Neighbor's insurance told me they're not paying me anything unless it's proven that the fire was caused by neighbor's negligence.
8 days and counting waiting for FD to finish the report. A hired fire investigator(neighbor's insurance) and both insurance companies are waiting on that.
Claim is proceeding with my insurance, and they already cut me an initial check this morning. I'm also going to be out just over $2100 on my deductible for this. If they can't get the neighbor's insurance to pay through that subrogation process, then I'm out that money and my premium will go up.
Still waiting on two different estimates to have the whole back of the house and one side redone with new backing panels and vinyl siding. My insurance confirmed this morning they're not doing the whole house(not bound to by state law to match siding), so I'll have half new siding and half 23 year old faded siding. Two different inspectors confirmed the soffit, fascia, gutters, and my 2 year old roof are fine and no smoke/heat damage inside the house. Tonight we have to empty our shed and inventory everything, then anything damaged needs to be documented and submitted to insurance company so they can write a check for that.
Still trying to wrap my head around the fact it's possible, and likely, that I am paying a single penny for this shit, like it's my fault my house was in the path of their fire.