Do you have health insurance?

[ARCHIVED THREAD] - Do you have health insurance? (Page 1 of 2)

Posted: 6/15/2009 5:10:07 PM EDT

The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.

Posted: 6/15/2009 5:12:14 PM EDT

[#1]

yes bcbs

Posted: 6/15/2009 5:12:17 PM EDT

[#2]

for now

Posted: 6/15/2009 5:13:36 PM EDT

[#3]

Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.

Posted: 6/15/2009 5:14:03 PM EDT

[#4]

Yes.

Even when unemployed, I made sure at least catastrophic health insurance was a high priority. One catastrophic illness or injury is devastating.

Posted: 6/15/2009 5:14:32 PM EDT

[#5]

Not anymore, but I damn sure don't want socialized medicine.

Free clinics everywhere FTL

Posted: 6/15/2009 5:15:07 PM EDT

[#6]

of course, I am not an idiot.

Posted: 6/15/2009 5:15:56 PM EDT

[#7]

Quoted:
The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.

And how many of that "46 million" uninsured are uninsured by choice, like people in their late teens/ twentys that don't even think about health insurance.

Posted: 6/15/2009 5:21:42 PM EDT

[#8]

yea...frickin cobra $$$$ BC&BS

Posted: 6/15/2009 5:22:38 PM EDT

[#9]

yeah blue cross & blue shield.

Posted: 6/15/2009 5:22:50 PM EDT

[#10]

Nope.

Posted: 6/15/2009 5:23:30 PM EDT

[#11]

No, hopefully to change very soon

Posted: 6/15/2009 5:23:53 PM EDT

[#12]

I have it through work.

I did spend many years uninsured. I was very careful. Now I can do stupid shit again.

Posted: 6/15/2009 5:25:03 PM EDT

[#13]

Yep. BCBShield

Posted: 6/15/2009 5:25:21 PM EDT

[#14]

I have it.

Posted: 6/15/2009 5:27:29 PM EDT

[#15]

Plenty of people out there with no insurance. Basically if work does not provide it odds are the person does not have insurance. Professional people pay for it out of pocket, but a self employed guy who hangs drywall? Probably not. A guy who works in a blue collar job that isn't union? Unless it's a large company, probably not.

Posted: 6/15/2009 5:27:52 PM EDT

[#16]

Yes and I would rather pay the ridiculously high premium that I do instead of having anything to do with Odumbo's free bullshit.

Posted: 6/15/2009 5:28:51 PM EDT

[#17]

Used to... Right now I'm half assedly looking into getting some insurance in case of a catastrophe.

Posted: 6/15/2009 5:30:06 PM EDT

[#18]

My employer pays a good bit of my health insurance and dental insurance costs, but I still have to pay $270 per month for coverage for my wife and myself. And that's for the cheapest plan my employer offers.

Posted: 6/15/2009 5:33:33 PM EDT

[#19]

No insurance.

Self employed, and just starting out. I make much less than most people here. I broke my L1 while working and paid my own bills with cash.

The last time I had insurance it was through an employer. I "had" it for almost a year before I used it. A couple months later I started getting bills from collection agencies. It turns out my employer stopped paying the insurance company about two month after I enrolled, but had been deducting the premiums from my paycheck for the whole year. I ended up having to pay those bills myself too.

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Posted: 6/15/2009 5:34:20 PM EDT

[#20]

I have health,Dental,Vision,flood, homeowner's, Car ,motorcycle, life,additional dental coverage,Firearm, Rental property coverage, Trip insurance, My gonads insured..........What can I say my wife is in the insurance bussiness.

Posted: 6/15/2009 5:38:09 PM EDT

[#21]

Quoted:
yea...frickin cobra $$$$ BC&BS

Cobra is insanely expensive. Just go buy a personal policy and cancel the cobra. When I got laid-off, cobra was $1200 a month for my wife and myself. I got a pretty good policy with Golden Rule for my wife and myself for $480 a month. We're in our 50's. If you're younger the policy will be cheaper.

Posted: 6/15/2009 5:41:43 PM EDT

[#22]

Quoted:
Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.

This should be the only legal form of health insurance, imo.

Posted: 6/15/2009 5:42:15 PM EDT

[#23]

Quoted:
The "46 million uninsured" figure being thrown around is questionable, so I'm wondering how many here are without health insurance.

You should be asking how many are illegal aliens, the children of illegal aliens, or post '86 immigrants. The last time I saw anything on this, that group is more than half of this bunch and most of the rest are wards of the state and a small number are young males who are not getting insured deliberately.

We don't have a problem with huge numbers of uninsured. We have an immigration problem and a welfare problem and a major component of both is that those two groups have a lot of people in them who refuse or are incapable of taking care of themselves in a way considered "normal" by most Americans. If this is where we are spending the money, then everyone else pays more and the system is not geared towards people with occasional needs but rather towards people with lifetime deficiencies that they choose not to correct or don't have a hope in hell of fixing.

But there I go again ....

Posted: 6/15/2009 5:43:46 PM EDT

[#24]

Yes, Blue Shield PPO.

Posted: 6/15/2009 5:44:06 PM EDT

[#25]

Yes. I have never been without it. If you do or don't is not the .gov's business either.

Posted: 6/15/2009 5:47:11 PM EDT

[#26]

Nope, can't afford it.

Posted: 6/15/2009 5:57:56 PM EDT

[#27]

Pay for it myself also.

Radio claims that illegals account for most of the uninsured, and the 46 million is very inflated.

