Quoted: "If you have a shirt that has just buttons grabbing your shirt and ripping it open while reaching for the firearm is very fast.
If my life or others depended on it I wouldn't worry about trashing a shirt. However, you did make a good point about the zipper. Before I started using a vest holster I had shirts that zipped up and had fake buttons on them. I switched to button ups just for the fact that the zipper took too long while the buttons ripped very easy."
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Not to get into an argument, I only offer this as "food for thought."
First, if you carry your gun in a vest as you described above, I agree about the buttons and the "who cares about my shirt" statement. BUT....I ask you this: How many button up shirts have you "destroyed" in training/practice, while getting out your back up gun and shooting it at the range like that???
I'm willing to bet (but I could be wrong), that you have never trained that way to retrieve your weapon by ripping open a button up shirt at the range.
REMEMBER THE SAYING: "YOU PERFORM IN REAL LIFE, LIKE YOU TRAINED." Therefore, if you carry your gun under your button up shirt, under stress of a gunfight, you may have a difficult time pulling that back up gun out in a hurry and shooting your target.
With a back up gun in my pants, I practice shooting it that way at the range every trimester and/or sooner than that. Usually every other month. It's very quick just to reach into your pocket and get the gun out, sight alignment, squeeze trigger...BANG!!!!
No shirts to ruin during practice/training. It's all good to keep a gun holstered a certain way, but if you don't continually practice your weapon handling, we humans are victims to our skills that are "perishable."
Even if you got an old shirt once or twice in your career out out the range and ripped open the buttons while trying to withdrawl your back up gun isn't enough. That is a skill that must be continually practiced throughout your "gun totting" career, in my opinion.
There has been few documented cases of where cops under stress for their lives, couldn't even get there primary handgun out of their duty holster because they were not familiar with the retention system. Because they never trained with it. Or they trained with it once or twice in their career and then forgot about it. They were slaps. Particularly a Harbor Patrol cop that was killed in the 80's in L.A. County (Marina Del Ray), before the Sheriff's department took over that agency. A Harbor guy was confronted by a gunman and the cop under stress and panick kept pulling up on his gun and it never came out of the holster. The cop was killed. It was later learned that the cop never practiced taking his gun out of the holster under some type of stressful condition (training).
Just "food for thought"