Anti-Gun State Farm

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[ARCHIVED THREAD] - Anti-Gun State Farm

Posted: 5/25/2018 10:10:19 PM EDT

A book of faces friend shared this:

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Posted: 5/25/2018 10:11:41 PM EDT

[#1]

Fuck them. Shitty company anyway.

Posted: 5/25/2018 10:11:43 PM EDT

[#2]

Fake letter?

Posted: 5/25/2018 10:11:46 PM EDT

[#3]

Interesting. Up here the local agents are very open about the fact they’ll cover firearms and encourage policies to make sure everything is covered. I’ll have to ask my SOT friends who they go through.

Posted: 5/25/2018 10:16:06 PM EDT

[#4]

I mean there's no reason to not cover gun manufacturers...not like they can be sued successfully, partly due to the lawful commerce in arms act...unless they are politically motivated.

If so I'll be cancelling ASAP.

Posted: 5/25/2018 10:26:31 PM EDT

[#5]

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Fake letter?

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Yeah, not sure honestly.

They are a legit business out of Alexandria, MN.

They even offer 10mm upper and lower sets.

Posted: 5/25/2018 10:32:11 PM EDT

[#6]

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Quoted:
Fake letter?

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Looks like a chop to me. In for more info.

Posted: 5/25/2018 10:34:36 PM EDT

[#7]

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Quoted:
Interesting. Up here the local agents are very open about the fact they’ll cover firearms and encourage policies to make sure everything is covered. I’ll have to ask my SOT friends who they go through.

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Could be a local thing. Maybe Operation Chokepoint?

Posted: 5/25/2018 10:36:30 PM EDT

[#8]

A gun manufacturer APPLIED for coverage and it was denied.

I am sure SF and many other companies out there do not cover every type of business.

Does SF, Allstate, GIECO, cover bridge construction companies? Gondola operations? Skydiving schools?

Those are some hight risk high payout businesses, I am sure you need to find the right kind of insurance company to get coverage.

Posted: 5/25/2018 10:41:30 PM EDT

[#9]

“We don’t” sounds suspicious in what is supposed to be an official corporate business document, especially in a regulated business like insurance.

Posted: 5/25/2018 10:45:52 PM EDT

[#10]

Even my iPhone can zoom in enough to see the photoshop on that.

Posted: 5/25/2018 10:46:35 PM EDT

[#11]

I don't know anything about State Farm, but I can tell you Erie Insurance is a "conservative" insurance company. There is a lot they will not insure, and I'm betting that would include firearms businesses. Their "conservative" stance results in lower costs for the customers they do insure. Meeting with an insurance agent and insurance risk mitigator was an interesting experience.

Posted: 5/25/2018 10:56:17 PM EDT

[#12]

Just one more reason I'm glad to be rid of those jackasses. They aren't a good neighbor at all.

Posted: 5/25/2018 10:58:09 PM EDT

[#13]

I call BS.

Posted: 5/25/2018 10:59:28 PM EDT

[#14]

Probably just considered to be a high-risk entity to insure. Lawsuits, even frivolous ones, aren’t cheap to defend. Probably wouldn’t insure a sky-diving operation either, for example.

Posted: 5/25/2018 11:01:52 PM EDT

[#15]

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Fake letter?

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No it's real. I know one of the owners of that business.

Posted: 5/25/2018 11:03:03 PM EDT

[#16]

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Quoted:
Probably just considered to be a high-risk entity to insure. Lawsuits, even frivolous ones, aren’t cheap to defend.

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I thought it was illegal to sue a gun manufacturer..?

Posted: 5/25/2018 11:05:01 PM EDT

[#17]

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I thought it was illegal to sue a gun manufacturer..?

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Quoted:

Quoted:
Probably just considered to be a high-risk entity to insure. Lawsuits, even frivolous ones, aren’t cheap to defend.

I thought it was illegal to sue a gun manufacturer..?

And yet Sandy Hook cost manufacturers plenty somehow. See where I said “even frivolous ones”?

Posted: 5/25/2018 11:05:22 PM EDT

[#18]

Top line & logo appear to be not parallel to the text, and text portion is a different color. Photoshop

Posted: 5/25/2018 11:07:14 PM EDT

[#19]

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Quoted:
Top line & logo appear to be not parallel to the text, and text portion is a different color. Photoshop

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No it's not, i can assure you. A friend of mine is part owner of the business in question.

Posted: 5/25/2018 11:22:27 PM EDT

[#20]

So they call Chiarello and start coverage when SF's ends.

Also I don't know why they redacted their address, ATF has all that info on their web site.

Posted: 5/25/2018 11:56:21 PM EDT

[#21]

Quoted:

Looks like a chop to me. In for more info.

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Quoted:

No it's real. I know one of the owners of that business.

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This is what I thought.

Posting in GD can usually get interesting opinions on a matter of legitimacy.

Glock63, can you enlighten us?
Or is it as simple as the letter states?

