I had a Win 94 that I sold because I couldn't get the damn thing to group well at 50 yards and the recoil from the 16" barrel was insane.
It made for a decent home defense gun as you could easily load a half dozen rounds of 30-30 in it, but you had to be careful not to fully insert a round in the tube until you had the next one started. Consequently this made tac-loading it impossible.
What Gabe doesn't point out is that these guns have lots of small moving parts and a fairly tight tolerence that isn't condusive to shooting a few hundred rounds through them. They heat up, parts expand, then they stop working.
Though an AR is more expensive, it was designed to be shot alot, loaded easily and taken apart to be cleaned quickly.
Any semi-auto military rifle also has a safety that blocks both the hammer and the sear which is far superior to a cross-bolt trigger safety found on most of the current lever actions of today.
Now, don't get me wrong, I think they are effective weapons, but I just believe there are better choices available that don't cost much more.
-Luther