User Panel
User Panel
User Panel
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Posted: 10/6/2004 9:57:35 AM EDT
[#1]
anyone?
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Posted: 10/6/2004 10:10:39 AM EDT
[#2]
iirc there is one company out there that doesn't charge extra for firearms ins....I'm trying to remember..
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Posted: 10/6/2004 10:13:37 AM EDT
[#3]
I inquired with my IA a while ago. I'm good for now but he said I could up it later for very little.
Don't they sell gun Ins. Through the NRA or GOA? |
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Posted: 10/6/2004 10:19:55 AM EDT
[#4]
I've used these guys a few years ago: www.collectinsure.com/
Their rates are good, but I could never could quite pin them down to what they consider a "collectible" and "regular use gun" (define occasional use) even though their FAQ says: Q. If I regularly shoot my guns or carry a gun for self protection can I insure these guns? A. No. Our coverage is for guns mainly owned as collectibles. If you occasionally shoot a gun for hunting or on a range we can insure it. For instance, if you take a particular gun out a couple of times a year on a hunting trip and it is stolen from your vehicle while eating dinner after a hunting trip, we pay. On the other hand, if while hunting you fire the gun and the gun is damaged while firing, this type of loss is excluded. |
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Posted: 10/6/2004 10:33:56 AM EDT
[#5]
Probably something that can be 'scheduled' separately like jewelry. Extra high value items can be listed at agreed values.
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Posted: 10/6/2004 11:04:36 AM EDT
[#6]
When you start scheduling....anything.... you are talking $$$!
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Posted: 10/6/2004 11:21:34 AM EDT
[#7]
That's what I'm finding out. |
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Posted: 10/6/2004 11:53:07 AM EDT
[#8]
First determine what loss you are trying to insure. If it is mainly theft, get a better safe and an alarm. If it is fire, get a fire safe and a fire sprinkler system. To find a policy to cover, lets say, $25K or $50K in guns, you are talking some bank per year. NRA insurance is NOT cheap.
A homeowners policy will cover a very small amount and a rider usually requires an appraisal, which, in itself, is costly. decisions, decisions...... |
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Posted: 10/6/2004 12:11:25 PM EDT
[#9]
I also found the Collectibles Insurance Copmpany in the back of shot gun news (same company Engneer pointed out). I may try them since it would be a little less than a $100. Most of my stuff doesn't make it out on a regular basis.
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Posted: 10/6/2004 12:18:11 PM EDT
[#10]
i buy a rider on top of home owner's policy...similar to a jewelry rider.
videotape your guns, provide a list of serial numbers...and you are good to go. i have my bicycles insured in the same way. |
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Posted: 10/6/2004 3:24:52 PM EDT
[#11]
Yeah, Look at the price of drugs after congress did that!     
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