User Panel
User Panel
User Panel
|
Posted: 2/1/2006 9:21:30 PM EDT
[#1]
Damn, that's more than my 2006 Yukon I just bought.
|
|
|
|
Posted: 2/1/2006 9:23:02 PM EDT
[#2]
You're a good friend - now buy him Dave Ramsey's book.
|
|
|
|
Posted: 2/1/2006 9:23:26 PM EDT
[#3]
That's why Colorado allowes you 36 hours to cancel the contract for cars.
|
|
|
|
Posted: 2/1/2006 9:24:08 PM EDT
[#4]
 |
|
|
|
Posted: 2/1/2006 9:25:35 PM EDT
[#5]
At least he knew he did something |
|
|
|
|
Posted: 2/1/2006 9:27:45 PM EDT
[#6]
It amazes me how many people talk themselves into shit like that.
|
|
|
|
Posted: 2/1/2006 9:28:40 PM EDT
[#7]
Don't need to do go that far, just tell him DON'T SPEND WHAT HE DOESN'T HAVE! It is mind boggling simple.... |
|
|
|
|
Posted: 2/1/2006 9:30:38 PM EDT
[#8]
|
|
|
|
|
Posted: 2/1/2006 9:30:39 PM EDT
[#9]
 He's fucked.
|
|
|
|
Posted: 2/1/2006 9:31:16 PM EDT
[#10]
Excellent suggestion....Dave kept my *ss out of a sling many times over. |
|
|
|
|
Posted: 2/1/2006 9:39:43 PM EDT
[#11]
Good Lord, he doesn't even need a $5000 Mustang....he needs a $500 Toyota and a reality check.
|
|
|
|
Posted: 2/1/2006 9:55:08 PM EDT
[#12]
Another one of those "hold my beer and watch this" moments.
|
|
|
|
Posted: 2/1/2006 9:55:26 PM EDT
[#13]
The mustang is not the problem. The low paying job is his problem.
|
|
|
|
Posted: 2/1/2006 9:57:59 PM EDT
[#14]
+1, that right there is the best financial advice in the world. I've been saying it for years myself and I'm only 21. More people need to be aware of this simple fact. Don't write checks with your mouth that your ass can't cash...or...don't write checks for money you don't actually have 
|
||
|
|
|
Posted: 2/1/2006 9:59:12 PM EDT
[#15]
I almost made that mistake last mont----I went in to buy a used $9500 Z71 pickup and almost walked out with the new $38,000 Chevy HD pickup! I'm happy as hell I went with the used truck over the brand new one
|
|
|
|
Posted: 2/1/2006 10:06:49 PM EDT
[#16]
The problem isn't his job (20k isnt that bad, depending on where you live you can live like a king). Its that he is a gullible idiot with no self control.
I wouldn't have thought a lender would do that. Hell, I cant get one to give me a $500 house payment without some huge PMI adding $180 to it every month, and that is with a 725 credit score. 
|
|
|
|
Posted: 2/1/2006 10:08:55 PM EDT
[#17]
I have that problem in gun shops
|
|
|
|
|
Posted: 2/1/2006 10:10:33 PM EDT
[#18]
At least when I say that I have a belt fed to show for it.
|
|
|
|
|
Posted: 2/1/2006 10:11:46 PM EDT
[#19]
Which one? |
|
|
|
|
Posted: 2/1/2006 10:16:02 PM EDT
[#20]
I don't know any king that lives on 20K. Around here thats starvation wages. |
|
|
|
|
Posted: 2/1/2006 11:25:13 PM EDT
[#21]
South Mississippi. Right now I make around $24k. I could live pretty well on my own with if I wasnt paying off previous debt and student loans that I have no degree to show for. Unfortunately, I give a damn about my credit so I am living with my dad while I pay off those debts. Rent/property values in this town is insane compared to the rest of the state. I could make more, but I would want to run myself off a cliff after 6months of truck driving again, at least for Swift. I make about $11.90 an hour and it amazes me that in just 10 short years how this amount of money can go from "good money" to "poverty for a bachelor".
|
||
|
|
|
Posted: 2/1/2006 11:26:18 PM EDT
[#22]
must have been a cute salesgirl
|
|
|
|
Posted: 2/1/2006 11:27:49 PM EDT
[#23]
You can make more than that an hour at a busy Dennys, don't be stupid grab the easy money.
