Brief Synopsis:
Laid off Govt Mil Contract job of 4 years in Sept.
Been living in an RV.
Been trying to get back into my field.
Most of us prepare for disasters like bad weather or govt collapse.
I prepared for the most likely scenario, Personal Economic Destruction (PED)!
Thanks to this part of the site, we are still doing OK, not good, but OK.
Information has been our best friend.
When we first suffered this PED we were so lost. Unemployment didn't kick in soon enough. Bills went unpaid.
First thing you have to come to terms with is MINDSET. My wife was paying bills! Why, because she was CONDITIONED too. She was throwing money in the burn barrel rather than save it to feed ourselves and our kid. She didn't know what else to do.
Prioritize! Credit Card Bills... let them ride! Concentrate on those things NECESSARY for SURVIVAL. Electricity, water, fuel, food, auto insurance.
Anything else can ride. If you are in a PED state for more than a month or two past your savings... you are going to have to declare bankruptcy anyway.
Accept that your credit will be trashed.
The very first thing we did was secure housing that we could afford and maintain on unemployment which is $800 a month.
We took the last of our savings and bought an old but mostly functional RV and paid 6 months lot rent in a shady RV park in advance.
No one can take the RV away! It cant be repossessed, it can't be seized during a bankruptcy because its basically worth nothing and its our only residence.
We had a house in PHX, but I had to work 250 miles away at the govt job, so we weren't living there. It got broken into and stuff stolen. We put stuff in storage in our current location and it was burgled too. Accept that stuff is stuff. You are going to lose or sell most of it. Accept.
Make friends that are already in your situation. We allied ourselves with the homeless community in our town. Most of them have serious issues but some are just like us, down on their luck. They taught us what resources they use, churches, shelters, vouchers for food and power, etc. I shared my knowledge of survival and how to improve their camps and what cheap but effective equipment purchases that can make life easier. I teach them about security and keeping a low profile.
I give materially to these friends when I can. I keep a look out at all the thrift stores for gear and equipment and trade it to them for gear or food that we need. I repair tents and coats and backpacks, sharpen knives, perform first aid, etc.
The knowledge and experience of my friends has been an invaluable resource for us. I hope they see us in the same light.
In the Community, we are known as the Motorhome Family.
Somethings to keep in mind for a PED.
Gather resources and know where to get more.
Food banks, churches, charities are there to HELP YOU!
Set your PRIDE aside! Do not let your children suffer because you WON'T accept help.
Are you a Christian? God answers prayers by sending people to help you! Are you going to turn God's help away?
We now have 8 semi reliable people that are constantly looking for resources for us, as we look for resources for them.
Former coworkers have also been very generous. They let me know when a position at my old employer opens up so I can post for it. I'm 0 for 4 right now, but I have Faith and Hope.
We stockpiled food after the layoff notice. We gifted all the furniture from two homes to a family that got burned out here in our current town. We had no use for it, and the bank would have just trashed it or sold it.
We are Surviving better than I thought we would.
The Biggest help has been lodging, a place to park. A kind lady whose father was a vet is letting us stay in the backyard of his old house, rent free. He has since passed but she says he would be honored to know that we were staying there and he was helping us in some way.
This economy has devastated this entire community. I'd say we have about 50% empty retail space on the main street. We now have 6 thrift stores when we only had 1 two years ago. The military base continues to make reductions in the # of civilians they employ.
Its gonna get worse.
If you are in an OK place right now, make plans for when you are not, and save money!
I hope this helped. I just feel like we are all talking about TEOTAWKI but ignoring what could happen by the end of your day at work. Fantasy is great, but I'm stuck in a harsh reality right now.
This is not a veiled call for money or anything like that.Arfcom already helped in Grand Fashion once. If you want to help someone, find a suffering family on your street, there is always at least one, and give food, not money, toys if they got kids, but open them so they cant be returned to buy smokes and liquor. You will know who REALLY needs help PDQ. Be someone's Angel.
I will be paying this forward for the rest of my life, helping others like I was helped. This experience has really opened my eyes.