Trickshot,
If a terrorist wants to attack my house, then I will have him in my sights!
Otherwise, as a defenseless, unarmed serf in the PRK, maybe I could throw my cell phone at him if I was on BART (subway for non-Bay Area types) or at the office. Mostly I would keep my head down and pray. I have no Rambo fantasies, I just want to survive, and for my family to be safe.
My worry is not having to defend myself against a terrorist, but against the mobs IF civil order should break down. I am not a "tin hatter", I believe in being prepared. Hell, I have liberal friends in San Francisco, some of them (the good friends) have said they will come over if something happens. While they used to think I was a kook, now it isn't so amusing. Oh yeah, the kook bit was ONLY because I actually own firearms, something most have only seen on TV. If you prepare for the worst possible outcome, anything less is a cakewalk.