I can't make assurances on what other companies will do, but I can tell you what's reasonable and likely to happen with any reputable US manufacturer of firearms and ammo. If you are using a factory rifle and factory ammo (not a parts gun you put together, and not your buddies reloads), and you have a serios problem result, then the problem GENERALLY is with the firearm or the ammo and you need to notify the involved companies. They will want to investigate. That means they will ask you to send them the firearm, (all of it including the magazine and any broken parts) the ammo from what remained in the weapon after the problem, the box the ammo came in , the fired brass, and they will need a detailed and truthfull description of what happened. You can decide who you trust. Both companies will ask for these items. They need these items to determine what happened and whose problem it is. Our policy is to investigate fully and do everything humanly possible to make sure the guy is happy with how it is resolved. I think most US companies have the same attitude towardds customer relations.
In a nutshell, if it isn't a parts gun or reloads (and that can usually be determined conclusively), then someone, either the gun mfg or the ammo mfg probably owes you a repair or a new gun (aside from things like sticking your barrel in the mud). I suggest if the problem occurs to you, save the parts needed for the investigation and make some calls. Record the name of who you talk to including how to recontact that particular person and make a decision on who you trust the most, ( the gun mfg or the ammo mfg) and work with them. The gun manufacturers and ammo manufacturers can normally work well together to determine the cause, and you normally can expect them to be honest with you. I am not an attorney, and do not offer this as legal advice. If you disagree , that's fine. Companies live or die by their reputation. If they do not take care of customers, everyone in the world will know it fast and they realize that. For the value of a firearm they are not likely to play games with you. You might ask the question in advance. Ask the company how they will handle it if you have a problem. Something to think about if the box doesn't have any English language or US contact info on it. Jeff Hoffman, Black Hills Ammo