/monthly and have all the normal living bills split 50/50.
Liberals are a curious mix of communism and fascism, they want to destroy you but want to use your own money to do it.

I'm getting down to the last box, the others have all been destroyed...
3/8/2026 11:57:03 AM EDT
[Last Edit: seek2][Edited] [#8]
Have it looked at by two competent lawyers that practice in the field.

One lawyer not practicing family law and related to one of the parties? Any lawyer could get that
prenup absolutely shredded in court.

When we did ours I found the attorney that was considered the best prenup guy in the area, if not the
state, and the very first thing he did was provide a list of four other attorneys he considered on his
level for my wife to pick representation from.

It sounds like you got a typical boilerplate agreement from chatGPT but there's probably some important
things missing that someone who's not specifically practicing in the area might miss. An example from ours
was that gifts above a specific amount have to be explicitly declared gifts. Apparently a common point of
contention and/or way of scamming the other spouse in a divorce is to say things were gifts and not community
property, and without such a declaration it muddies the water a lot.

My attorney said the #1 thing he focused on was enforceability, making sure both sides have representation is
a huge one, along with the arrangement being equitable and a checklist of other things. When we went to sign,
both attorneys were present, it was recorded on video and recorded by a official court reporter.

Addressing a different post in the thread, if either party has any meaningful assets at all, having a prenup
makes the marriage more secure, not less.
3/8/2026 12:01:05 PM EDT
[#9]
Quote History
Originally Posted By fxntime:
Just shack up and keep ALL your financial stuff separate. Agree on what both people will put into the kitty weekly/bi-weekly/monthly and have all the normal living bills split 50/50.
View Quote


this......in my day marriage was a one for all and all for one kinda deal.....not sure what you're getting into.  If you can't trust her with your money, you should put a ring on that finger.


18Z50....
3/8/2026 12:01:41 PM EDT
[Last Edit: giantpune][Edited] [#10]
Yeah.  Pony up and get a real lawyer, or at least download a premade prenup from the internet that has been actually vetted by more than the wife's sister.

I didn't catch anything in it that would waive spousal support.  My prenup includes a section that boils down to "both parties have adequate education and are capable of  supporting themselves.  no spousal support, yada yada".  There is also the case when one of the two of you gets pregnant, then puts off her career for 2-3 years.  That is a real world detriment to her career, and is recognized by the courts when weighing spousal support.  However you guys decide to handle it, it should be spelled out in the agreement.

I lol'd at adding the dog in, but not some of what didn't get mentioned.  Its worth it to go pay the $500 for a real lawyer to do it.
3/8/2026 12:16:28 PM EDT
[#11]
Thanks guys. I read through all the replies and the message is clear that I should hire a family attorney who has experience with prenups. Since I live in Iowa and we will be living together in either Iowa or Tennessee depending on my job situation, how would I go about finding a lawyer?
3/8/2026 12:22:11 PM EDT
[#12]
Look at lawyer reviews on Avvo.com, which provides not only client reviews but ranks the attorneys themselves as well.
3/8/2026 8:11:24 PM EDT
[#13]
Why is her inherited property any property but yours is only family related?

I ask because I have a client who inherited property from a friend whom she cared for in his final years.
ProTip: Never pick a fight with a tree planter. He swings a hoedad for 9 hours a day, carries 30-40 pounds of seedlings on his back, and has 12-14 friends just like him hiding out on the other side of the junk butt pile. They will fuck your shit up.
3/8/2026 8:38:38 PM EDT
[#14]
“Debts incurred during the marriage belong to the person whose name is on the debt, unless both agree otherwise in writing.”
Good luck with that one, all sorts of state and federal laws plus creditors will want to have a word…
3/8/2026 8:39:22 PM EDT
[Last Edit: DDiggler][Edited] [#15]
I use ChatGPT for mine, but then took it to a real attorney. You have to realize, that although everything looks exactly the way you want it and makes logical sense to normal people, ChatGPT is not going to put in all the little cases, specifics, and everything that an attorney would be able to tear apart in real life when they start debating definitions and intent in court.  My ChatGPT prenup was a few pages, after a real Attorney got through with it, it was 34 pages long.

I still recommend using ChatGPT to get it exactly the way you want on paper, and then deliver it to the attorney. You will save a lot of time and money with back-and-forth attorney fees by the hour.

Our prenup is like yours, except for the default for assets bought during the marriage is separate property unless we buy it with joint title OR we discuss and agree to make it joint property… a simple document, describing the purchase, signed by both of us will suffice.

Also, pay attention to all the little things that you need to do to make the prenup stand up in court. Both should have it reviewed by their own attorney. I’m in Pennsylvania, and it only needs to be notarized, but in states like Florida, you need to have two witnesses. We took the extra step of having witnesses, so it will be recognized as valid in more states should we relocate.
6/2/2026 3:24:24 PM EDT
[#16]
What’s it say about using premarital assets to purchase marital property?

That’s where I got boned.
ProTip: Never pick a fight with a tree planter. He swings a hoedad for 9 hours a day, carries 30-40 pounds of seedlings on his back, and has 12-14 friends just like him hiding out on the other side of the junk butt pile. They will fuck your shit up.
6/2/2026 3:36:03 PM EDT
[#17]
No contingency for children?
6/2/2026 11:48:07 PM EDT
[#18]
I have been a corporate lawyer for over 25 years. I use AI for work every day. It can produce decent stuff, but you have to know very specific information for purposes of creating the prompts in order for it to produce a workable draft that you can then improve upon to create a final product. It’s been a game changer but it’s no substitute for an experienced lawyer.
6/3/2026 12:16:49 AM EDT
[Last Edit: GraboidHunter][Edited] [#19]
It's good to hope for the best but planning for the worst is a worthwhile expense.   I wrote my own prenup (pre AI) and got it pretty solid, and it held up in court.   Yours looks good but you should really run it by a local lawyer familiar with your state laws and the local judges.

I put my house, cars, and all major assets in a trust under my mother's name before I got married.  That helped more than the prenup.
6/3/2026 9:53:11 AM EDT
[#20]
Quote History
Originally Posted By Princeton:
No contingency for children?
View Quote

Or children from prior relationships WRT estate planning.  My mom was an idiot and used a DIY Will that the court ruled invalid after she passed away.  Fortunately she and her second husband disclaimed each others estate/inheritance in their prenups.  Otherwise state law would have handed #2 half of her estate, which he didn't want.

This is why you pay a good attorney to handle your legal stuff.
Heller II - Challenging DC's bans on semi-automatic rifles, large-capacity ammunition feeding devices, and its onerous and expensive handgun registration process. http://www.HellerFoundation.org/

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