Quoted:
So, like a good boy scout, we all want to be prepared for whatever comes out way. My question is what do you think is the most likely scenario of SHTF and I am not talking about a couple days from natural disaster.
1) Our country is invaded
2) Our government turns on the citizens
3) Government collapses (Monetary reasons or otherwise)
4) Zombie attack
It's less of what we think is likely and what's more applicable to you and your location.
The most likely scenario for most people is a financial problem. Car needs new X, Y or Z and it's your daily driver to work and you don't have $ to fix it, for instance. Or you get your hours cut or you get laid off and can't make your mortgage/rent payment. Or you have your debit card compromised and fraudsters drain your account and you get into a pissing match with your bank and don't have access to your money. This is why you should have checking accounts at more than one bank. Hell, the first order of checks are free at most banks and if you get fee-free accounts, you're a fool not to. (Short story: Guy I know is an attorney and he got in a pissing match with one of the big banks in town over a returned check. It got so bad that he couldn't open another checking account at any other bank in town for a couple of months until he saw things their way.)
Want another reason for having cash at home? If there's a power outage or the Internet goes down for whatever reason, stores usually won't do credit or debit transactions (to include checks).
Common sense dictates that you'll have a couple weeks of food and water at your house in case of storms, strikes, transportation problems (yours or others) or other issues.
I'm not too worried about the U.S. being invaded. I'm not too worried about the government turning on its citizens (not the place for those reasons). Government collapse? Possible. But then again, I could win the lottery. Zombies, well, as much as I hope and pray, I don't think that's going to come to pass.
Use some common sense and read up on it as much as possible.
I recommend Listening to Katrina, the (as yet) unfinished but outstanding website put together by Shane S., a fellow Arfcom SFer.
Link here.
John