User Panel
User Panel
User Panel
|
Posted: 12/18/2005 8:31:41 AM EDT
[#1]
No one?
|
|
|
|
Posted: 12/18/2005 8:33:29 AM EDT
[#2]
i have a mixed allocation. It gained about 8% this year
|
|
|
|
Posted: 12/18/2005 8:35:17 AM EDT
[#3]
Mine is rockin'!
|
|
|
|
Posted: 12/18/2005 12:55:41 PM EDT
[#4]
my funds are making 7-11%, except one is bringing the whole thing down for an overall 6.6% this year
|
|
|
|
Posted: 12/18/2005 1:01:11 PM EDT
[#5]
My PRR through the Fidelity fund choices I have has returned 9.8% YTD.
Best of the bunch was an international fund. My bond and Magellan holdings drug my return down though. Just because it says 'aggressive' doesn't mean it's a good investment option. There are a lot of 'aggressive' funds that completely blow and you shouldn't have your money in them. -Observer |
|
|
|
Posted: 12/18/2005 1:09:26 PM EDT
[#6]
You may need to reevaluate your plan and diversify or change all together if your plan allows it. You should be making at least 7% percent right now, sounds like your fund manager may not be doing a good job or giving themselves a large Christmas bonus
 .
|
|
|
|
Posted: 12/18/2005 1:12:17 PM EDT
[#7]
+1 3% is junk...I know a few BANKS that give up to 4% APY......pretty sad that it should be anything less than that. |
|
|
|
|
Posted: 12/18/2005 1:17:23 PM EDT
[#8]
About a 200.5k at the moment!
|
|
|
|
Posted: 12/18/2005 1:23:34 PM EDT
[#9]
401k is decent considerering the circumstances.
My IRAs are much better since I've had direct control over them for a longer period. (>20 years) |
|
|
|
Posted: 12/18/2005 1:58:41 PM EDT
[#10]
I think mine went South for the Winter.
|
|
|
|
Posted: 12/18/2005 2:02:34 PM EDT
[#11]
Rockin' on at 13% for the year. It is in a very aggressive mix.
Bob |
|
|
|
Posted: 12/18/2005 2:02:36 PM EDT
[#12]
Very good last quarter, well see this quarter
|
|
|
|
Posted: 12/18/2005 2:04:50 PM EDT
[#13]
+18% over the last 12 months rolling average. It was up 24% but the last few months have been mixed bringing it down a bit.
|
|
|
|
Posted: 12/18/2005 2:27:08 PM EDT
[#14]
Finally back up to the level it was after Y2k.
|
|
|
|
Posted: 12/18/2005 2:31:36 PM EDT
[#15]
15.89% this year and only 75% in stocks, 25% in bonds.
|
|
|
|
Posted: 12/18/2005 2:40:23 PM EDT
[#16]
Rolled my 401k into a self-directed IRA.
Up from 69k to 103k since last April. |
|
|
|
Posted: 12/18/2005 2:59:19 PM EDT
[#17]
69K to 103K in 8 months. WOW!!!!!!!!!! Especially in a period of flat market performance. What's that like 8+%/month. I don't know what you do for a living but if you can continue this type of performance you'd get rich managing money for a mutual fund company. That type of performance beats 99+% of professional money managers. Impressive.
|
|
|
|
Posted: 12/18/2005 3:35:11 PM EDT
[#18]
So...
How do I pick where to put the funds, suggestions? |
|
|
|
Posted: 12/18/2005 3:46:22 PM EDT
[#19]
Not bad! I quit Aug. 04, and rolled my 401k into an IRA. From Sept. 04 until last Friday I'm up 144.6%
|
|
|
|
|
Posted: 12/18/2005 3:54:01 PM EDT
[#20]
Just breaking even, need some advice.
|
|
|
|
Posted: 12/18/2005 3:58:24 PM EDT
[#21]
I typically keep my 401(k)s in mostly in S&P500 index funds or SPYDRs (S&P Depository Receipts) so my returns are the same as the S&P 500. As I get closer to retrirement, I will allocate more to government bonds and other high-quality fixed income securities to protect the principal.
