RULE III: KEEP YOUR FINGER OFF THE TRIGGER UNTIL YOUR SIGHTS ARE ON THE TARGET
Rule III is violated most anytime the uneducated person handles a firearm. Whether on TV, in the theaters, or at the range, people seem fascinated with having their finger on the trigger. Never stand or walk around with your finger on the trigger. It is unprofessional, dangerous, and, perhaps most damaging to the psyche, it is klutzy looking. Never fire a shot unless the sights are superimposed on the target and you have made a conscious decision to fire. Firing an unaligned pistol in a fight gains nothing. If you believe that the defensive pistol is only an intimidation tool - not something to be used - carry blanks, or better yet, reevaluate having one around. If you are going to launch a projectile, it had best be directed purposely. Danger abounds if you allow your finger to dawdle inside the trigger guard. As soon as the sights leave the target, the trigger-finger leaves the trigger and straightens alongside the frame. Since the hand normally prefers to work as a unit - as in grasping - separating the function of the trigger-finger from the rest of the hand takes effort. The five-finger grasp is a deeply programmed reflex. Under sufficient stress, and with the finger already placed on the trigger, an unexpected movement, misstep or surprise could result in a negligent discharge. Speed cannot be gained from such a premature placement of the trigger-finger. Bringing the sights to bear on the target, whether from the holster or the Guard Position, takes more time than that required for moving the trigger finger an inch or so to the trigger.
RULE IV: BE SURE OF YOUR TARGET
Know what it is, what is in line with it, and what is behind it. Never shoot at anything you have not positively identified. Be aware of your surroundings, whether on the range or in a fight. Do not assume anything. Know what you are doing.
SUMMARY
Make these rules a part of your character. Never compromise them. Improper gunhandling results from ignorance and improper role modeling, such as handling your gun like your favorite actor does. Education can cure this. You can make a difference by following these gunhandling rules and insisting that those around you do the same. Set the example. Who knows what tragedies you, or someone you influence, may prevent?******
I find Cooper's rules much more realistic for gun handling for self defnse guns. If you had to keep a gun *always* unloaded when not in use...it would be ineffective as a carry gun. You would have to load and then deal with the BG.
But keeping a gun for defense requires a markedly higher level of awareness in gun handling though, more so, than say, someone that only keeps exotic bench rest rifles who would have little reason to keep them loaded at home.
For the novice or purely sport shooter, the NRA rules are perfect.
But for self defense, Cooper makes a lot more sense to me.