Thanks for all of the replies folks, it's appreciated. I have thought it over and based on my own thoughts as well as your opinions, I may just go with two guns! A Smith and Wesson lightweight snubby in an ankle rig and either the Sig or the Smith and Wesson auto in the Kramer. I much prefer the Sig's feel, trigger, accuracy, etc to the Smith & Wesson. But the Smith and Wesson does have a manual safety option that I like. If you have someone come up to you goofing off and try to pick you up or place you in a bear hug, etc (hey, my friends always do this kinda stuff...lol), I fear a gun with no manual safety in a rather flimsy holster might be accidentally discharged. Which I have yet to buy the Kramer shirt and the holster may be far more sturdy than I am thinking. I guess I'll choose that gun once I get the shirt.
Thanks,
-Charging Handle