Its basicly like this in the commonwealth of Ky. The people who eaned the least, in the so called poverty level can make more because its 2/3rds of their pay rate without taxes. People that earn the most and pay the most in taxes and support those in the so called poverty level with welfare, get less. The people who make the most run into a cap that is 2/3 of the states average wage. I guess in Kys standards they would say I was rollin in the dough. Even those in the lower bracket get it in the rear from the insurance company sooner or later. Oh and by the way, its not like gettin hit from behind in an automobile, no pain and suffering, they dont care if your scars for life, in a wheelchair, or if your manhood falls off. If Im lucky,very lucky I may not have to give up my familiy's home. But I looks like if The Lord dosnt intervien, we will. But I have faith and am tough as hell(not as tough as I thought I was).