You could build a lower for less than the DPMS complete...and get what you want in terms of the buttstock. But, all things considered (transfer fee, shipping on the parts if you build it yourself), that's not too bad IF you're buying it in person and avoiding any shipping and/or transfer fee on the lower. If not, then just build yourself one and save some $$.
Ameetec Lowers are going for around $85 I believe...and RRA lower parts kits are $55. You'll need a receiver extension, spring, buffer and buttstock, but you can pick 'em up in the EE for not a whole lot.
I'm not sure, but I believe Colt uses different takedown pins...someone else will have to chime in, but that may nerf the idea of using a Colt upper and any other lower...you'll have to check on that. Is that the price of a NEW SP1 upper?
$120 is not bad for the Bolt/carrier assembly...ADCO has RRAs for $115, I think. Charging handle price is not out of line...I've seen 'em for $15.
You've got around $820 into it at this point.
You could build a kit from J&T (for example, there are others out there) for considerably less...around $200. They come with every thing but the receiver, and can be had for around $450,depending what config you want. Another $85 for an Ameetec lower, plus shipping and transfer fee, maybe $120 total, and you've got a nice AR for around $600. Also, you can get whatever kind of gas block, buttstock, etc on it, and not have to worry about changing 'em out later.
Building them is fun..in this case, all you're doing is building the lower, the upper is full assembled.
Either way, you'll have lots of fun with your first rifle.
I bought my first one complete, bought 2 kits for the next ones, now I just build 'em from scratch.
Welcome to the disease!