Alright, I just paid my credit card bill online like I usually do. I'm pissed. I have 2 late payments at $39 each for the past couple months. When I first got the card my payments were due between the 22 and 24 of each month. Then they went to the 19 of each month(and stayed the 19th for about 2 years). I try and remember to pay online by the 17 so as to have it go through by the 19th. No problems for 2 years. Well, last month they switched to the 16th of each month. Since I pay online on the 17th, I had no idea it had even changed until it was already late. This month was really my fault as I just forgot they switched. Still I'm pissed. I mean send me an email or something!
Anyway, how late or how many times do you have to be late before it hurts your credit rating? Mine was great before this. Feel like I've been screwed over.