User Panel
Posted: 12/11/2009 12:02:30 PM EDT
I got $356.
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Not sure on how much went into my SSA, but I got $159 in cash back.
Been with them 11 years, 3 cars and homeowners with them. |
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Why do they give you money back? I may have to look into USAA.......
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I have to check when I get home. I've been with them for 34 years!
Update: We got $60. We've gotten more some years and less others. |
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Quoted:
Why do they give you money back? I may have to look into USAA....... I never did figure it out but every December I get a check from them. |
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Why do they give you money back? I may have to look into USAA....... It's a rebate on premiums paid for the year, depending on how many claims they had. Hurricane year = not much back. The amount you get depends on total premiums paid and years with them, I think. You get part in cash, and part goes into a Subscriber Savings Account. You get that money if you ever cancel all your accounts with them. |
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Didn't get one. Been with them for 27 years.Hope I get one.
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$15. I pay about $220/month for 2 cars, house, jewelry, and firearm policies.
I'm not complaining. I got $150 back from my credit union. |
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I got $47 and some change. some of you guys got crazy amounts, but I've only been with them for about 3 years now
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I got about $48. I usually got around $50-60, but since I bought my house, my insurance rates have gone down, meaning less in premiums sent to them, so less in dividends. Works out fine to me.
I love USAA. |
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I've been with them for just under 4 years and got about $150 or so.
ETA: Auto insurance on two cars, renters insurance, money market, auto loan (just paid off), and firearms insurance policy.
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I got my first policy with them about 6 months ago...I don't know anything about this money back thing
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Nothing yet. You'd think that considering I have all of my insurance with them and I pay $250/month on cars alone, I'd get something. I've had one auto claim and one home claim (hail damage) in 13 years.
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Why do they give you money back? I may have to look into USAA....... They are a mutual company. No stockholders. The profits are paid back to the "owners" of the company. In this case the policy holders. |
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$391.96 Merry Christmas to me!!! I can feel a run to the big boy toy store coming.
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Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November.
I wonder if I'm going to get anything now. Oh well. _MaH |
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$23.00 and change. I have been with them for a few years with my auto insurance and a home equity loan.
Dave |
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Just ran to mailbox in 28 degree weather.
NOTHING YET!!!!!!!!!!!!!!!!!!!!!!!!! |
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$117 for me. I insure a lot shit through them. Based on the dividends I am seeing here, maybe not enough. lol.
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$3 and some change. Looks like first beer tonight is on the bank!
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Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH yeah, I screwed that one up as well.... I guess we shall see... |
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The only dividends I am aware of is through their car insurance program...you can pick how you want the money distributed on their website....I do not htink it has to do with how many services you have with USAA. It is based on your premium...so you guys with more cars may get higher amounts.
Automobile Insurance Dividend What is the automobile insurance dividend? How do you determine the automobile insurance dividend amount? Can I choose how and where my automobile insurance dividend is applied? I selected my bank account as my preference. Why was the automobile insurance dividend applied to my insurance bill? I chose to apply the dividend to my auto and property bill. Do I still need to pay the amount shown on my current billing statement? What if I'm on the Automatic Payment Plan? I have an auto insurance policy that is billed to me and a homeowners insurance policy that is billed to my mortgage company. How will my automobile insurance dividend be applied? If my auto and property insurance balance is $0, what happens to the credit from my dividend? Why can't I get a paper check for a dividend amount of less than $50? Is this automobile insurance dividend taxable? What is the automobile insurance dividend? Automobile insurance dividends are a discretionary return of premium to members that may be authorized by your insurance company's board of directors. Because we base them on the financial performance of each company (USAA Limited, USAA Casualty Insurance Company, USAA County Mutual Insurance Company, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company), and USAA's capital needs in total, they are not guaranteed. To Top How do you determine the automobile insurance dividend amount? If your insurance company's board of directors approves the