Posted: 6/15/2009 5:58:07 PM EDT

[#28]

Yes and no. I am not covered by private health insurance, but I am covered through the Department of Veterans Affairs.

Posted: 6/15/2009 6:02:17 PM EDT

[#29]

Not yet. Hopefully will purchase some soon. Won't be available through work for another two months.

Posted: 6/15/2009 6:04:39 PM EDT

[#30]

Quoted:

Quoted:

yea...frickin cobra $$$$ BC&BS

Cobra is insanely expensive. Just go buy a personal policy and cancel the cobra. When I got laid-off, cobra was $1200 a month for my wife and myself. I got a pretty good policy with Golden Rule for my wife and myself for $480 a month. We're in our 50's. If you're younger the policy will be cheaper.

Speaking of Cobra. It's like 70% cheaper now because of a bill passed earlier this year.

Posted: 6/15/2009 6:05:18 PM EDT

[#31]

That would be my guess, too. Which is why I'm surprised 30% of those who've responded to this unscientific poll don't have insurance.

You should be asking how many are illegal aliens, the children of illegal aliens, or post '86 immigrants. The last time I saw anything on this, that group is more than half of this bunch and most of the rest are wards of the state and a small number are young males who are not getting insured deliberately.

Posted: 6/15/2009 6:06:31 PM EDT

[#32]

Yes. HBCBS PPO

Posted: 6/15/2009 6:06:37 PM EDT

[#33]

Well, I voted yes, but its through my wife's union and its pretty poor coverage. I had great health care insurance, but when I got laid off an it expired.

Posted: 6/15/2009 6:11:29 PM EDT

[#34]

Quoted:

Quoted:
Right now.

I plan to get catastrophic-only insurance soon, tho.

I'm sure I'll still be counted as one of the under insured peasants, tho.

This should be the only legal form of health insurance, imo.

The only way this would work, is that hospitals and doctor's offices would have to pursue payment in full from everyone who gets services. Even catastrophic-only insurance would get pricey if the providers just wrote everyone off and moved it to their overhead. Truthfully, providers should be doing this anyway.

Oh, and self employed paying for my own insurance...Anthem Blue Cross

Posted: 6/15/2009 6:17:11 PM EDT

[#35]

no. college student, part-time

Posted: 6/15/2009 6:22:14 PM EDT

[#36]

Yup. Gotta eat beans sometimes, but being without insurance is just nuts.

Waht really pisses me off, though, is some illegal. illiterate CRIMINAL can waltz into any hospital, demand treatment, procedures, operations, hatch anchor babies etc. and they gotta do it. They don't even ASK for an insurance card because they gotta treat the poor illegal and all their babies, aunts, uncles, nieces, nephews, mama and papa for free, then charge ME $200.00 for a friggin Tylenol to make up the difference.

How many bill collectors hassle THEM into BK?

Posted: 6/15/2009 9:45:40 PM EDT

[#37]

You should have put "maybe " as one of the choices. After playing phone tag for over a month with my insurance company I am still not sure if Iam covered thru COBRA . The only thing that I am sure of is that they have my check !

Posted: 6/15/2009 9:49:54 PM EDT

[#38]

I believe it. I don't have it, and I know a number of friends without it.

If you got it, consider yourself lucky.

My life has suckedl the last month because of not having it.

Posted: 6/15/2009 9:51:04 PM EDT

[#39]

Nope. No job, no insurance.

Posted: 6/15/2009 9:53:10 PM EDT

[#40]

Quoted:
of course, I am not an idiot.

Thats rather insulting don't you think.

Not everyone has much of an option.

If I could buy a reasonable priced plan for my family I would, but with my income and a wife and kid, I absolutely cannot afford the sky high rates of insurance.

Not a good time to be searching for that better job either.

Posted: 6/15/2009 9:54:20 PM EDT

[#41]

No. I choose not to. And pay my bills as I go. I'm single....

And no, I am not rich. I make 40k a year atm. I pay for things as I go.

Which means...with the crap coming down to force me too, and my current boss to. Pisses me off to no end.

Posted: 6/15/2009 10:08:32 PM EDT

[#42]

Though my employer and through IHS, if I dont have an employer

Posted: 6/15/2009 11:00:09 PM EDT

[#43]

I have my own policy that I pay for myself.

$1850 a month.

Bill

Posted: 6/15/2009 11:10:04 PM EDT

[#44]

Yes. BCBS PPO. I pay a bi-weekly premium through work.

Posted: 6/16/2009 3:07:33 AM EDT

[#45]

Quoted:
yes bcbs

Posted: 6/16/2009 3:25:50 AM EDT

[#46]

Nope......just graduated school.

eta: I could go to the VA and get treated but it'd be $$.

Posted: 6/16/2009 3:29:34 AM EDT

[#47]

Yup, Insured!

Posted: 6/16/2009 3:31:52 AM EDT

[#48]

Quoted:
I have my own policy that I pay for myself.

$1850 a month.

Bill

Holy crap! That's more than my mortgage!

Posted: 6/16/2009 3:34:10 AM EDT

[#49]

Yes … though self-employed, My options mostly suck.

My first year in business I went without, at 30 years old it was a calculated risk, but the $200+ a month it would've cost was the difference between keeping the heat on or not during the winter.

I don't see how you can 'Force' people to buy Health Insurance when they flat out can't afford it.

Posted: 6/16/2009 3:46:27 AM EDT

[#50]

I have high-deductible plan with an HSA.

[ARCHIVED THREAD] - Do you have health insurance? (Page 1 of 2)

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