+1 for the G-Code RTI system. I have run the gamut of holsters from a 6004, to a Serpa, G-Code, and back to a 6004 series (hard to find good light bearing holsters). RTI saved my safarilands. I wear mine in a RTI Duty drop on both of my rigs and it clears armor beautifully. No more leg straps, no more restriction or interference when running/climbing/etc.
I favor the RTI over the comparative offerings from Blackhawk (Serpa quick connect system) and Safariland (MLS is the only one I have experience with). RTI just seems much more streamlined and less standoff from my body.
Drawing from the chest was far more convenient while in vehicles. I kept an M4 double pouch empty for this very purpose. Now I have practiced drawing from the belt enough that I don't any longer. I do not, however, favor a chest mounted holster for any amount of time. I found they interfere with my rifle either in shouldering, unorthodox shooting positions, or reloads. Handgun is there to save me if the rifle goes down... not prohibit the rifle from doing it's job. As with any kind of gear choice or modification, you have to shake it out to make sure that it works for you.