automobile insurance dividend, we will base it on the total premium you paid for the year (from May to the following April). To Top Can I choose how and where my automobile insurance dividend is applied? Yes. You can choose to apply your automobile insurance dividend to your auto and property insurance bill, USAA Federal Savings Bank checking or savings account, USAA mutual fund, USAA Asset Management Account or even a non-USAA account. To Top I selected my bank account as my preference. Why was the automobile insurance dividend applied to my insurance bill? If there was a processing problem (such as an invalid bank account), we will automatically apply the dividend to your auto and property insurance bill. If your auto or property insurance account has outstanding debt, we'll apply the automobile insurance dividend to that balance. To Top I chose to apply the dividend to my auto and property bill. Do I still need to pay the amount shown on my current billing statement? What if I'm on the Automatic Payment Plan? Even if an automobile insurance dividend is approved, pay the amount due on your current billing statement. The credit from the dividend will reduce the minimum amount due on the following billing statement. If you've signed up for USAA Web BillPay® on usaa.com, you can check the "Pay Bills" page to find out your revised minimum due. If you are on the Automatic Payment Plan, and the dividend posts to your account 1-2 business days before your scheduled automatic payment, your payment will be reduced by the amount of your dividend. If your dividend is greater than your scheduled automatic payment, we will not withdraw a payment for the month. To Top I have an auto insurance policy that is billed to me and a homeowners insurance policy that is billed to my mortgage company. How will my automobile insurance dividend be applied? When you choose to apply the dividend to your auto and property bill, we'll apply the dividend only to policies that are billed to you and have a balance due. Homeowners or fire policies that are billed to and paid by your mortgage company will not have the dividend applied to their balances. To Top If my auto and property insurance balance is $0, what happens to the credit from my dividend? We'll hold the credit for three monthly billing cycles. If there's no new account activity (such as debit adjustments and policy premiums, or renewals becoming due) we'll refund the credited amount. To Top Why can't I get a paper check for a dividend amount of less than $50? Producing and mailing paper checks can be very expensive. When you agree to receive your dividend electronically or to have it applied to your auto and property insurance bill it saves the association money. As a member, what's good for USAA is ultimately beneficial for you. To Top Is this automobile insurance dividend taxable? Automobile insurance dividends are considered a return of premium and usually are not considered taxable. Consult your tax adviser for more specific information. To Top |
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Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH Me either I just logged on to there site mine was $42.32. |
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$0, I don't have insurance through them. Are your other 23999 posts like that too? |
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Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH yeah, I screwed that one up as well.... I guess we shall see... Quoted:
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Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH Me either I just logged on to there site mine was $42.32. Just got off the phone with USAA. Seems like if you didn't set a preference, they mail you a check. _MaH |
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I get checks back from State Farm once in awhile...but it's been quite some time now (since the downturn of the economy). Never hundreds...usually $40 or $50 but that was before I paid homeowners...so...
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Someone tell me about the firearms insurance policies? I am currently on the USAA site looking at VA Mortgage info.
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Quoted: Interesting i just now noticed the options on how to receive payment. Is there a way to check if you qualified and how much on their site? Quoted: Quoted: Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH yeah, I screwed that one up as well.... I guess we shall see... Quoted: Quoted: Huh. I went back and found the email. Looks like I didn't sent my dividend preference before mid-November. I wonder if I'm going to get anything now. Oh well. _MaH Me either I just logged on to there site mine was $42.32. Just got off the phone with USAA. Seems like if you didn't set a preference, they mail you a check. _MaH |
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Quoted: Someone tell me about the firearms insurance policies? I am currently on the USAA site looking at VA Mortgage info. Not sure in your case but mine are covered under home owners insurance. |
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$80 wooohoooo ammunition money, I should be able to buy 3 rounds
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Home owners only covers $2000-2500, can't remember which. If you have more than that you need a separate policy in case of a catastrophic loss. It's not expensive at all, $20ish a year for $10k I think for me. They ask for serials, but no pictures or safe reauirements.
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$80 wooohoooo ammunition money, I should be able to buy 3 rounds |
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