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Originally Posted By tier1bro: you're right a $7 drink 30 times a month is just pennies at the end of the day. $210 bucks a month is only 65.6% of what it costs to keep my 2800 sqft house 72 degrees 24 hours a day in august in west central florida. or 73.6% of my buddies car payment or 7 phone lines with my cell phone carrier or 2 months of my internet or $25 more than full coverage on my 4 vehicles ($100,000-$300,000 coverage) through progressive. or basically nothing. now just add in a pack of smokes day, a couple cheap mcdonalds value meals a day, a financed top tier phone, and a new tattoo every couple months, baby daddy / baby momma bail money every now and then, a little bit of weed here and there. its only a $10 here and there all day, basically nothing. hell min wage is $15 here. $10 only takes 66.6% of an hour that's only 40 minutes of my time im only gonna spend 16 of them $10 bills here and there and everywhere a day "it should be fine by the end of the month". this math is how ive made a fortune in the pawn business. this math is the same math that tells customers that 300% apr really isn't 300% its only 25% a month. i honestly thought "common core math" was bad when it first came out but buddy like mcdonalds, "im loving it".  |
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Originally Posted By fdawg: Everyone has their own reasons for living. Money is usually not high on the list. 100k should be enough to live super comfortably and buy that latte daily while you sit on your iPhone. That's kinda the premise of this thread yes? Originally Posted By fdawg: Originally Posted By tier1bro: you're right a $7 drink 30 times a month is just pennies at the end of the day. $210 bucks a month is only 65.6% of what it costs to keep my 2800 sqft house 72 degrees 24 hours a day in august in west central florida. or 73.6% of my buddies car payment or 7 phone lines with my cell phone carrier or 2 months of my internet or $25 more than full coverage on my 4 vehicles ($100,000-$300,000 coverage) through progressive. or basically nothing. now just add in a pack of smokes day, a couple cheap mcdonalds value meals a day, a financed top tier phone, and a new tattoo every couple months, baby daddy / baby momma bail money every now and then, a little bit of weed here and there. its only a $10 here and there all day, basically nothing. hell min wage is $15 here. $10 only takes 66.6% of an hour that's only 40 minutes of my time im only gonna spend 16 of them $10 bills here and there and everywhere a day "it should be fine by the end of the month". this math is how ive made a fortune in the pawn business. this math is the same math that tells customers that 300% apr really isn't 300% its only 25% a month. i honestly thought "common core math" was bad when it first came out but buddy like mcdonalds, "im loving it". Exactly. The question isn't, "Can I buy a van, go live by a river, use a gym membership to bathe, and eat cheap carbs, about to expire meat, and whatever is available at the food pantry to make ends meet on 30k?" The question is, "Is making $100k a year and not feeling high income a legitimate perspective?" Of course there are a lot of variables, and many of them have been covered in this thread, but when the response is, "Well, I don't take vacations, I drive a 20 year old beater, I bought a 50 year old fixer upper house and am doing the updates/maintenance myself, I've switched to chicken thighs instead of steak to reduce my food budget, etc... , and I'm making it work on less than 100k. These people need to suck it up and adjust their expectations." Then it's obvious people are missing the point of what being high income is. |
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Civil disobedience is still disobedience
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| Things wouldn't be so expensive if it wasn't for all the computers in everything nowadays. Everything's ten times more complicated than it needs to be and twenty times more fragile because of it. If they can land on the moon with technology from sixty years ago you don't need some supercomputer running your refrigerator, truck, or any other appliance you own. |
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Originally Posted By AngryNagant: Things wouldn't be so expensive if it wasn't for all the computers in everything nowadays. Everything's ten times more complicated than it needs to be and twenty times more fragile because of it. If they can land on the moon with technology from sixty years ago you don't need some supercomputer running your refrigerator, truck, or any other appliance you own. Its funny, I was just having this conversation with my family last night. If I could be king of the universe for five minutes, I would disappear the internet and all electronics and teach every human being to build shelter, hunt, and make fire. |
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Conservatives and Leftists are often indistinguishable. Exist on meager wages, be happy you have some bread and beans, stop having kids, stop spending any money on those decadent capitalist frivolities, live in a small run down shack or apartment, use the communal shower at the local community center, drive a barely running old car or ride a bicycle and keep working while you wait to die, and please die cheaply. The glamorized self-sufficiency and self-sacrifice of managed decline of living standards sounds… almost indistinguishable from the Soviet Union. |
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Originally Posted By VeryAverage: Conservatives and Leftists are often indistinguishable. Exist on meager wages, be happy you have some bread and beans, stop having kids, stop spending any money on those decadent capitalist frivolities, live in a small run down shack or apartment, use the communal shower at the local community center, drive a barely running old car or ride a bicycle and keep working while you wait to die, and please die cheaply. The glamorized self-sufficiency and self-sacrifice of managed decline of living standards sounds… almost indistinguishable from the Soviet Union. Username fits.  The liberal side comes from an equity/equality POV. The conservative side (if done right) is typically more of a means to an end for middle class to become financially free. Cheap house, cheap rides, decent job, reach financial freedom by 40 or 50. |
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It means little. Life feels very similar to when we were under 100, only now we pay more taxes I guess. I did the math on what my next 6 years look like maxing the corporate raise structure. In 6 years I'll have gained about 43 cents in buying power, if inflation stays around 2.5% I'm sure my bills will be cheaper in six years though. That's always how that works right guys? They get cheaper?
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Civil disobedience is still disobedience
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Originally Posted By Seatbelts: It means little. Life feels very similar to when we were under 100, only now we pay more taxes I guess. I did the math on what my next 6 years look like maxing the corporate raise structure. In 6 years I'll have gained about 43 cents in buying power, if inflation stays around 2.5% I'm sure my bills will be cheaper in six years though. That's always how that works right guys? They get cheaper? |
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Originally Posted By lokifox: Username fits. The liberal side comes from an equity/equality POV. The conservative side (if done right) is typically more of a means to an end for middle class to become financially free. Cheap house, cheap rides, decent job, reach financial freedom by 40 or 50. Originally Posted By lokifox: Originally Posted By VeryAverage: Conservatives and Leftists are often indistinguishable. Exist on meager wages, be happy you have some bread and beans, stop having kids, stop spending any money on those decadent capitalist frivolities, live in a small run down shack or apartment, use the communal shower at the local community center, drive a barely running old car or ride a bicycle and keep working while you wait to die, and please die cheaply. The glamorized self-sufficiency and self-sacrifice of managed decline of living standards sounds… almost indistinguishable from the Soviet Union. Username fits. The liberal side comes from an equity/equality POV. The conservative side (if done right) is typically more of a means to an end for middle class to become financially free. Cheap house, cheap rides, decent job, reach financial freedom by 40 or 50. That is the part that's being called into question with the direction of the country. If you work hard, make the right choices, and are a little lucky, you're supposed to be able to better your situation in life in the USA. Maybe you don't go from tap water and ramen to champaign and caviar, but it shouldn't be the case that every time you think you might be able to afford a couple of beers and a piece of filet, the economy comes along and puts it out of reach again. No one is going to frugal their way out of decades of the kind of inflation we've seen for the last few years. |
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