Yeah...yeah I got through.
Apparantly, somebody has been opening up those 'free' accounts or what have you, using my FULL NAME, ADDRESS and CREDIT/DEBIT CARD NUMBER! This has happened 3 times, since June of this year, and I'm just now being billed for those few months ago. I've called them and told them to close the accounts, but other than calling my bank and getting a new card number, I'm really not sure what else to do...so that option will have to be taken.
The only way I can think of for someone to know my card number AND my billing address would be to somehow
1.) Intercept an online order I have placed within the past few months. This would seem rare considering I use IE 5.x with a 128-bit encryption cypher for every secure connection I do for online orders.
2.) Somebody I have ordered from, be it a business or an individual (who I can't think off of the top of my head I would ever deal with my credit card info.) has taken it into their own accord to freely use my information to heed to their own selfish needs.
3.) Somebody got into my computer via my LAN and got some CC information. However, I keep my hard-drive password protected, and I don't have ANY pertinent critical data, such as this, that could possibly be hacked and use against me.
I wish I was a better computer hacker. If I can't whip somebody's ass in person, I sure would like to do it over a modem.