|
|
|
|
Posted: 2/1/2006 11:32:48 PM EDT
[#24]
It continues to amaze me, the number of arfcommers that will chime in while hiding their own cars from the towtruck... Schadenfreude. |
||
|
|
|
Posted: 2/1/2006 11:33:36 PM EDT
[#25]
Damn man you should have video taped the whole thing for our amusement
|
|
|
|
Posted: 2/2/2006 3:46:52 PM EDT
[#26]
he said SWIFT!! Might as well said JB!!  |
|||
|
|
|
Posted: 2/2/2006 3:50:04 PM EDT
[#27]
How did the dealer even approve that financing?
Kharn |
|
|
|
Posted: 2/2/2006 3:50:51 PM EDT
[#28]
Jinkies, those must be generous tippers.  
|
|
|
|
|
Posted: 2/2/2006 3:59:30 PM EDT
[#29]
He's driving it around. He's taken possession. I think he's way beyong that law at this point. |
|
|
|
|
Posted: 2/2/2006 5:55:31 PM EDT
[#30]
*****************UPDATE*********************
Well he just called and here's how it went down on his lunch break. He told the head sales manager he can't afford it and is bringing it back. Head manager asks him why, is it the payments, is it the color, blah blah blah. Neighbor: "Man, I just can't afford this car. Salesman: Well hold on now, we can work those #'s and get those payments down. Neighbor: It won't do no good, it was an impulse buy and I don't want the car. Salesman: Well hold on I'll be right back, let's see what we can do. Neighbor: I'm on my lunch break man, I don't have time, just bring me my truck. Salesman: Well you got 10 minutes, that's all the time the paperwork will take. Neighbor: Man, I don't want this car! I can't afford it! Bring me my !#@$@%@ truck now. Salesman: Alright Mr. ******. Needless to say, they were NOT happy, but also needless to say, my friend is super relieved. Couple reasons I think the dealer is cr*p: #1 They told my friend to write them a bad check, and they would hold it until he had the money in the bank. That way they could show a nice downpayment to get him financed. #2 No dealer in their right mind should finance someone at 14% for a $26K car when they make $20K/year. |
|
|
|
Posted: 2/2/2006 6:07:48 PM EDT
[#31]
It all depends on his credit rating. Dude could be sitting on the Walmart fortune and living is a 40 room home with hot and cold running maids working as a greeter for $20K a year. I took my 350Z in for the 6 month check up and ran across a lady with one getting checked on too. Mine was ready so I was shooting the shit with the service manager about the mods done to it so far when the lady joined in the conversation. She was complaining that Nissan had allowed her to buy the car and that she couldn't afford the payments. She was making about $18K a year - which isn't enough to pay the cable bill around here and complaining. She wanted to return/sell the car because she found that she rather drive one of her two Corvettes.  The lady had more dollars and sense. It's spelled personal responsibility ... look it up in a conservative dictionary ... you'll not find a listing for it in the liberal's. |
|
|
|
|
Posted: 2/2/2006 6:13:27 PM EDT
[#32]
Fixed it for ya. Hell, I got 2.9% on my Nissan on a 5 year loan, got the rebate, too (this was over 3 years ago, though). |
|
|
|
|
Posted: 2/2/2006 6:16:14 PM EDT
[#33]
|
|
|
|
|
Posted: 2/2/2006 6:16:57 PM EDT
[#34]
Yea, don't get me wrong... if he got stuck with it, I'd have told 'em he screwed himself, but just from a moral standpoint, the dealer sucked. The first dealer turned him down. This dealer shut the door, told him to write them a bad check, and they'd get him financed at an absurd rate.
I didn't even know that was ethical or legal rather. |
|
|
|
Posted: 2/2/2006 6:17:34 PM EDT
[#35]
|
||||
|
|
|
Posted: 2/2/2006 6:24:47 PM EDT
[#36]
My HOUSE payment is less then he would have paid monthly on a damn car. And unlike a car the value actually remains constant or goes up. [15 year mtg]
I am ver surprised that they did not tell him that his truck was already sold. That is an old trick that is played many times. Irregardless, they knowingly approved and accepted a bad check and he comitted fraud also. No ones hands are clean in this transaction. |
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
