User Panel
User Panel
User Panel
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Posted: 9/7/2021 8:43:42 PM EDT
[#1]
Laura @ historic firearms for everything including the ammo fort.
Edit: a portion of ammo fort* |
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Posted: 9/7/2021 9:22:09 PM EDT
[#2]
I have a rider on my homeowners for personal guns and a policy for my work guns.
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Posted: 9/8/2021 4:52:46 PM EDT
[#3]
I’ve used Historic Firearms for the past 6 years. It’s through Eastern Insurance. Historicfirearms.com or 800-545-9326.
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Posted: 9/8/2021 10:50:07 PM EDT
[#4]
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Posted: 9/9/2021 11:27:00 AM EDT
[#5]
Quote HistoryQuoted: Eastern insurance https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms This |
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Posted: 9/13/2021 1:21:45 AM EDT
[#6]
Eastern here as well
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Posted: 10/9/2021 5:40:01 AM EDT
[#7]
Eastern
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Posted: 10/10/2021 2:36:31 PM EDT
[#8]
For anyone who has used both USAA VPP riders and Eastern/Historic: how do the rates/deductibles compare? Exclusions?
I'm about ready to entirely ditch USAA. |
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Posted: 10/15/2021 9:35:08 AM EDT
[#9]
Quote HistoryQuoted: For anyone who has used both USAA VPP riders and Eastern/Historic: how do the rates/deductibles compare? Exclusions? I'm about ready to entirely ditch USAA. USAA VPP rates are not competitive to eastern IME |
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Posted: 10/15/2021 11:56:51 AM EDT
[#10]
Quote HistoryQuoted: USAA VPP rates are not competitive to eastern IME Quote HistoryQuoted: Quoted: For anyone who has used both USAA VPP riders and Eastern/Historic: how do the rates/deductibles compare? Exclusions? I'm about ready to entirely ditch USAA. USAA VPP rates are not competitive to eastern IME Sounds like I'll be going that route then. Unless there are some exclusions or "gotchas"? |
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Posted: 10/17/2021 11:43:15 PM EDT
[#11]
I have current VPP policies with both Eastern/Historic as well as USAA.
The USAA policy covers $150K of jewelry/watches/art for ~$1,100 per year. That works out to be ~$7.5 per thousand dollars of coverage. Eastern/Historic covers $500K worth of firearms for $1,500 per year or $3 per thousand dollars of coverage. Granted these are a bit apples to oranges in terms of the items with different risk profiles (jewelry and art vs. gun) but when I called USAA about firearm coverage they initially told me they couldn't do it in the amount I needed/wanted and when pushed came back with some ludicrous policy premium amount like $5,000+ per year. We have all of our insurance through USAA (home, auto, umbrella) but if you want to insure guns Historic/Eastern is the way to go vs. USAA in my experience. Hope this helps. |
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Posted: 10/18/2021 3:28:23 AM EDT
[#12]
Quote HistoryQuoted: Eastern insurance https://www.easterninsurance.com/insurance-quotes/personal-insurance/historic-firearms |
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Posted: 10/18/2021 11:16:12 AM EDT
[#13]
Is there a particular contact person at Eastern ?
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Posted: 10/18/2021 11:37:40 PM EDT
[#14]
Laura Sewall CIC, CISR
Senior Account Manager Historic Firearms Insurance Dept. 1-800-545-9326 [email protected], |
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Posted: 10/19/2021 11:19:37 AM EDT
[#15]
Quote HistoryQuoted: I have current VPP policies with both Eastern/Historic as well as USAA. The USAA policy covers $150K of jewelry/watches/art for ~$1,100 per year. That works out to be ~$7.5 per thousand dollars of coverage. Eastern/Historic covers $500K worth of firearms for $1,500 per year or $3 per thousand dollars of coverage. Granted these are a bit apples to oranges in terms of the items with different risk profiles (jewelry and art vs. gun) but when I called USAA about firearm coverage they initially told me they couldn't do it in the amount I needed/wanted and when pushed came back with some ludicrous policy premium amount like $5,000+ per year. We have all of our insurance through USAA (home, auto, umbrella) but if you want to insure guns Historic/Eastern is the way to go vs. USAA in my experience. Hope this helps. "Ludicrous policy premium" perfectly describes my situation with USAA.  The policy I hold is now north of $10 per thousand in coverage. I wish I were kidding. It's kept creeping up year by year with more outrageous requirements - regular appraisals and storage requirements - as time has gone by. Looks like Eastern is good to go and I'll be doing that ASAP. |
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Posted: 10/22/2021 7:36:45 AM EDT
[#16]
Another vote for Eastern. Laura is great. Jack (may he Rest In Peace) was amaxing. I always enjoyed speaking with him.
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Posted: 10/22/2021 3:12:40 PM EDT
[#17]
Eastern as well and as pointed out by others Laura is easy and great to deal with.
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Posted: 11/3/2021 2:58:22 PM EDT
[#18]
Quote HistoryQuoted: For anyone who has used both USAA VPP riders and Eastern/Historic: how do the rates/deductibles compare? Exclusions? I'm about ready to entirely ditch USAA. I think I used to pay like $250 per $50k coverage with "1 item over 20k" (not sure if that matters to the price) with Eastern |
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Posted: 11/7/2021 11:10:57 AM EDT
[#19]
The nice thing about Eastern is that they can combine other certain collections to get a cheaper rate per 1000.
Also at 500K one doesnt have to itemize each item below 50K. A huge time saver. |
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