|
|
|
|
Posted: 12/18/2005 4:37:31 PM EDT
[#22]
OK, how about some tips for us little guys.
|
|
|
|
Posted: 12/18/2005 4:49:07 PM EDT
[#23]
For the 12 months ending 9/30/2005 11.33% |
|
|
|
Posted: 12/18/2005 4:57:06 PM EDT
[#24]
Earn big, spend small. |
|
|
|
|
Posted: 12/18/2005 4:59:58 PM EDT
[#25]
Luck mostly. And thanks to an astute Arfcommer who mentioned a Silicon shortage here in the forums a while back. I did some research on silicon producers and came up with Komatsu,(KMTUY) who owns most of the silicon producing mines. So I bought a bunch of their stock a $29.00 a share. It's up to $65.00 now. Add my E-Trade, Ebay, Motorola and some gas & oil stocks and I did okay. Best tip I can give. Do your research!! If you find something interesting or have a hunch, check it out thoroughly. That's how I found Komatsu and then MEMC (WFR). |
|
|
|
|
Posted: 12/18/2005 5:00:50 PM EDT
[#26]
Being self-employed, I put money into IRA CDs.
|
|
|
|
Posted: 12/18/2005 5:08:30 PM EDT
[#27]
I'm 10 years from retirement so I'm not invested aggressivley.
I'm with Fidelity and it only did +4% this year. Not good - but at least I didn't lose..... |
|
|
|
Posted: 12/18/2005 5:33:04 PM EDT
[#28]
slash-5 and BallasticTip
You guys would be best served by keeping most of your stock money in an index that tracks the Wilshire 5000 (Vanguard Total Stock Market for example). Then maybe mix in an international fund. I think that 8-10% going forward will be an expected return. Remember that the types of returns that have been mentioned can never be maintained over a 10+ year period. migradog admits that luck played a big part in his return. migradog got about a 67% return over 8 months. If he could get 67% annually in a tax deferred account like a 401K/IRA his $100,000 would worth tens of millions in a decade or so. I hope he can do it but 8-10% is what I'd plan on. |
|
|
|
Posted: 12/18/2005 9:44:50 PM EDT
[#29]
There is no way my portfolio will continue to grow the way it did these past few months and I will consider myself lucky to get 8-10% in the future. I am also finding it difficult to put in the time needed to manage my investments. I work a rotating shift, so I can usually see what's happening when the market opens before I leave for work and I check several times during the day to follow up. One thing I've learned is knowing when to sell is as important as knowing when to buy.
rc2 is right with finding decent mutual funds to invest in. Just try to diversify a little. There are some great international funds and funds that are investing in small companies are doing well too. T Rowe Price offers some good funds. I also think it's a good idea to subscribe to some generic financial magazines like Kiplinger's or Smart Money to educate yourself in investing. Most web sites like Yahoo, Excite and MSN have investment sections as well and offer a great place for free research. TheStreet.com is another site I like. Luck played a big part in my gains, I hope knowledge keeps them growing. I doubt I'll be worth millions, but I plan on retiring comfortably. |
|
|
|
Posted: 12/18/2005 9:47:19 PM EDT
[#30]
The last I checked mine, it's lost this year.
Anyone got any good advice? I believe I have it 50% in company stock (I work for Dell), and 50% is diversified, but I can't recall if I went with an agressive profile or a conservative... I remember for 03, I think it was, my return was 20%. No shit. |
|
|
|
Posted: 12/18/2005 9:52:20 PM EDT
[#31]
Don't have a 401k. IRA and another Scottrade account.
I'm averaging over 17% per year for the last 3 years. Not bad for a rookie 
|
|
|
|
Posted: 12/18/2005 10:12:51 PM EDT
[#32]
It's a bad idea to have that much of your wealth tied up in the company you work for. If they company has problems you may find yourself out of a job and with a big hit to your portfolio. The best idea is to just dump it into an index fund that tracks the Whilshire 5000 (essentially all the publicly traded companies in the US.) I don't think it will make 8-10% per year, since valuations are already pretty high and intrest rates are low and unlikely to get lower. Research shows that the low-cost index funds consistently beat actively traded funds. Leave it alone for 30 years and you'll do well. |
|
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