Posted: 5/26/2018 12:01:13 AM EDT

[#22]

I don't insure gun companies either. Does that make me anti gun?

Posted: 5/26/2018 12:05:37 AM EDT

[#23]

Cover up the SFPP account, OP, that’s sensitive info.

Posted: 5/26/2018 12:09:22 AM EDT

[#24]

This is over reactive nonsense by people who don't understand the insurance industry. I can assure you there are many insurance companies that deal primarily with property and casualty for the average Joe who do not cover manufacturing exposures.

In this case it just happened to be firearms. I bet State Farm wouldn't cover a business that makes frozen waffles, either.

And on the other hand, with State Farm being the number one homeowner insurer, they probably insure more firearms than anyone else.

But they are anti-gun, don't you know.

Posted: 5/26/2018 12:25:11 AM EDT

[#25]

Quote History

Quoted:
Cover up the SFPP account, OP, that’s sensitive info.

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Fixed

Posted: 5/26/2018 12:28:32 AM EDT

[#26]

Quote History

Quoted:
This is over reactive nonsense by people who don't understand the insurance industry. I can assure you there are many insurance companies that deal primarily with property and casualty for the average Joe who do not cover manufacturing exposures.

In this case it just happened to be firearms. I bet State Farm wouldn't cover a business that makes frozen waffles, either.

And on the other hand, with State Farm being the number one homeowner insurer, they probably insure more firearms than anyone else.

But they are anti-gun, don't you know.

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Why insure the business to begin with then?

Posted: 5/26/2018 12:36:22 AM EDT

[#27]

You people and the fake news.

Policy language doesn't have "we don't" in it, let alone underwriting doesn't issue a letter with that language in it.

Posted: 5/26/2018 12:42:54 AM EDT

[#28]

When we had our gun shop open we had property insurance through State Farm. They would not give us liability insurance because we would be selling used guns. We ended up having to get that from Lloyds of London.

Posted: 5/26/2018 12:43:08 AM EDT

[#29]

Quote History

Quoted:
You people and the fake news.

Policy language doesn't have "we don't" in it, let alone underwriting doesn't issue a letter with that language in it.

View Quote

Posted: 5/26/2018 12:46:43 AM EDT

[#30]

Quote History

Quoted:
You people and the fake news.

Policy language doesn't have "we don't" in it, let alone underwriting doesn't issue a letter with that language in it.

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Found the state farm agent

Posted: 5/26/2018 12:48:22 AM EDT

[#31]

Looks fake but they are promoting it as the real deal

https://www.facebook.com/AlexProFirearms/

Posted: 5/26/2018 1:08:05 AM EDT

[#32]

Quote History

Quoted:
A gun manufacturer APPLIED for coverage and it was denied.

I am sure SF and many other companies out there do not cover every type of business.

Does SF, Allstate, GIECO, cover bridge construction companies? Gondola operations? Skydiving schools?

Those are some hight risk high payout businesses, I am sure you need to find the right kind of insurance company to get coverage.

View Quote

Firearms manufacturing is not a high risk business.

Posted: 5/26/2018 1:11:54 AM EDT

[#33]

Quoted:
A book of faces friend shared this:

https://www.AR15.Com/media/mediaFiles/136710/StateFarmAntiGun-555434.JPG

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Derp.

They don't insure mechanics either. They want just regular, run of the mill stuff to insure. Not gun manufacturers. Big deal.

Grow up.

Posted: 5/26/2018 1:12:50 AM EDT

[#34]

Quote History

Quoted:
Firearms manufacturing is not a high risk business.

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Quote History

Quoted:

Quoted:
A gun manufacturer APPLIED for coverage and it was denied.

I am sure SF and many other companies out there do not cover every type of business.

Does SF, Allstate, GIECO, cover bridge construction companies? Gondola operations? Skydiving schools?

Those are some hight risk high payout businesses, I am sure you need to find the right kind of insurance company to get coverage.

Firearms manufacturing is not a high risk business.

Yea? Is that your company's take on it? High is relative term anyways.

Posted: 5/26/2018 1:15:49 AM EDT

[#35]

Yep many insurance companies out there do not cover firearms business, gun shops, etc. Nothing new. After the Vegas shooting some of the big names like Philadelphia aka Toyko Marine are not renewing policies anymore for those who had insurance through them.

Insurance, workmans comp, and heck even credit card processing is a real bitch for the firearms industry.

Posted: 5/26/2018 1:15:52 AM EDT

[#36]

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Quoted:
Fuck them. Shitty company anyway.

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Yea, they're horrible. Your company probably is way better by like a million times. Haha fuck them, right?

Posted: 5/26/2018 2:46:19 AM EDT

[#37]

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Why insure the business to begin with then?

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Probably because an agent who didn't properly qualify the business in the first place sent in a bound application on an ineligible business.

Posted: 5/26/2018 2:51:11 AM EDT

[#38]

Quote History

Quoted:
Yea? Is that your company's take on it? High is relative term anyways.

