You can use your monocular head mounted behind the 557, which, IIRC is NV compatible.
This should avoid the permanent burn issue as you will a) be able to tell if it's too bright, and b) the monocular won't be "locked down" so that the reticule is always hitting the same part of the tube and depleting it. You can also sidestep the recoil issue, since it will be head mounted.
Whatever problems folks may have with EOTechs, they work absolutely beautifully for this kind of application with the wide, rectangular FOV and narrow "walls," so you don't lose as much light coming in as a bulky tube optic in front. A riser that brings the sight up a little bit higher than "traditional" AR height will also make this much easier.
Beyond that, a Surefire Vampire or Inforce or other IR-capable light for illum, and you can have a workable solution that's day/night, VIS/IR, and doesn't require you to buy a LAM, right off the bat, and you can use it like that until you're able to save up for an ATPIAL-C or DBAL.
~Augee