I was on my way home from work at around 4:00 PM today driving through town. It was a 25MPH speed limit so I was going below 25MPH. Out of nowhere there's a loud BOOM and my car is shuddering and I'm thrown all about the car. I immediately slam on the brakes with a screech to see a car to my right stopped and the driver staring at me. My first instinct I'm afraid to admit was to ream out the driver for just nailing me out of the blue. I get out of the car and the first thing she says as she looks at the passenger side of my car is: "That sucks."
That sucks!? I couldn't believe it and just shook my head. "I guess we should call the cops." she says next. I'm a little more than just pissed and spit out "Yeah, you should." Luckily enough a cop came down the road not 2 minutes after it happened and I flagged him down to take a look. The lady claims to have insurance but doesn't have her card on her, and says that we need to worry about the police report later because she needs to catch the last ferry for the day (I live on a medium sized island). She's a resident of the town and everyone knows her so the cop lets her go and talks to me.
Aside from pissing me off that she let him go, he was very polite and took down all my information. The lady that hit me initially accused me of driving too fast, and that's what caused the accident. I told the officer that I know for a FACT I was going UNDER the posted speed of 25MPH.
Why? Because no more than 10 yards from where the accident happened, I had come to an almost complete stop to wave a pedestrian across the street. The walker didn't want to pass and waved me on. And I know that unless I had completely floored the gas there's no way I could have hit 25MPH much less gone above it in a matter of 10 yards.
As I'm giving the cop the information, I sit down on the hood of my car and notice my neck is really starting to hurt. The adrenaline of getting hit must have been wearing off because it really started to kill in a minute or two. I tell the cop and he almost pages out an ambulance for me. I tell him that's not necessary and head down the road a mile or so to the local health clinic. Doctor checks me out and there's no major spinal injuries, just a sore neck, back, legs, shoulders, etc.
As for my car, both passenger side doors are unable to be opened. The wheel well has a 6"x6" dent that pushes the metal back a good 4 inches into the car. There's a gouge from the front passenger side wheel all the way to the beginning of the rear passenger side door. The tire has gouges on it and the hubcap is bent to shit. No word if the frame is shot to shit. The cop said off the top of his head it looked like at least 3k worth of damage.
Now I'm sitting at home sore as hell with a busted car outside.
And the worst part of this story? The vehicle that HIT ME only had one bit of damage. Their license plate was torn off and the front fender had a few scratches. First thing the lady did as I exited my car was bitch about her ruined license plate.
I filed a claim with my insurance company an hour after the accident happened and they're already sending over a sheet to cover payment on medical charges.
Other than the insurance company helping so far, is there no justice in the world?