View Quote View All Quotes

View All Quotes

Quote History

Quoted:

Quoted:
A gun manufacturer APPLIED for coverage and it was denied.

I am sure SF and many other companies out there do not cover every type of business.

Does SF, Allstate, GIECO, cover bridge construction companies? Gondola operations? Skydiving schools?

Those are some hight risk high payout businesses, I am sure you need to find the right kind of insurance company to get coverage.

Firearms manufacturing is not a high risk business.

Yea? Is that your company's take on it? High is relative term anyways.

You run far more liability risk running a retail business in an inner-city than a firearms manufacturing business.

Unless an insurance company considers manufacturing in general to be too high risk, it's a bullshit excuse. Firearms manufacturers have considerably more legal protection than regular machine shops.

Posted: 5/26/2018 3:01:52 AM EDT

[#39]

There’s a difference between commercial/industrial and retail, just taking a quick look at their website gives no indication that they insure ANY manufacturing/industrial businesses.

Everything is underwritten differently fellas, does the fact that they don’t insure buttplug manufacturers make them anti-gay too?

Most likely they were sold a retail policy and when it was submitted as a manufacturer or whatever it got rejected, big whoop.

Attached File

Posted: 5/26/2018 5:43:42 AM EDT

[#40]

Edward B. Rust Jr was the CEO and he has stated in the past he is in favor of gun control.
With that in mind it's not hard to believe.

Posted: 5/26/2018 5:49:52 AM EDT

[#41]

Not called 'Snake Farm' for nothing, spent 10ys managing projects in corp, shit-ass company with shit-ass leadership. 20 years ago SF was beyond cash rich, now if stock market hiccups they're the next AIG begging for a handout.

Posted: 5/26/2018 5:54:50 AM EDT

[#42]

Quote History

Quoted:
Edward B. Rust Jr was the CEO and he has stated in the past he is in favor of gun control.
With that in mind it's not hard to believe.

View Quote

Inbred Ed stepped down couple years ago.
Best of knowledge Rust family still owns the land corp campus is built on though.

Posted: 5/26/2018 6:41:48 AM EDT

[#43]

State Farm didn't insure guns 30 years ago either.

Posted: 5/26/2018 7:22:24 AM EDT

[#44]

Quote History

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State Farm didn't insure guns 30 years ago either.

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Actually, they did. That was right about the time that my father filed a claim for a stolen Sterling .380 that was taken in a burglary. They paid out the full replacement value. It was when his agent at the time encouraged him to place a firearms rider on his policy that would cover his entire collection, as they considered it personal property at the time, and only covered (IIRC, it's been 30 years...) $2500 on their standard homeowner's policy. He paid a few bucks more, and wound up with a rider covering up to $10,000 in firearms. 30 years ago, that was a decent collection. These days, that can be exceeded in less than a dozen run of the mill guns.

Posted: 5/26/2018 7:45:33 AM EDT

[#45]

Been with SF since I was a teen and not dropping for any reason, sorry. They have always done right by me and my agent is great.

Posted: 5/26/2018 8:19:58 AM EDT

[#46]

Quote History

Quoted:
Not called 'Snake Farm' for nothing, spent 10ys managing projects in corp, shit-ass company with shit-ass leadership. 20 years ago SF was beyond cash rich, now if stock market hiccups they're the next AIG begging for a handout.

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You spent 10 years managing projects in State Farm?

Posted: 5/26/2018 9:07:13 AM EDT

[#47]

I'm not believing it until I see a better explanation from the arfcommer who knows the business owner, and corroboration from other sources.

Right now on FB I keep seeing stuff like "Confirmed! Flying J truck stops will no longer fly an American flag to not offend their customers. Share this so others know not to do business there!" Of course, these posts are usually shared by a competing truck stop or gas station chain. I think I just saw the third different gas station chain named in the post.

The book of faces is an evil tome, and should not be trusted.

Posted: 5/26/2018 6:07:16 PM EDT

[#48]

My wife has worked for SF many years. I showed her the letter and she said they don't insure those types of businesses because they are considered high risk. It has nothing to do with firearms. As mentioned before they don't insure mechanics either, but I doubt they would be considered anti-car since they make a lot of money from them.

ETA: They will insure guns as well.

Posted: 5/26/2018 8:32:18 PM EDT

[#49]

i switched from Farmers to Safeco aka Liberty Mutal and firearms are included automatically, i didn't have to buy a separate rider either. the agent i've known for over 20 years and a big pro 2A recommended it.

Posted: 5/30/2018 5:10:24 PM EDT

[#50]

Then again, State Farm don't seem to like people shooting on their own property either:

http://www.scfirearms.org/Merchants/StateFarm/garys_statement.htm

http://www.scfirearms.org/Merchants/StateFarm/garyfaq.htm

[ARCHIVED THREAD] - Anti-Gun State Farm

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